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; 04/23/20 11:59 AM
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;;;;ECONSYS200423



_t 09:53:10:10
 YES

_t 09:53:10:20
STILL HAVE ABOUT FIVE MINUTES

_t 09:53:12:03
BEFORE WE GET STARTED.

_t 09:53:13:25
WE DID A SOUND CHECK EARLIER BUT

_t 09:53:15:11
I THOUGHT WE MIGHT WANT TO DO

_t 09:53:17:02
ONE MORE BEFORE GETTING STARTED.

_t 09:53:28:15
THIS IS MICHAEL.

_t 09:53:28:28
>> HI, MICHAEL.

_t 09:53:30:19
WE STILL HAVE FOLKS ROLLING IN.

_t 09:53:31:29
WE HAVE ABOUT 230 AND THAT

_t 09:53:35:05
NUMBER JUST KEEPS JUMPING SO WE

_t 09:53:37:02
WILL PLAN ON STARTING RIGHT AT

_t 09:53:39:15
9:00.

_t 09:53:40:27
>> GREAT.

_t 09:57:44:17
ARE YOU READY?

_t 09:57:45:03
>> WE ARE READY.

_t 09:57:46:21
OKAY.

_t 09:57:46:26
>> GOOD MORNING EVERYBODY.  THIS

_t 09:57:49:02
IS DUANE SHUMATE WITH THE

_t 09:57:49:27
DEPARTMENT OF MENTAL HEALTH,

_t 09:57:51:02
DIVISION OF DEVELOPMENTAL

_t 09:57:52:23
DISABILITIES.

_t 09:57:52:29
I WANT TO THANK YOU FOR

_t 09:57:53:29
PARTICIPATING IN TODAY'S WEBINAR

_t 09:57:55:21
ON UNEMPLOYMENT INSURANCE,

_t 09:57:57:26
ECONOMIC IMPACT PAYMENTS, SSI,

_t 09:58:00:02
SOCIAL SECURITY DISABILITY AND

_t 09:58:01:16
THE COVID-19 EMERGENCY.

_t 09:58:03:11
THIS WEBINAR PROVIDES AN

_t 09:58:04:24
OVERVIEW OF UNEMPLOYMENT

_t 09:58:07:03
INSURANCE, THE CHANGES MADE BY

_t 09:58:08:04
THE CARES ACT, THE BASICS OF THE

_t 09:58:11:02
ECONOMIC IMPACT PAYMENTS AND HOW

_t 09:58:12:24
THESE BENEFITS INTERACT WITH

_t 09:58:15:06
SUPPLEMENTAL SECURITY INCOME.

_t 09:58:16:26
SOCIAL SECURITY DISABILITY

_t 09:58:17:27
INSURANCE AND OTHER PUBLIC

_t 09:58:20:10
BENEFITS.

_t 09:58:20:15
>> THIS WEBINAR IS SPONSORED BY

_t 09:58:22:21
THE MISSOURI EMPLOYMENT FIRST

_t 09:58:24:21
COLLABORATIVE, A PARTNERSHIP OF

_t 09:58:25:08
THE DEPARTMENTS OF MENTAL

_t 09:58:26:24
HEALTH, SOCIAL SERVICES,

_t 09:58:29:03
REHABILITATION SERVICES,

_t 09:58:32:07
VOCATIONAL REHABILITATION,

_t 09:58:33:12
WORKFORCE DEVELOPMENT, THE

_t 09:58:35:03
MISSOURI DD COUNCIL, AND OUR

_t 09:58:37:15
MISSOURI WITH A PROJECT LOCATED

_t 09:58:39:08
AT MISSOURI -- ADVOCACY AND PAIR

_t 09:58:42:15
WHAT, SUPPORT FOR THIS PROJECT

_t 09:58:44:23
IS SUPPORTED BY ECON SYS

_t 09:58:48:25
DEPARTMENT FUNDED BY THE

_t 09:58:49:23
DEPARTMENT OF LABOR, EMPLOYMENT

_t 09:58:51:24
POLICY.

_t 09:58:52:09
A COUPLE OF HOUSEKEEPING ITEMS.

_t 09:58:55:08
PLEASE POSE QUESTIONS IN THE Q &

_t 09:58:56:24
A SECTION ON THE RIGHT SIDE OF

_t 09:58:58:12
YOUR SCREEN.

_t 09:58:59:06
IT SHOULD INDICATE PARTICIPANT,

_t 09:59:01:02
EXCUSE ME, PANELIST, CHAT, Q &

_t 09:59:05:27
A, AND THEN MULTIMEDIA VIEWER,

_t 09:59:07:17
THERE IS A LITTLE TWISTY TIE

_t 09:59:09:21
THERE WHERE YOU CAN CLICK ON

_t 09:59:10:27
THAT AND OPEN YOUR ABILITY TO

_t 09:59:12:27
POSE QUESTIONS.

_t 09:59:16:17
ANY TECHNICAL ISSUES RELATED TO

_t 09:59:18:02
CONNECTIVITY WITH THE WEBINAR

_t 09:59:19:05
SHOULD BE POSTED IN THE CHAT BOX

_t 09:59:20:19
AND ANY QUESTIONS RELATING TO

_t 09:59:22:25
THE CONTENT SHOULD BE POSTED IN

_t 09:59:24:27
THE Q & A BOX.

_t 09:59:27:03
AGAIN, ALL PARTICIPANTS ARE

_t 09:59:29:02
MUTED AS THERE ARE 600

_t 09:59:30:29
REGISTERED WE WILL BE UNABLE TO

_t 09:59:32:12
ANSWER EVERYONE'S QUESTIONS,.

_t 09:59:34:19
HOWEVER, WHAT WE WILL DO IS PULL

_t 09:59:35:27
ALL THE QUESTIONS FROM THE Q & A

_t 09:59:37:15
AND WE WILL SHARE RESPONSES WITH

_t 09:59:38:29
EACH OF YOU.

_t 09:59:40:02
PLEASE COMPLETE THE SURVEY AT

_t 09:59:41:02
THE CONCLUSION OF TODAY'S EVENT

_t 09:59:43:03
AS THIS ASSISTS US WITH SHARING

_t 09:59:45:24
THE OUT COMES OF OUR EFFORTS

_t 09:59:47:18
WITH ODEP AND HE CONCEPTS,

_t 09:59:51:15
CERTIFICATES OF PARTICIPANTS

_t 09:59:52:13
WILL ONLY BE TOIRBLED THOSE

_t 09:59:54:29
REGISTERED AND COMPLETE THE FULL

_t 09:59:56:09
WEBINAR.

_t 09:59:56:18
TODAY'S SPEAKER IS MICHAEL

_t 09:59:59:09
DALTO, HE DELIVERS TRAINING ON

_t 10:00:01:03
DISABILITIES BENEFITS FROM

_t 10:00:02:02
SOCIAL SECURITY AND RELATED WORK

_t 10:00:04:29
FOR 30 YEARS AND CREATED A STATE

_t 10:00:07:02
BENEFITS PLANNING CERTIFICATION

_t 10:00:07:24
IN MARYLAND AND TRAINED

_t 10:00:10:14
SUPPORTED 60 BENEFIT PLANNERS

_t 10:00:11:26
USING OVER 50 ORIGINAL TRAINING

_t 10:00:13:16
SESSIONS.

_t 10:00:14:02
HE CONSULTED WITH UNIVERSITIES,

_t 10:00:15:17
STATE VOCATIONAL REHABILITATION,

_t 10:00:18:16
WORKFORCE, BEHAVIORAL HEALTH AND

_t 10:00:21:05
DEVELOPMENTAL DISABILITY

_t 10:00:21:20
AGENCIES THROUGHOUT THE COUNTRY.

_t 10:00:22:29
HE CURRENTLY CONSULTS WITH

_t 10:00:25:07
GRIFFIN, HANSON AND ASSOCIATES.

_t 10:00:26:28
WITH THAT I WILL TURN IT OVER

_t 10:00:27:26
THE MICHAEL.

_t 10:00:28:09
THANK YOU.

_t 10:00:29:04
>> THANK YOU VERY MUCH, DUANE.

_t 10:00:30:27
AND GOOD MORNING.

_t 10:00:31:13
THANK YOU ALL FOR JOINING.

_t 10:00:33:06
WHEN I HEARD THAT 600 PEOPLE HAD

_t 10:00:35:25
REGISTERED FOR THIS SESSION I

_t 10:00:37:22
THOUGHT, YOU POOR THINGS.

_t 10:00:38:24
YOU REALLY ARE DESPERATE FOR

_t 10:00:41:24
ENTERTAINMENT, BUT I AM GLAD

_t 10:00:42:22
THAT YOU JOINED ANYWAY.

_t 10:00:45:08
AND WE ARE NOT QUITE UP TO 600

_t 10:00:47:24
YET SO I AM ASSUMING THE REST OF

_t 10:00:50:02
YOU FOUND SOMETHING ON NETFLIX,

_t 10:00:52:06
BUT IN ANY EVENT, I HAVE A

_t 10:00:54:13
30-YEAR OLD SON AND WHEN HE WAS

_t 10:00:56:11
QUITE YOUNG I REMEMBER COMING

_t 10:00:57:21
HOME FROM WORK ONE EVENING AND I

_t 10:01:00:16
ASKED HIM HOW HIS DATE WENT AND

_t 10:01:02:07
I SAID WELL I HAVE BAD NEWS AND

_t 10:01:04:12
I HAVE GOOD NEWS.

_t 10:01:05:13
WELL WHAT IS THE BAD NEWS?

_t 10:01:06:09
>> HE SAID THE BAD NEWS IS, I

_t 10:01:09:27
LOST MY LIBRARY BOOK.

_t 10:01:11:12
I LOOKED EVERYWHERE I IT COULD

_t 10:01:14:16
POSSIBLY BE.

_t 10:01:15:16
DIDN'T FIND IT.

_t 10:01:16:09
IT IS JUST GONE.

_t 10:01:17:12
AND I SAID WELL WHAT IS THE GOOD

_t 10:01:19:02
NEWS?

_t 10:01:19:03
>> HE SAID WELL THE GOOD NEWS IS

_t 10:01:21:14
THAT IT WASN'T OVER DUE.

_t 10:01:22:27
SO IT IS ALWAYS HELPFUL TO FIND

_t 10:01:24:28
A SILVER LINING OR TWO TO JEFF

_t 10:01:29:26
DARK CLOUD AND TODAY WE WILL BE

_t 10:01:32:09
TALKING ABOUT A COUPLE OF SILVER

_t 10:01:34:03
LININGS TO THE CURRENT

_t 10:01:37:10
EMERGENCY, WHICH TO SUMMARIZE

_t 10:01:40:04
ARE THAT PEOPLE WITH LOW TO

_t 10:01:42:24
MODERATE WAGES ARE ACTUALLY IN

_t 10:01:44:29
MANY CASES GOING TO BE ABLE TO

_t 10:01:47:02
RECEIVE MORE INCOME FROM

_t 10:01:50:18
UNEMPLOYMENT BENEFITS FOR AT

_t 10:01:51:25
LEAST A FEW MONTHS THAN THEY DID

_t 10:01:55:09
WORKING.

_t 10:01:56:15
AND SECONDLY, A HUGE NUMBER OF

_t 10:01:58:26
PEOPLE WILL BE ELIGIBLE FOR

_t 10:02:01:06
ECONOMIC IMPACT PAYMENTS, ALSO

_t 10:02:03:18
KNOWN AS STIMULUS PAYMENTS.

_t 10:02:11:22
SO WE ARE GOING TO SPEND MOST OF

_t 10:02:12:23
THE TIME TODAY TALKING ABOUT

_t 10:02:16:05
UNEMPLOYMENT BENEFITS AND THEN

_t 10:02:17:05
WE WILL SWITCH LATER TO THE

_t 10:02:21:07
ECONOMIC IMPACT PAYMENTS.

_t 10:02:26:28
SO I AM GOING TO TALK ABOUT THE

_t 10:02:29:06
REGULAR RULES FOR UNEMPLOYMENT

_t 10:02:31:15
INSURANCE IN MISSOURI AND

_t 10:02:35:20
SCATTERED THROUGHOUT WE WILL BE

_t 10:02:37:05
TALKING ABOUT HOW THE

_t 10:02:40:20
CORONAVIRUS EMERGENCY

_t 10:02:41:23
SPECIFICALLY THE CARES ACT

_t 10:02:44:25
PASSED JUST A FEW WEEKS AGO

_t 10:02:48:09
MAKES MAJOR CHANGES TO

_t 10:02:50:22
UNEMPLOYMENT BENEFITS.

_t 10:02:51:13
BUT I WANTED YOU TO ALSO KNOW

_t 10:02:54:19
THE REGULAR RULES THAT

_t 10:02:57:19
PRESUMABLY WILL REVERT TO AFTER

_t 10:02:58:29
THE EMERGENCY ENDS SO THAT YOU

_t 10:03:01:10
WILL HAVE SOMETHING YOU CAN USE

_t 10:03:04:02
DOWN THE ROAD, WHICH I HOPE WILL

_t 10:03:05:17
BE HELPFUL, PARTICULARLY TO

_t 10:03:07:16
THOSE OF YOU WHO DO A LOT OF

_t 10:03:09:04
WORK WITH PUBLIC BENEFITS.

_t 10:03:11:02
SO UNEMPLOYMENT INSURANCE IS

_t 10:03:14:20
DESIGNED TO BE TEMPORARY AND

_t 10:03:16:18
PROVIDE PARTIAL REPLACEMENT OF

_t 10:03:19:15
INCOME FOR PEOPLE WHO LOSE THEIR

_t 10:03:21:02
JOBS THROUGH NO FAULT OF THEIR

_t 10:03:24:05
OWN.

_t 10:03:25:02
IT DOESN'T REPLACE ALL OF THE

_t 10:03:26:11
MONEY.

_t 10:03:26:26
IT REPLACES PART OF IT.

_t 10:03:28:02
IT IS DESIGNED TO HELP WORKERS

_t 10:03:30:13
TEMPORARILY WHILE THEY ARE

_t 10:03:31:11
LOOKING FOR OTHER WORK AND TO,

_t 10:03:36:21
IN TIMES OF VERY GREAT

_t 10:03:38:25
UNEMPLOYMENT, LIKE THE CURRENT

_t 10:03:40:11
ONE WE ARE IN, IT HELPS KEEP THE

_t 10:03:42:14
ECONOMY THERE COLLAPSING.

_t 10:03:44:20
IT IS A JOINT FEDERAL AND STATE

_t 10:03:47:15
PROGRAM, BUT WHILE THE STATE --

_t 10:03:49:28
THE FEDERAL GOVERNMENT SETS THE

_t 10:03:52:04
PARAMETERS OF THE PROGRAM,

_t 10:03:54:02
INDIVIDUAL STATES CAN MAKE

_t 10:03:56:16
SPECIFIC RULES, PARTICULARLY

_t 10:03:59:28
REGARDING WHO IS ELIGIBLE, THE

_t 10:04:00:27
AMOUNT OF BENEFITS A PERSON CAN

_t 10:04:01:29
GET AND FOR HOW LONG, AND HOW

_t 10:04:05:16
THEIR EARNINGS WILL AFFECT THOSE

_t 10:04:07:04
BENEFITS IF THEY GO BACK TO WORK

_t 10:04:09:26
PART-TIME WHILE LOOKING FOR

_t 10:04:10:21
FULL-TIME WORK.

_t 10:04:15:03
SO THE CORONAVIRUS AID RELEASED

_t 10:04:19:08
AN ECONOMIC SECURITY OR CARES

_t 10:04:22:02
ACT IS A FEDERAL LAW PASSED A

_t 10:04:23:28
FEW WEEKS AGO THAT MADE A NUMBER

_t 10:04:26:12
OF MAJOR CHANGES TO UNEMPLOYMENT

_t 10:04:29:19
INSURANCE AND YOU CAN PULL THE,

_t 10:04:32:07
ON THE SLIDES DOWN THE ROAD YOU

_t 10:04:33:23
WILL SEE A SUMMARY OF WITH WHAT

_t 10:04:34:27
THOSE CHANGES ARE.

_t 10:04:36:04
BUT WE WILL START WITH THE

_t 10:04:37:28
REGULAR RULES FOR UNEMPLOYMENT

_t 10:04:40:27
INSURANCE.

_t 10:04:43:28
SO WHO IS ELIGIBLE?

_t 10:04:45:17
UNDER THE REGULAR RULES, A

_t 10:04:47:07
PERSON HAS TO HAVE WORKED IN

_t 10:04:48:19
EMPLOYMENT THAT WAS COVERED

_t 10:04:50:04
EITHER BY STATE LAW OR A FEDERAL

_t 10:04:54:12
MANDATE AND THE VAST MAJORITY OF

_t 10:04:56:27
PEOPLE WORKING FOR WAGES ARE

_t 10:05:00:07
SALARIED ARE WORKING IN COVERED

_t 10:05:01:17
EMPLOYMENT AND THEY HAVE TO HAVE

_t 10:05:03:02
LOST THEIR JOB THROUGH NO FAULT

_t 10:05:04:21
OF THEIR OWN OR QUIT A JOB FOR

_t 10:05:09:16
GOOD CAUSE RELATED TO THE NATURE

_t 10:05:11:02
OF THE WORK OR THE EMPLOYER AND

_t 10:05:15:24
THE STATE AGENCY THAT OVERSEES

_t 10:05:18:22
UNEMPLOYMENT MAKES A

_t 10:05:19:21
DETERMINATION ABOUT WHETHER A

_t 10:05:22:21
PERSON QUIT FOR GOOD CAUSE OR

_t 10:05:25:23
NOT.

_t 10:05:26:25
>> TO QUALIFY FOR UNEMPLOYMENT

_t 10:05:28:09
YOU HAVE TO BE BASICALLY READY,

_t 10:05:31:02
WILLING, ABLE AND LOOKING FOR

_t 10:05:34:07
WORK.

_t 10:05:34:14
YOU HAVE TO BE WILLING TO ACCEPT

_t 10:05:35:22
ANY SUITABLE WORK THAT YOU FIND

_t 10:05:38:17
WHEN YOU GET A JOB OFFER.

_t 10:05:41:03
WE USUALLY REQUIRE THEM TO

_t 10:05:43:04
REPORT TO AN AMERICAN JOB CENTER

_t 10:05:46:16
-- THUS THE WORKFORCE

_t 10:05:48:11
DEVELOPMENT JOB CENTER FOR HELP

_t 10:05:51:02
WITH YOUR JOB SEARCH.

_t 10:05:54:10
NOW, DURING THE COVID-19

_t 10:05:57:18
EMERGENCY, FOR PEOPLE WHO FILE

_t 10:05:59:22
CLAIMS, WHO APPLY FOR

_t 10:06:01:16
UNEMPLOYMENT DURING THE

_t 10:06:04:17
EMERGENCY, THE WORK SEARCH

_t 10:06:06:29
REQUIREMENT IS WAIVED.

_t 10:06:08:19
I THINK THE STATE WISELY

_t 10:06:10:24
FIGURED, THERE IS SUCH A

_t 10:06:12:19
DRAMATICALLY HIGH UNEMPLOYMENT

_t 10:06:13:24
AND IT IS GROWING EVERY DAY,

_t 10:06:16:06
THAT IT WOULD BE EXTREMELY

_t 10:06:18:02
DIFFICULT FOR PEOPLE TO FIND

_t 10:06:19:13
WORK IN THE CURRENT CLIMATE AND

_t 10:06:20:11
THEY ARE NOT FORCING THEM TO.

_t 10:06:23:15
HOWEVER, ONCE A PERSON GETS

_t 10:06:25:28
UNEMPLOYMENT BENEFITS, ONCE THEY

_t 10:06:27:06
ARE APPROVED, THEY NEED TO KEEP

_t 10:06:31:06
FILING WEEKLY PAYMENT REQUESTS

_t 10:06:34:12
TO CONTINUE RECEIVING BENEFITS.

_t 10:06:36:12
IT IS NOT LIKE, IT IS NOT LIKE

_t 10:06:39:02
SOCIAL SECURITY BENEFITS WHERE

_t 10:06:39:23
YOU GET YOUR BENEFITS REGULARLY

_t 10:06:41:21
WITHOUT HAVING TO DO ANYTHING

_t 10:06:45:08
AFTER YOU HAVE BE GOWN RECEIVE

_t 10:06:46:12
THEM TO GET UNEMPLOYMENT

_t 10:06:48:07
BENEFITS, YOU HAVE TO KEEP

_t 10:06:49:29
REQUESTING PAYMENTS EVERY WEEK.

_t 10:06:56:24
NOW, ORDINARILY TO QUALIFY FOR

_t 10:06:59:18
UNEMPLOYMENT UNDER THE REGULAR

_t 10:07:01:29
RULES A PERSON HAS TO HAVE

_t 10:07:04:21
WORKED A CERTAIN NUMBER OF HOURS

_t 10:07:06:19
OR EARNED A CERTAIN AMOUNT OF

_t 10:07:09:04
MONEY DURING SOMETHING CALLED A

_t 10:07:10:24
BASE PERIOD.

_t 10:07:14:04
AND THE BASE PERIOD IS SLIGHTLY

_t 10:07:17:17
COMPLICATED.

_t 10:07:17:23
IT IS FOUR QUARTERS, FOUR

_t 10:07:20:29
CALENDAR QUARTERS, BUT IT IS NOT

_t 10:07:22:12
THE MOST RECENT FOUR CALENDAR

_t 10:07:26:02
QUARTERS.

_t 10:07:26:05
IT IS THE FIRST FOUR OF THE LAST

_t 10:07:28:26
FIVE COMPLETED CALENDAR QUARTERS

_t 10:07:31:17
BEFORE THE PERSON FILES A CLAIM

_t 10:07:34:14
OR APPLIED FOR UNEMPLOYMENT.

_t 10:07:36:02
LET ME GIVE AN EXAMPLE OF WHAT

_t 10:07:37:18
THAT MEANS.

_t 10:07:39:11
SO THE -- IF A PERSON FILED

_t 10:07:42:16
TODAY AND IF THEY WERE SUBJECT

_t 10:07:45:04
TO THE REGULAR RULES -- THIS IS

_t 10:07:49:02
APRIL, SO THE LAST FIVE

_t 10:07:51:15
COMPLETED CALENDAR QUARTERS

_t 10:07:55:02
WOULD HAVE BEEN STARTING

_t 10:07:58:03
JANUARY 2019 AND ENDING

_t 10:08:02:02
MARCH 2020.

_t 10:08:03:29
THAT'S FIVE QUARTERS AND THE

_t 10:08:04:27
BASE PERIOD WOULD BE THE FIRST

_t 10:08:07:13
FOUR OF THOSE FIVE QUARTERS,

_t 10:08:11:13
NAMELY, JANUARY 2019 THROUGH

_t 10:08:14:28
DECEMBER 2019.

_t 10:08:15:05
SO A PERSON HAD TO HAVE WORKED A

_t 10:08:17:18
CERTAIN NUMBER OF HOURS OR

_t 10:08:19:02
EARNED A CERTAIN AMOUNT OF MONEY

_t 10:08:21:03
DURING THOSE FOUR QUARTERS,

_t 10:08:23:22
NAMELY THE FOUR QUARTERS OF 2019

_t 10:08:27:02
TO BE ELIGIBLE UNDER THE REGULAR

_t 10:08:30:06
RULES.

_t 10:08:35:06
NOW, MISSOURI SETS RULES, THEY

_t 10:08:38:10
BASICALLY SAY, WELL, YOU HAVE TO

_t 10:08:40:02
HAVE DONE THIS AND THAT OR THAT.

_t 10:08:44:13
YOU ARE NOT GOING MEMORIZE THIS.

_t 10:08:45:26
I DON'T HAVE THIS MEMORIZED BUT

_t 10:08:48:24
I WILL SUMMARIZE IT QUICKLY.

_t 10:08:51:04
TO MEET THE WORK REQUIREMENT

_t 10:08:52:02
WITHIN THE BASE PERIOD, A WORKER

_t 10:08:53:28
COULD HAVE EARNED AT LEAST 1,500

_t 10:08:56:22
DOLLARS DURING ONE QUARTER AND

_t 10:08:59:05
AT LEAST $750 DURING THE OTHER

_t 10:09:03:23
THREE QUARTERS IN THE BASE

_t 10:09:06:12
PERIOD AND THEIR TOTAL WAGES

_t 10:09:08:02
DURING THE BASE PERIOD HAVE TO

_t 10:09:10:09
HAVE BEEN AT LEAST ONE AND A

_t 10:09:12:24
HALF TIMES THE WAGES IN THEIR

_t 10:09:15:13
HIGHEST EARNING QUARTER.

_t 10:09:19:06
OR THEY HAVE TO HAVE EARNED AT

_t 10:09:23:05
LEAST $19,500 DURING TWO

_t 10:09:24:15
QUARTERS IN THE BASE PERIOD.

_t 10:09:27:22
SO YOU WON'T MEMORIZE THAT BUT

_t 10:09:30:09
YOU KNOW WHERE TO LOOK IT UP.

_t 10:09:32:02
BUT THE TAKE AWAY HERE IS A

_t 10:09:35:04
PERSON HAVE TO HAVE WORKED A

_t 10:09:36:29
CERTAIN AMOUNT DURING THE BASE

_t 10:09:38:15
PERIOD WHICH FOR SOMEBODY FILING

_t 10:09:40:03
NOW WOULD ORDINARILY BE FOUR

_t 10:09:44:02
QUARTERS OF 2019.

_t 10:09:48:08
SO WHO IS NOT GENERALLY COVERED?

_t 10:09:52:02
WHO IS GENERALLY NOT ELIGIBLE

_t 10:09:55:04
FOR UNEMPLOYMENT INSURANCE UNDER

_t 10:09:56:25
THE REGULAR RULES?

_t 10:10:01:04
SELF-EMPLOYED WORKERS, SO YOU

_t 10:10:02:26
HAVE TO BE AN EMPLOYEE EARNING

_t 10:10:04:22
WAGES RATHER THAN A

_t 10:10:07:10
SELF-EMPLOYED WORKER TO

_t 10:10:09:11
ORDINARILY BE ELIGIBLE.

_t 10:10:10:09
CERTAIN WORKERS WHO ARE EMPLOYED

_t 10:10:11:10
BY THEIR OWN FAMILIES, ELECTED

_t 10:10:13:23
OFFICIALS, LEGISLATORS, JUDGES,

_t 10:10:16:25
MEMBERS OF THE JUDICIARY AND

_t 10:10:18:26
MEMBERS OF THE STATE NATIONAL --

_t 10:10:22:15
ARE GENERALLY NOT ELIGIBLE.

_t 10:10:28:26
SO WHAT REASONS FOR STOPPING

_t 10:10:32:02
EMPLOYMENT WOULD QUALIFY A

_t 10:10:33:21
PERSON FOR UNEMPLOYMENT

_t 10:10:35:09
INSURANCE UNDER THE REGULAR

_t 10:10:38:02
RULES?

_t 10:10:39:17
GENERALLY, AS I SAID EARLIER,

_t 10:10:40:22
YOU HAVE TO BE UNEMPLOYED

_t 10:10:42:09
THROUGH NO FAULT OF YOUR OWN.

_t 10:10:45:23
SO YOU ARE NOT ELIGIBLE IF YOU

_t 10:10:47:08
WERE FIRED FOR MISCONDUCT AND

_t 10:10:51:06
THERE IS AN OPPORTUNITY IF YOUR

_t 10:10:53:17
EMPLOYER, YOUR FORMER EMPLOYER

_t 10:10:55:21
CLAIMS THAT YOU WERE FIRED FOR

_t 10:10:57:02
MISCONDUCT AND YOU DISAGREE, YOU

_t 10:10:59:04
HAVE THE OPPORTUNITY TO DISPUTE

_t 10:11:01:28
THAT TO THE UNEMPLOYMENT

_t 10:11:05:02
INSURANCE AGENCY.

_t 10:11:06:26
OR YOU -- IF YOU QUIT THE JOB

_t 10:11:09:17
FOR A REASON THAT WASN'T RELATED

_t 10:11:11:27
TO WORK OR THE EMPLOYER YOU

_t 10:11:15:10
WOULD NOT BE ELIGIBLE.

_t 10:11:18:12
IF YOU ARE GETTING UNEMPLOYMENT

_t 10:11:19:28
AND YOU ARE GIVEN A SUITABLE JOB

_t 10:11:21:16
OFFER AND YOU REFUSE IT, THEN

_t 10:11:23:17
YOU LOSE ELIGIBILITY FOR

_t 10:11:25:13
UNEMPLOYMENT USUALLY, OR IF YOU

_t 10:11:28:14
ARE NOT ABLE TO WORK OR YOU ARE

_t 10:11:30:23
NOT AVAILABLE TO WORK.

_t 10:11:33:20
BECAUSE AS I SAID YOU HAVE TO BE

_t 10:11:35:16
READY, WILLING, ABLE AND LOOKING

_t 10:11:39:16
FOR WORK TO BE ELIGIBLE FOR

_t 10:11:43:15
UNEMPLOYMENT INSURANCE UNDER THE

_t 10:11:44:16
REGULAR RULES.

_t 10:11:45:08
SO HOW MUCH IS THE UNEMPLOYMENT

_t 10:11:48:13
INSURANCE BENEFIT?

_t 10:11:49:08
THE WEEKLY BENEFIT IS GENERALLY

_t 10:11:53:27
FOUR PERCENT OF THE PERSON'S

_t 10:11:56:29
AVERAGE EARNINGS IN THE TWO

_t 10:11:58:15
HIGHEST EARNINGS QUARTERS THEY

_t 10:12:00:16
HAD IN THE BASE PERIOD.

_t 10:12:03:06
SO TO SIMPLIFY THAT A LITTLE

_t 10:12:05:06
BIT, IT IS GOING TO BE ABOUT

_t 10:12:08:03
52 PERCENT OF THE AVERAGE WEEKLY

_t 10:12:11:09
EARNINGS IN THE TWO HIGHEST

_t 10:12:12:22
EARNING QUARTERS.

_t 10:12:14:27
BUT THERE IS AN UPPER LIMIT.

_t 10:12:16:19
THERE IS A SEALING ON THE --

_t 10:12:18:21
CEILING ON THE BENEFIT.

_t 10:12:19:21
THE MAXIMUM BENEFIT YOU GET IS

_t 10:12:21:25
$320 A WEEK.

_t 10:12:24:04
SO IT IS EITHER -- THE BENEFIT

_t 10:12:25:21
YOU GET IS EITHER GOING TO BE

_t 10:12:27:21
52 PERCENT OF YOUR AVERAGE

_t 10:12:30:02
WEEKLY EARNINGS DURING THE TWO

_t 10:12:31:14
HIGHEST EARNING QUARTERS IN THE

_t 10:12:33:02
BASE PERIOD, OR $320 A WEEK,

_t 10:12:41:10
WHICHEVER IS LESS.

_t 10:12:48:11
NOW, WHEN YOU RECEIVE BENEFITS,

_t 10:12:51:08
YOU WILL GET THEM EITHER THROUGH

_t 10:12:53:14
DIRECT DEPOSIT TO YOUR BANK

_t 10:12:56:03
ACCOUNT WHICH IS HIGHLY

_t 10:12:57:13
RECOMMENDED, ESPECIALLY DURING

_t 10:12:59:02
THIS PERIOD OF VERY HIGH

_t 10:13:01:28
UNEMPLOYMENT, OR ON A PREPAID

_t 10:13:05:14
DEBIT CARD.

_t 10:13:06:02
IT IS CALLED A MISSOURI ACCESS

_t 10:13:08:18
MASTERCARD.

_t 10:13:08:29
SO THIS IS A GOOD OPPORTUNITY

_t 10:13:11:02
FOR PEOPLE WHO MAKE -- WHO MAY

_t 10:13:13:19
QUALIFY FOR UNEMPLOYMENT TO OPEN

_t 10:13:15:02
BANK ACCOUNTS IF THEY DON'T

_t 10:13:16:13
ALREADY HAVE THEM.

_t 10:13:17:14
THEY WILL MAKE IT QUICKER AND

_t 10:13:18:29
EASIER FOR THEM TO RECEIVE THEIR

_t 10:13:20:27
UNEMPLOYMENT BENEFITS.

_t 10:13:25:03
AND HOW LONG CAN YOU GET

_t 10:13:27:27
UNEMPLOYMENT BENEFITS IN

_t 10:13:30:03
MISSOURI?

_t 10:13:30:21
TO UP TO 20 WEEKS UNDER THE

_t 10:13:32:08
REGULAR RULES.

_t 10:13:40:02
OKAY.

_t 10:13:41:13
AND HEIKE, SHOULD BY SEEING ANY

_t 10:13:43:14
QUESTIONS IF THERE ARE ANY IN

_t 10:13:44:20
THE CHAT?

_t 10:13:46:02
I AM NOT SEEING ANY YET.

_t 10:13:47:21
I JUST WANT TO MAKE SURE THERE

_t 10:13:48:29
AREN'T ANY.

_t 10:13:57:14
>> I HAVEN'T SEEN ANY YET SO --

_t 10:14:01:04
>> YOU CAN GO AHEAD AND

_t 10:14:03:27
CONTINUE.

_t 10:14:04:02
I WILL REMIND FOLKS IF YOU HAVE

_t 10:14:05:15
YOU QUESTIONS PLEASE GO AHEAD

_t 10:14:06:21
AND POST THEM THOSE AND WE WILL

_t 10:14:09:18
ANSWER THOSE AS WE HAVE THE

_t 10:14:10:16
ABILITY AND THE ONES WE CAN'T WE

_t 10:14:12:20
WILL POST AFTERWARDS.

_t 10:14:13:15
THANK YOU.

_t 10:14:13:28
>> GREAT.

_t 10:14:14:26
THANK YOU, DUANE.

_t 10:14:15:19
ALL RIGHT.

_t 10:14:17:24
SO NOW -- NOW COMES THE MOST

_t 10:14:19:24
IMPORTANT PARTS.

_t 10:14:20:14
WHAT CHANGES WERE MADE BY THE

_t 10:14:22:27
CARES ACT?

_t 10:14:24:18
WELL, THE CARES ACT PROVIDES

_t 10:14:28:21
ADDITIONAL UNEMPLOYMENT

_t 10:14:30:21
ASSISTANCE IN THREE WAYS.

_t 10:14:33:02
ONE IS TO PEOPLE WHO WOULD NOT

_t 10:14:35:16
REGULARLY BE ELIGIBLE FOR

_t 10:14:37:25
UNEMPLOYMENT UNDER THE REGULAR

_t 10:14:39:19
RULES WE JUST COVERED.

_t 10:14:41:17
THE SECOND WAY IS TO INCREASE

_t 10:14:44:23
BENEFITS FOR PEOPLE WHO ARE

_t 10:14:46:29
ELIGIBLE FOR REGULAR

_t 10:14:48:26
UNEMPLOYMENT AND THE THIRD WAY

_t 10:14:51:06
IS TO PROVIDE PEOPLE WITH

_t 10:14:54:06
ELIGIBILITY FOR BENEFITS LONGER

_t 10:14:57:10
IF THEY HAVE USED UP THEIR

_t 10:15:03:02
REGULAR 20 WEEK ALLOTMENT OF

_t 10:15:05:27
BENEFITS.

_t 10:15:06:17
NOW, THE CARES ACT MAKES THIS AN

_t 10:15:10:15
OPTION FOR STATES THAT ENTER

_t 10:15:12:03
INTO AN AGREEMENT WITH THE

_t 10:15:13:29
FEDERAL GOVERNMENT.

_t 10:15:14:21
THEY CAN TAKE ADVANTAGE OF THESE

_t 10:15:18:03
MORE GENEROUS RULES FOR

_t 10:15:19:27
UNEMPLOYMENT ASSISTANCE.

_t 10:15:20:25
MISSOURI HAS ENTERED INTO SUCH

_t 10:15:22:20
AN AGREEMENT AND ALTHOUGH I

_t 10:15:24:12
HAVEN'T CHECKED I WOULD BET

_t 10:15:26:13
EVERY SINGLE STATE HAS.

_t 10:15:31:08
SO THE FIRST WAY THAT THE CARES

_t 10:15:35:14
ACT HAS INCREASED UNEMPLOYMENT

_t 10:15:39:11
ASSISTANCE IS THROUGH A PROGRAM

_t 10:15:42:02
CALLED PANDEMIC UNEMPLOYMENT

_t 10:15:44:22
ASSISTANCE.

_t 10:15:45:02
THIS IS THE ONE FOR WORKERS WHO

_t 10:15:47:26
ARE NOT ELIGIBLE FOR

_t 10:15:50:17
UNEMPLOYMENT INSURANCE UNDER THE

_t 10:15:51:21
REGULAR RULES.

_t 10:15:55:03
BUT WHO IS ELIGIBLE FOR IT?

_t 10:15:57:24
WELL, TO BE ELIGIBLE FOR

_t 10:15:59:25
PANDEMIC UNEMPLOYMENT

_t 10:16:01:21
ASSISTANCE, A WORKER HAS TO BE,

_t 10:16:03:22
AND I AM QUOTING FROM THE LAW,

_t 10:16:06:26
UNEMPLOYED, PARTIALLY

_t 10:16:09:02
UNEMPLOYED, OR UNABLE OR

_t 10:16:12:06
UNAVAILABLE TO WORK FOR AT LEAST

_t 10:16:15:12
ONE OF A LIST OF SPECIFIC

_t 10:16:18:04
REASONS THAT ARE DIRECTLY

_t 10:16:19:13
RELATED TO COVID-19.

_t 10:16:21:27
AND I AM GOING TO SHOW YOU WHAT

_t 10:16:23:04
ALL OF THOSE REASONS ARE.

_t 10:16:26:09
SO TO START WITH, YOU HAVE TO BE

_t 10:16:28:14
UNEMPLOYMENT PARTIALLY

_t 10:16:30:15
UNEMPLOYED OR UNABLE OR

_t 10:16:33:14
UNAVAILABLE TO WORK AND

_t 10:16:34:23
SECONDLY, IT HAS TO BE FOR ONE

_t 10:16:37:02
OR MORE OF THE FOLLOWING

_t 10:16:41:26
REASONS.

_t 10:16:42:11
ACTUALLY THAT WILL START ON THE

_t 10:16:43:09
NEXT SLIDE.

_t 10:16:45:02
BUT WHO CAN BE ELIGIBLE FOR

_t 10:16:47:04
PANDEMIC UNEMPLOYMENT ASSISTANCE

_t 10:16:49:13
WHO IS NOT ORDINARILY ELIGIBLE

_t 10:16:52:07
FOR UNEMPLOYMENT INSURANCE?

_t 10:16:57:04
SELF-EMPLOYED WORKERS.

_t 10:16:57:22
AND THAT INCLUDES NOT JUST

_t 10:17:01:06
PEOPLE WITH CONVENTIONAL

_t 10:17:03:12
BUSINESSES BUT ALSO INDEPENDENT

_t 10:17:06:06
CONTRACTORS, FREELANCERS, AND

_t 10:17:08:02
EVEN GIG WORKERS.

_t 10:17:10:14
I HAVE A DAUGHTER WHO IS A CARE

_t 10:17:12:15
PROVIDER FOR A CHILD, WAS

_t 10:17:15:09
FINALLY LAID OFF.

_t 10:17:16:17
SHE WAS TECHNICALLY

_t 10:17:18:13
SELF-EMPLOYED AND SHE IS GOING

_t 10:17:19:09
TO BE ELIGIBLE FOR PANDEMIC

_t 10:17:22:02
UNEMPLOYMENT ASSISTANCE.

_t 10:17:24:19
ALSO WORKERS WHO ARE ONLY

_t 10:17:26:22
LOOKING FOR PART-TIME WORK.

_t 10:17:29:08
GENERALLY, IN MOST STATES,

_t 10:17:31:14
INCLUDING MISSOURI, YOU HAVE TO

_t 10:17:33:15
BE LOOKING FOR FULL-TIME WORK TO

_t 10:17:35:21
BE ELIGIBLE FOR UNEMPLOYMENT

_t 10:17:40:25
INSURANCE.

_t 10:17:41:07
FOR WORKERS WHO DON'T HAVE

_t 10:17:43:03
ENOUGH OF A WORK HISTORY TO

_t 10:17:45:11
QUALIFY FOR UNEMPLOYMENT

_t 10:17:46:27
INSURANCE UNDER THE REGULAR

_t 10:17:49:17
RULES -- SO THAT WOULD BE FOR

_t 10:17:50:27
PEOPLE WHO DIDN'T HAVE ENOUGH

_t 10:17:53:02
WORK DURING THE BASE PERIOD, OR

_t 10:17:56:20
THE LAW SAYS PEOPLE WHO WOULD

_t 10:17:58:16
NOT OTHERWISE QUALIFY FOR

_t 10:18:01:12
UNEMPLOYMENT INSURANCE UNDER THE

_t 10:18:03:18
REGULAR RULES.

_t 10:18:04:22
IT DOESN'T EXPLAIN WHO THAT

_t 10:18:08:03
OTHERWISE WOULDN'T QUALIFY GROUP

_t 10:18:09:07
WOULD INCLUDE.

_t 10:18:12:24
BUT REMEMBER THAT YOU HAVE TO BE

_t 10:18:15:10
UNEMPLOYED PARTIALLY UNEMPLOYED

_t 10:18:18:12
OR UNABLE OR UNAVAILABLE TO WORK

_t 10:18:21:02
FOR AT LEAST ONE OF 10 REASONS,

_t 10:18:24:27
AND THE 10 REASONS START ON THIS

_t 10:18:27:02
SLIDE.

_t 10:18:27:06
AND I AM GOING TO GO THROUGH

_t 10:18:28:12
EACH OF THEM, BECAUSE THEY ARE

_t 10:18:31:05
VERY SPECIFIC.

_t 10:18:33:04
ONE REASON WOULD BE IF THE

_t 10:18:35:05
WORKER HAS BEEN DIAGNOSED WITH

_t 10:18:37:22
COVID-19 OR THEY HAVE GOT

_t 10:18:40:08
COVID-19 SYMPTOMS AND THEY ARE

_t 10:18:42:06
WAITING TO BE DIAGNOSED

_t 10:18:45:08
MEDICALLY.

_t 10:18:46:15
SECOND, IF THEY HAVE A HOUSEHOLD

_t 10:18:48:25
MEMBER WHO HAS BEEN DIAGNOSED

_t 10:18:50:02
WITH COVID-19.

_t 10:18:53:19
THIRD, IF THEY ARE CARING FOR A

_t 10:18:56:23
FAMILY OR HOUSEHOLD MEMBER WHO

_t 10:18:58:29
HAS BEEN DIAGNOSED WITH COVID-19

_t 10:19:03:09
COVID-19.

_t 10:19:04:08
FOURTH, IF THEY ARE -- IF THE

_t 10:19:05:24
WORKER IS UNABLE TO WORK BECAUSE

_t 10:19:08:04
THEY HAVE TO CARE FOR SOMEONE IN

_t 10:19:09:27
THEIR HOUSEHOLD WHO IS UNABLE TO

_t 10:19:14:02
ATTEND SCHOOL, CHILDCARE,

_t 10:19:16:26
ANOTHER FACILITY, PERHAPS AN DAY

_t 10:19:18:18
PROGRAM FOR AN ADULT, DUE TO

_t 10:19:21:06
COVID-19.

_t 10:19:22:27
SO IF YOU HAVE A CHILD, WHO IS

_t 10:19:25:27
GOING TO SCHOOL OR OUT OF

_t 10:19:27:20
DAY-CARE BECAUSE THE SCHOOL OR

_t 10:19:28:18
THE DAY-CARE ARE CLOSED, YOU

_t 10:19:30:13
HAVE TO STAY HOME AND CARE FOR

_t 10:19:31:22
YOUR CHILD, IF YOU HAVE AN ADULT

_t 10:19:34:13
MEMBER OF THE HOUSEHOLD WITH A

_t 10:19:36:21
DISABILITY WHO CAN'T GO TO THEIR

_t 10:19:38:18
DAY PROGRAM, THEY ARE STAYING

_t 10:19:41:06
HOME, YOU THE WORKER HAVE TO

_t 10:19:42:15
STAY HOME AND CARE FOR THEM, YOU

_t 10:19:44:09
WOULD MEET CONDITION NUMBER 4.

_t 10:19:48:03
NUMBER 5, YOU CAN'T GO TO YOUR

_t 10:19:50:16
WORKPLACE DUE TO A COVID-19

_t 10:19:54:09
QUARANTINE.

_t 10:19:56:19
NUMBER 6, CAN'T GO TO YOUR

_t 10:19:58:13
WORKPLACE BECAUSE A HEALTHCARE

_t 10:20:00:11
REQUIRE HAS ADVISED YOU TO SELF

_t 10:20:03:26
QUARANTINE DUE TO COVID-19.

_t 10:20:09:02
NUMBER 7.

_t 10:20:09:29
YOU WERE -- YOU RECEIVED A JOB

_t 10:20:13:09
OFFER, YOU WERE SCHEDULED TO

_t 10:20:15:15
STARTOWORK.

_t 10:20:16:04
THE JOB OFFER WAS CANCELED OR

_t 10:20:19:16
PERHAPS IT STARTED AND WERE

_t 10:20:21:09
IMMEDIATELY LAID OFF DUE TO

_t 10:20:25:04
COVID-19.

_t 10:20:25:20
SO THIS IS A NICE LITTLE BONUS

_t 10:20:27:26
FOR PEOPLE WHO MAY HAVE BEEN ON

_t 10:20:29:07
THE VERGE OF STARTING WORK UNTIL

_t 10:20:34:24
COVID-19 EMERGENCY INTERVENED.

_t 10:20:35:25
THEY WEREN'T ABLE TO START BUT

_t 10:20:38:08
THEY COULD STILL QUALIFY FOR

_t 10:20:40:20
PANDEMIC UNEMPLOYMENT

_t 10:20:42:21
ASSISTANCE.

_t 10:20:44:24
NUMBER 8.

_t 10:20:45:17
A WORKER HAS BECOME THE

_t 10:20:48:02
HOUSEHOLD'S BREAD WINNER OR

_t 10:20:49:17
PRIMARY SUPPORT BECAUSE THE HEAD

_t 10:20:50:23
OF THE HOUSEHOLD DIED DUE TO

_t 10:20:54:20
COVID-19.

_t 10:20:55:22
NUMBER 9.

_t 10:20:56:21
I WANT TO EXPLAIN CAREFULLY.

_t 10:20:58:26
A PERSON HAS TO QUIT A JOB AS A

_t 10:21:00:27
DIRECT RESULT OF COVID-19.

_t 10:21:07:03
THIS REASON IS PROBABLY GOING TO

_t 10:21:11:02
NEED A GREAT DEAL OF EXPERIENCE

_t 10:21:13:27
FOR US TO HAVE AN IDEA OF UNDER

_t 10:21:17:09
WHAT CIRCUMSTANCES YOU COULD

_t 10:21:18:27
HAVE QUIT A JOB AS A DIRECT

_t 10:21:20:16
RESULT OF COVID-19 AND MET THIS

_t 10:21:24:23
CONDITION.

_t 10:21:25:03
MEMBERS OF CONGRESS HAVE SAID

_t 10:21:27:02
THAT THIS REASON WAS NOT

_t 10:21:29:18
DESIGNED TO ENABLE ANYBODY WHO

_t 10:21:32:03
WAS AFRAID OF CONTRACTING

_t 10:21:36:29
COVID-19 IF THEY WENT TO WORK TO

_t 10:21:39:17
SIMPLY BE ABLE TO QUIT THEIR JOB

_t 10:21:41:11
AND GET UNEMPLOYMENT BENEFITS

_t 10:21:44:28
INSTEAD.

_t 10:21:45:13
SO IT WOULD HAVE TO BE A MORE

_t 10:21:47:15
COMPELLING REASON.

_t 10:21:48:07
I CAN'T TELL YOU WHAT THOSE

_t 10:21:50:18
REASONS MIGHT BE, BUT I WOULD

_t 10:21:54:15
IMAGINE THAT PERHAPS PEOPLE WHO

_t 10:21:57:17
WERE ELDERLY OR HAD UNDERLYING

_t 10:22:02:17
HEALTH CONDITIONS THAT

_t 10:22:04:06
SIGNIFICANTLY INCREASED THEIR

_t 10:22:06:24
RISK OF CONTRACTING COVID-19 OR

_t 10:22:08:21
DYING FROM IT, PERHAPS THAT

_t 10:22:12:14
MIGHT QUALIFY THEM.

_t 10:22:14:05
SO THAT ONE IS KIND OF A GRAY

_t 10:22:16:29
AREA.

_t 10:22:17:04
AND THEN FINALLY, NUMBER 10,

_t 10:22:20:16
WHICH WILL APPLY TO MANY PEOPLE,

_t 10:22:21:25
THE WORKPLACE IS CLOSED DUE TO

_t 10:22:25:26
COVID-19.

_t 10:22:26:02
SO IF A PERSON IS UNEMPLOYED,

_t 10:22:30:19
PARTIALLY UNEMPLOYED, OR UNABLE

_t 10:22:33:02
OR UNAVAILABLE TO WORK FOR ONE

_t 10:22:34:18
OF THOSE 10 REASONS, AND THEY

_t 10:22:36:19
MEET THE OTHER CONDITIONS WE

_t 10:22:38:05
TALKED ABOUT, THEY CAN QUALIFY

_t 10:22:40:11
FOR PANDEMIC UNEMPLOYMENT

_t 10:22:44:14
ASSISTANCE.

_t 10:22:46:04
HOWEVER, THE PERSON IS NOT

_t 10:22:48:28
ELIGIBLE FOR PANDEMIC

_t 10:22:51:22
UNEMPLOYMENT ASSISTANCE IF THEY

_t 10:22:53:09
ARE ABLE TO TELEWORK FOR PAY FOR

_t 10:22:57:20
THEIR REGULAR AMOUNT OF PAY, OR

_t 10:23:00:02
IF THEY ARE RECEIVING PAID SICK

_t 10:23:02:15
LEAVE OR OTHER PAID LEAVE.

_t 10:23:06:28
BUT NOTE THESE EXCEPTIONS THAT

_t 10:23:09:26
MAKE A PERSON INELIGIBLE WOULD

_t 10:23:11:20
MEAN THAT THE PERSON WAS

_t 10:23:13:26
RECEIVING THEIR FULL PAY EITHER

_t 10:23:17:24
THROUGH TELEWORK, WHERE THEY ARE

_t 10:23:20:17
WORKING REMOTE REMOTELY BUT

_t 10:23:23:14
GETTING THEIR FULL PAY BUT

_t 10:23:25:27
GETTING THEIR PAY THROUGH STICK

_t 10:23:27:16
LEAVE OR OTHER KIND OF LEAVE.

_t 10:23:29:10
BUT SUPPOSE A PERSON IS GETTING

_t 10:23:30:20
PAID LEAVE AND THEIR PAID LEAVE

_t 10:23:32:26
RUNS OUT.

_t 10:23:33:29
AT THAT POINT, THEY COULD BE

_t 10:23:35:25
ELIGIBLE FOR PANDEMIC

_t 10:23:38:03
UNEMPLOYMENT ASSISTANCE AND THEY

_t 10:23:39:09
WOULD BE WISE TO APPLY, TO FILE

_t 10:23:40:25
A CLAIM.

_t 10:23:44:15
IF A PERSON IS ABLE TO TELEWORK

_t 10:23:52:08
-- GOT A LITTLE NOISE FROM A

_t 10:23:57:11
KEYBOARD.

_t 10:23:57:19
PROBABLY NEEDS TO BE MUTED.

_t 10:23:58:27
THANK YOU.

_t 10:24:01:06
IF A PERSON LET'S SAY IS ABLE TO

_t 10:24:05:02
DO JUST A FRACTION OF THEIR JOB

_t 10:24:07:14
THROUGH TELEWORK AND THEY GET A

_t 10:24:09:12
FRACTION OF THE PAY, THEN THEY

_t 10:24:13:20
COULD STILL BE ELIGIBLE, BECAUSE

_t 10:24:15:06
THEY COULD BE CONSIDERED

_t 10:24:17:22
PARTIALLY UNEMPLOYED, AS LONG AS

_t 10:24:20:09
THEY MET ONE OF THE 10 CRITERIA.

_t 10:24:26:14
SO HOW MUCH WILL SOMEBODY GET

_t 10:24:28:02
THROUGH PANDEMIC UNEMPLOYMENT

_t 10:24:31:03
ASSISTANCE?

_t 10:24:32:09
THIS IS THE EXCITING PART FOR

_t 10:24:34:02
PEOPLE, PARTICULARLY PEOPLE WITH

_t 10:24:36:04
LOW TO MODERATE WAGES.

_t 10:24:39:20
PANDEMIC UNEMPLOYMENT ASSISTANCE

_t 10:24:40:19
IS GOING TO BE PROVIDING A CASH

_t 10:24:43:17
BENEFIT THAT WILL BE AT LEAST

_t 10:24:47:07
HALF OF THE AVERAGE UNEMPLOYMENT

_t 10:24:51:04
INSURANCE BENEFIT IN MISSOURI.

_t 10:24:53:18
WELL, I BELIEVE THAT THE AVERAGE

_t 10:24:56:12
UNEMPLOYMENT INSURANCE BENEFIT

_t 10:24:57:28
IN MISSOURI IS $266 A WEEK

_t 10:25:03:16
BECAUSE THE MINIMUM A PERSON

_t 10:25:04:16
WILL GET THROUGH PANDEMIC

_t 10:25:07:02
UNEMPLOYMENT ASSISTANCE IS 133 A

_t 10:25:11:14
WEEK UP TO THE MAXIMUM OF $320 A

_t 10:25:15:06
WEEK, DEPENDING ON THEIR WORK

_t 10:25:18:21
HISTORY, PLUS THEY WILL GET AN

_t 10:25:22:28
EXTRA $600 A WEEK.

_t 10:25:25:04
SO IN OTHER WORDS, THEY GET

_t 10:25:27:25
ANYWHERE FROM $733 A WEEK TO

_t 10:25:33:05
$920 A WEEK, DEPENDING HOW MUCH

_t 10:25:37:05
THE INITIAL CASH BENEFIT THEY

_t 10:25:39:09
GET, BECAUSE THEY GET $600

_t 10:25:42:02
TACKED ON TO THAT EACH WEEK.

_t 10:25:44:19
AND THAT CAN CONTINUE UNTIL AS

_t 10:25:46:20
LATE AS JULY 25TH, ASSUMING A

_t 10:25:50:02
PERSON IS STILL UNEMPLOYED OR

_t 10:25:52:28
PARTIALLY UNEMPLOYED AND MEETS

_t 10:25:54:07
THE OTHER CONDITIONS.

_t 10:25:59:09
PANDEMIC UNEMPLOYMENT ASSISTANCE

_t 10:26:00:18
LASTS FOR UP TO 39 WEEKS.

_t 10:26:02:29
THAT IS NINE MONTHS.

_t 10:26:05:02
BUT THE PROGRAM WILL END

_t 10:26:08:21
DECEMBER 30TH.

_t 10:26:09:06
SO BENEFITS CAN CONTINUE FOR UP

_t 10:26:12:18
TO 39 WEEKS, BUT ONLY THROUGH

_t 10:26:14:24
THE END OF DECEMBER.

_t 10:26:16:15
SO IF A PERSON HASN'T USED UP

_t 10:26:19:10
ALL 39 WEEKS BY DECEMBER 31ST,

_t 10:26:21:24
THAT IS TOO BAD.

_t 10:26:22:26
THEY WILL STILL BE DONE WITH

_t 10:26:24:24
PANDEMIC UNEMPLOYMENT

_t 10:26:27:14
ASSISTANCE.

_t 10:26:27:21
SO PANDEMIC UNEMPLOYMENT

_t 10:26:30:15
ASSISTANCE IS A FULLY FEDERALLY

_t 10:26:32:26
FUNDED CASH BENEFIT.

_t 10:26:34:20
IT IS DIFFERENT FROM

_t 10:26:37:06
UNEMPLOYMENT INSURANCE, BUT IT

_t 10:26:41:06
IS CERTAINLY -- IT CERTAINLY HAS

_t 10:26:43:10
SOMETHING IN COMMON WITH

_t 10:26:46:02
UNEMPLOYMENT INSURANCE.

_t 10:26:47:22
NAMELY, YOU HAVE TO BE

_t 10:26:48:22
UNEMPLOYED OR IN SOME CASES

_t 10:26:50:11
PARTIALLY UNEMPLOYED TO QUALIFY

_t 10:26:51:14
FOR IT.

_t 10:26:55:05
THE SECOND WAY THAT THE CARES

_t 10:27:00:06
ACT IMPROVES, EXPANDS

_t 10:27:03:25
UNEMPLOYMENT COMPENSATION IS

_t 10:27:06:24
THROUGH A PROGRAM CALLED

_t 10:27:08:25
PANDEMIC UNEMPLOYMENT

_t 10:27:12:02
COMPENSATION.

_t 10:27:12:07
THIS IS FOR WORKERS WHO DO

_t 10:27:14:13
QUALIFY FOR UNEMPLOYMENT

_t 10:27:16:11
INSURANCE UNDER THE REGULAR

_t 10:27:20:09
RULES, THEY QUALIFY FOR AT LEAST

_t 10:27:22:27
$1 A WEEK.

_t 10:27:24:02
THEY WILL BE ABLE TO GET THEIR

_t 10:27:26:02
REGULAR UNEMPLOYMENT INSURANCE

_t 10:27:28:13
BENEFIT AND THEY WILL ALSO GET

_t 10:27:30:03
THE EXTRA $600 A WEEK, THAT

_t 10:27:33:06
EXTRA FEDERALLY FUNDED BENEFIT.

_t 10:27:35:08
AND ONCE AGAIN, THEY CAN GET

_t 10:27:36:29
THAT EXTRA 600 A WEEK UNTIL AS

_t 10:27:39:24
LATE AS JULY 25TH.

_t 10:27:45:16
AND FINALLY, THE THIRD PROGRAM

_t 10:27:48:24
IS CALLED PANDEMIC EMERGENCY

_t 10:27:51:14
UNEMPLOYMENT COMPENSATION, AT

_t 10:27:54:08
WHICH THEY WOULD GIVE THESE

_t 10:27:55:27
SOMEWHAT DIFFERENT NAMES SO YOU

_t 10:27:57:07
CAN KEEP THEM STRAIGHT, BUT

_t 10:27:58:19
THERE YOU HAVE IT.

_t 10:28:00:29
THIS IS A BENEFIT FOR PEOPLE WHO

_t 10:28:04:06
WERE RECEIVING UNEMPLOYMENT

_t 10:28:05:22
INSURANCE UNDER THE REGULAR

_t 10:28:07:26
RULES BUT THEY EXHAUSTED THEIR

_t 10:28:10:17
REGULAR 20 WEEKS OF BENEFITS.

_t 10:28:14:06
THIS PROGRAM LETS THEM GET UP TO

_t 10:28:16:21
13 WEEKS OF EXTRA BENEFITS, AND

_t 10:28:20:07
THEY WILL PET THE REGULAR

_t 10:28:22:13
BENEFIT AMOUNT THAT THEY WERE

_t 10:28:23:26
RECEIVING UNDER THE REGULAR

_t 10:28:25:24
RULES PLUS THEY WILL ALSO GET

_t 10:28:28:22
THE EXTRA $600 A WEEK UNTIL AS

_t 10:28:32:05
LATE AS JULY 25TH, BUT THEY HAVE

_t 10:28:36:18
TO BE ABLE TO WORK, AVAILABLE

_t 10:28:40:03
FOR WORK AND ACTIVELY SEEKING

_t 10:28:43:04
WORK ACCORDING TO THE LAW IN

_t 10:28:45:02
ORDER TO BE ELIGIBLE FOR THIS

_t 10:28:48:07
EXTENSION OF UNEMPLOYMENT

_t 10:28:50:12
BENEFITS.  AND THIS PROGRAM,

_t 10:28:52:18
LIKE THE PANDEMIC UNEMPLOYMENT

_t 10:28:57:04
COMPENSATION LASTS ONLY THROUGH

_t 10:28:58:21
THE END OF THE CALENDAR YEAR.

_t 10:29:04:28
>> SO MICHAEL, WE DO HAVE ABOUT

_t 10:29:09:02
18 QUESTIONS THAT HAVE COME IN.

_t 10:29:10:16
SO JUST LET ME KNOW WHEN YOU

_t 10:29:12:14
WOULD LIKE TO BE ABLE TO FIELD A

_t 10:29:14:05
COUPLE OF THOSE QUESTIONS.

_t 10:29:15:02
>> YES, I AM READY NOW, DUANE.

_t 10:29:17:12
THANK YOU.

_t 10:29:17:27
>> OKAY.

_t 10:29:20:26
SO, ONE, IS, CAN YOU FILE FOR

_t 10:29:23:09
UNEMPLOYMENT IF YOU RESIGNED IN

_t 10:29:24:10
LIEU OF TERMINATION?

_t 10:29:27:24
>> YOU MAY POSSIBLY QUALIFY FOR

_t 10:29:32:17
UNEMPLOYMENT IF YOU HAVE

_t 10:29:34:06
RESIGNED, IF YOU QUIT THE JOB,

_t 10:29:35:16
RATHER THAN BEING FIRED OR LAID

_t 10:29:40:13
OFF UNDER CERTAIN CONDITIONS.

_t 10:29:43:03
NOW, FOR REGULAR UNEMPLOYMENT

_t 10:29:45:04
INSURANCE, THOSE CONDITIONS ARE

_t 10:29:47:07
THAT YOU HAD TO HAVE QUIT FOR

_t 10:29:50:27
GOOD CAUSE RELATED TO EITHER THE

_t 10:29:52:20
NATURE OF THE WORK OR ROBS WITH

_t 10:29:55:29
THE EMPLOYER AND YOU WOULD HAVE

_t 10:29:57:02
TO BE ABLE TO MAKE A CASE TO THE

_t 10:30:00:03
UNEMPLOYMENT INSURANCE AGENCY IN

_t 10:30:01:24
THE STATE THAT YOU DID QUIT FOR

_t 10:30:05:04
GOOD CAUSE.

_t 10:30:06:02
SO THAT IS -- YOU ARE GOING TO

_t 10:30:07:13
HAVE TO MAKE A CASE FOR THAT.

_t 10:30:11:07
UNDER THE CARES ACT RULES,

_t 10:30:15:14
REMEMBER THE PANDEMIC

_t 10:30:19:14
UNEMPLOYMENT ASSISTANCE, THAT

_t 10:30:20:14
BENEFIT, THE FIRST ONE WE TALKED

_t 10:30:22:21
ABOUT FOR PEOPLE WHO DON'T

_t 10:30:23:28
QUALIFY FOR UNEMPLOYMENT UNDER

_t 10:30:25:14
THE REGULAR RULES, ONE OF THE 10

_t 10:30:30:07
CONDITIONS THAT THEY COULD MEET

_t 10:30:32:21
IN ORDER TO BE ELIGIBLE FOR THAT

_t 10:30:35:14
PROGRAM WAS THAT THEY GIT JOB

_t 10:30:38:13
FOR A REASON DIRECTLY RELATED TO

_t 10:30:43:21
COVID-19.

_t 10:30:43:27
BUT IT IS GOING TO HAVE TO BE

_t 10:30:45:12
SOMETHING OTHER THAN THEY JUST

_t 10:30:46:25
FELT LIKE THEY WOULD BE SAFER

_t 10:30:49:19
NOT BEING IN THE WORKPLACE THAN

_t 10:30:52:28
BEING AT HOME, AND THE JURY IS

_t 10:30:55:14
OUT, COMPLETELY OUT.

_t 10:30:57:11
WE HAVE NO, ABSOLUTELY NO

_t 10:30:59:06
EXPERIENCE ANYWHERE IN THE

_t 10:31:00:02
COUNTRY THAT I KNOW OF THIS

_t 10:31:02:29
BEING TESTED AND DETERMINING

_t 10:31:05:15
WHAT WOULD CONSTITUTE GOOD CAUSE

_t 10:31:07:19
RELATED TO COVID-19 FOR QUIT AGO

_t 10:31:10:28
JOB, QUITTING A JOB.

_t 10:31:12:02
THE ANSWER IS YES, YOU CAN BE

_t 10:31:13:17
ELIGIBLE FOR UNEMPLOYMENT UNDER

_t 10:31:16:06
CERTAIN CIRCUMSTANCES IF YOU

_t 10:31:17:14
HAVE QUIT RATHER THAN BEING

_t 10:31:18:19
FIRED OR LAID OFF .. BUT YOU

_t 10:31:21:28
HAVE TO MEET SPECIFIC CONDITIONS

_t 10:31:24:02
AND THOSE HAVE NOT YET BEEN

_t 10:31:27:09
TESTED FOR THE PANDEMIC

_t 10:31:29:20
UNEMPLOYMENT ASSISTANCE.

_t 10:31:32:26
THE NEXT ONE?

_t 10:31:34:20
>> AND AGAIN, WE WON'T BE ABLE

_t 10:31:37:16
TO ANSWER ALL OF THE QUESTIONS

_t 10:31:38:25
BECAUSE WE SIMPLY DO NOT HAVE

_t 10:31:39:28
ENOUGH TIME WITH 537 PEOPLE

_t 10:31:42:16
PARTICIPATING BUT WHAT I WILL DO

_t 10:31:43:10
IS GO THROUGH AND KIND OF PICK

_t 10:31:44:25
SOME QUESTIONS THAT I THINK HAVE

_t 10:31:46:03
SOME BROAD, GENERAL RELATEDNESS.

_t 10:31:49:15
SO ANOTHER QUESTION IS, I HAVE

_t 10:31:51:24
AN AGENCY I AM WORKING WITH,

_t 10:31:54:23
DEVELOPMENTAL DISABILITY

_t 10:31:55:15
CLIENTS.

_t 10:31:55:20
WE HAVE MANY 24-HOUR -- I HAVE A

_t 10:31:58:10
COUPLE OF EMPLOYEES WHO CALL OFF

_t 10:32:00:08
WORK FOR DIFFERENT REASONS.

_t 10:32:01:21
OUR POLICY IS NO MORE THAN THREE

_t 10:32:03:12
DAYS MISSED WITHIN 90 DAYS.

_t 10:32:05:06
WOULD THEY QUALIFY IF THEY WE

_t 10:32:07:21
WERE, WOULD THEY QUALIFY IF WE

_t 10:32:09:06
TERMINATE THEM?

_t 10:32:12:15
>> I CAN'T SAY FOR SURE.

_t 10:32:16:11
NOW, UNDER THE REGULAR

_t 10:32:19:16
UNEMPLOYMENT INSURANCE RULES,

_t 10:32:21:22
WHICH WOULD ALSO APPLY TO THE

_t 10:32:25:18
SECOND AND THIRD PROGRAMS WE

_t 10:32:26:22
TALKED ABOUT FOR PEOPLE WHO

_t 10:32:28:21
QUALIFY FOR REGULAR UNEMPLOYMENT

_t 10:32:31:02
INSURANCE OR WHO DID QUALIFY BUT

_t 10:32:33:17
USED UP THEIR 20 WEEKS OF

_t 10:32:37:10
BENEFITS, IF YOU WERE FIRED AND

_t 10:32:43:05
IT WASN'T FOR MISCONDUCT, THEN

_t 10:32:47:03
YOU CAN STILL BE ELIGIBLE FOR

_t 10:32:49:23
UNEMPLOYMENT UNDER THOSE REGULAR

_t 10:32:53:02
RULES.

_t 10:32:53:05
YOU WOULD HAVE TO BE ABLE TO

_t 10:32:54:18
MAKE THE CASE THAT BEING ABSENT

_t 10:32:57:03
FROM WORK OR, YOU KNOW, MORE

_t 10:32:59:02
THAN THREE DAYS DURING THAT

_t 10:33:01:22
PERIOD DID NOT CONSTITUTE

_t 10:33:04:11
MISCONDUCT.

_t 10:33:05:21
I CAN'T SAY WHAT THE ODDS WOULD

_t 10:33:07:18
BE OF BEING APPROVED UNDER THAT

_t 10:33:11:27
SITUATION, BUT I CAN SAY IF I

_t 10:33:13:24
WERE THAT WORKER I WOULD

_t 10:33:15:22
CERTAINLY FILE A CLAIM.

_t 10:33:17:02
I WOULD DEFINITELY APPLY.

_t 10:33:19:03
WHETHER THEY COULD QUALIFY OR

_t 10:33:20:02
NOT IS HARD TO SAY.

_t 10:33:23:03
WOULD THEY BE ELIGIBLE FOR THE

_t 10:33:26:05
PANDEMIC EMERGENCY -- OR

_t 10:33:27:18
PANDEMIC UNEMPLOYMENT

_t 10:33:31:21
ASSISTANCE, THE FIRST PROGRAM?

_t 10:33:33:02
IF THEY WERE NOT ORDINARILY

_t 10:33:34:21
ELIGIBLE FOR UNEMPLOYMENT?

_t 10:33:37:03
WELL, IF THEY WERE FIRED, THEY

_t 10:33:42:11
WOULDN'T ACTUALLY MEET ANY OF

_t 10:33:45:22
THOSE 10 CONDITIONS THAT WE

_t 10:33:47:02
LOOKED AT, SO I WOULD SAY

_t 10:33:50:13
PROBABLY NOT.

_t 10:33:54:06
HOWEVER, IT IS WORTH IT FOR THEM

_t 10:33:56:13
TO APPLY.  THIS IS A BRAND-NEW

_t 10:33:58:12
RULE, A BRAND-NEW LAW.

_t 10:34:00:20
THE STATE OF MISSOURI JUST FAN

_t 10:34:04:02
PROCESSING CLAIMS FOR THE

_t 10:34:09:04
EXPANDED ELIGIBILITY UNDER THE

_t 10:34:10:12
CARES ACT JUST THIS WEEK.

_t 10:34:13:02
SO IT DOESN'T HURT TO FILE A

_t 10:34:16:09
CLAIM.

_t 10:34:16:15
I AM SORRY COULDN'T GIVE A MORE

_t 10:34:18:02
DEFINITIVE ANSWER.

_t 10:34:19:02
>> AND ANOTHER QUESTION FOR ANY

_t 10:34:21:18
OF THESE CIRCUMSTANCES WHEN

_t 10:34:22:22
PEOPLE ARE NO LONGER ABLE TO

_t 10:34:24:23
WORK DUE TO COVID-19 RELATED

_t 10:34:27:07
ISSUES, ARE THEY REQUIRED TO

_t 10:34:28:28
EXHAUST SICK AND VACATION TIME

_t 10:34:31:16
PRIOR TO RECEIVING ASSISTANCE?

_t 10:34:36:19
>>

_t 10:34:37:12
>> IT IS INTERESTING.

_t 10:34:40:06
I AM NOT CERTAIN WHAT THE STATE

_t 10:34:42:06
OF MISSOURI IS SAYING ABOUT

_t 10:34:44:02
WHETHER A PERSON HAS TO EXHAUST

_t 10:34:46:22
ALL OF THEIR REMAINING PAID

_t 10:34:49:26
LEAVE TIME.

_t 10:34:50:27
I CAN TELL YOU THAT THE LAW SAYS

_t 10:34:54:16
YOU ARE NOT ELIGIBLE FOR THE

_t 10:34:56:27
FIRST KIND OF ASSISTANCE, THE

_t 10:34:58:13
PANDEMIC UNEMPLOYMENT

_t 10:35:00:23
ASSISTANCE, THAT IS THE KIND FOR

_t 10:35:03:02
PEOPLE WHO ARE NOT REGULARLY

_t 10:35:04:03
ELIGIBLE FOR UNEMPLOYMENT.

_t 10:35:08:23
IT SAYS YOU CAN'T BE GETTING THE

_t 10:35:10:21
PANDEMIC UNEMPLOYMENT ASSISTANCE

_t 10:35:12:27
IF YOU ARE RECEIVING PAID LEAVE.

_t 10:35:16:04
IT DOESN'T SAY YOU HAVE TO

_t 10:35:17:28
EXHAUST ALL OF YOUR PAID LEAVE

_t 10:35:19:18
IN ORDER TO QUALIFY.

_t 10:35:23:26
SO I AM NOT SURE WHAT THE STATE

_t 10:35:25:21
OF MISSOURI IS GOING TO SAY

_t 10:35:27:10
ABOUT THAT.

_t 10:35:28:05
I WOULD HOPE THAT THEY WOULDN'T

_t 10:35:29:23
REQUIRE A PERSON, FOR EXAMPLE,

_t 10:35:32:02
TO EXHAUST ALL OF THEIR VACATION

_t 10:35:34:27
LEAVE, BUT I AM NOT CERTAIN.

_t 10:35:42:26
>> WE ARE AT 9:38 SO WE HAVE

_t 10:35:45:14
ABOUT AN HOUR AND 22 MINUTES

_t 10:35:48:03
LEFT.

_t 10:35:48:08
DO YOU HAVE TIME FOR A COUPLE OF

_t 10:35:49:14
ADDITIONAL QUESTIONS OR DO WE

_t 10:35:50:15
NEED TO MOVE ON TO ADDITIONAL

_t 10:35:52:03
TOPICS?

_t 10:35:52:08
>> LET'S GO AHEAD, DUANE,

_t 10:35:54:06
BECAUSE I THINK THERE ARE GOING

_t 10:35:54:29
TO BE MORE QUESTIONS ABOUT THIS

_t 10:35:56:18
THAN ANYTHING ELSE REGARDING

_t 10:35:59:26
UNEMPLOYMENT.

_t 10:36:03:23
>> OKAY.

_t 10:36:04:17
IS IT POSSIBLE TO APPLY ONLY FOR

_t 10:36:07:05
PANDEMIC ASSISTANCE?

_t 10:36:09:29
>> IS IT POSSIBLE TO APPLY FOR

_t 10:36:11:28
ONLY PANDEMIC UNEMPLOYMENT

_t 10:36:15:22
ASSISTANCE?

_t 10:36:16:15
WELL, YES.

_t 10:36:17:08
I MEAN, IF A PERSON IS NOT

_t 10:36:20:25
ELIGIBLE FOR REGULAR

_t 10:36:23:02
UNEMPLOYMENT, WHEN THEY FILE A

_t 10:36:26:03
CLAIM, IF THEY ARE ELIGIBLE FOR

_t 10:36:28:04
PANDEMIC UNEMPLOYMENT

_t 10:36:30:02
ASSISTANCE, THAT IS WHAT THEY

_t 10:36:31:20
WILL GET, SO PRESUMABLY THE

_t 10:36:36:10
UNEMPLOYMENT CLAIMS, SPECIALIST

_t 10:36:39:05
WHOSE REVIEW THEIR CLAIM IS

_t 10:36:40:08
FIRST GOING TO LOOK AND SEE

_t 10:36:42:16
WHETHER THEY MIGHT QUALIFY FOR

_t 10:36:44:18
REGULAR UNEMPLOYMENT INSURANCE.

_t 10:36:47:27
IF THEY DO, THEN THEY CAN STILL

_t 10:36:50:21
GET THE EXTRA $600 A WEEK THAT

_t 10:36:55:23
THEY RECEIVE THE SECOND FORM OF

_t 10:36:57:06
ASSISTANCE WE TALKED ABOUT.

_t 10:36:59:03
IF THEY ARE NOT ELIGIBLE FOR

_t 10:37:01:13
REGULAR UNEMPLOYMENT INSURANCE,

_t 10:37:02:12
THEN THE WORKER WILL LOOK TO SEE

_t 10:37:04:02
IF THEY ARE ELIGIBLE FOR THE

_t 10:37:06:16
PANDEMIC UNEMPLOYMENT ASSISTANCE

_t 10:37:11:19
ASSISTANCE.

_t 10:37:11:26
>> OKAY.

_t 10:37:13:20
AND IS THE EXTRA $600 PER WEEK,

_t 10:37:17:25
IS THAT A FLAT AMOUNT FOR

_t 10:37:20:09
INDIVIDUALS OR WOULD IT VARY

_t 10:37:21:29
DEPENDING UPON OTHER FACTORS?

_t 10:37:23:18
>> THAT'S A VERY GOOD QUESTION,

_t 10:37:25:23
AND THE ANSWER IS, THAT'S A FLAT

_t 10:37:29:18
AMOUNT.

_t 10:37:29:23
THAT IS JUST A FLAT $600 A WEEK

_t 10:37:32:27
THAT IS TACKED ON TO EVERYONE'S

_t 10:37:35:08
BENEFIT WHO IS ELIGIBLE FOR IT,

_t 10:37:39:06
REGARDLESS OF THE AMOUNT OF THE

_t 10:37:42:07
OTHER PORTION OF THE BENEFIT

_t 10:37:44:06
THAT THEY RECEIVE.

_t 10:37:47:09
OKAY.

_t 10:37:47:13
THANK YOU.

_t 10:37:48:08
EXCELLENT QUESTIONS AND I AM

_t 10:37:49:08
GOING TO GO AHEAD AND CONTINUE.

_t 10:37:55:04
SO THAT'S A SUMMARY OF THE

_t 10:37:57:02
CHANGES TO UNEMPLOYMENT BENEFITS

_t 10:37:59:29
THAT THE CARES ACT MADE.

_t 10:38:02:02
SO HOW CAN A PERSON FILE A CLAIM

_t 10:38:04:19
OR APPLY FOR BENEFITS?

_t 10:38:06:10
THEY SHOULD DO IT ONLINE AT THE

_t 10:38:09:29
LINK ON THIS SLIDE UI INTERACT

_t 10:38:14:16
AT LABOR.MO.GOV.

_t 10:38:17:23
>> AND ONCE WITH THEY HAVE BEEN

_t 10:38:19:22
APPROVED FOR BENEFITS.

_t 10:38:21:05
THIS IS ALSO THE SITE THEY WILL

_t 10:38:25:19
USE TO REQUEST THEIR PAYMENTS

_t 10:38:27:08
WEEKLY.

_t 10:38:27:26
REMEMBER, YOU DON'T JUST HAVE TO

_t 10:38:29:11
APPLY INITIALLY.

_t 10:38:30:06
ONCE YOU ARE APPROVED YOU HAVE

_t 10:38:31:18
TO GO BACK AND REQUEST A PAYMENT

_t 10:38:33:13
EVERY WEEK.

_t 10:38:36:27
NOW, THE WEBSITE WILL TELL YOU

_t 10:38:38:21
YOU CAN ALSO CALL FOR HELP WITH

_t 10:38:43:12
APPLYING OR FOR QUESTIONS ABOUT

_t 10:38:46:18
UNEMPLOYMENT BENEFITS AND THE

_t 10:38:49:29
LIST OF PHONE NUMBERS, DEPENDING

_t 10:38:51:18
ON WHERE THE WORK SEARCH LOCATED

_t 10:38:53:27
IN THE STATE, APPEARS ON THIS

_t 10:38:56:13
SLIDE, HOWEVER, I CAN TELL YOU

_t 10:38:59:10
THAT IN EVERY STATE I AM

_t 10:39:01:23
FAMILIAR WITH, THE PHONE LINES

_t 10:39:03:16
FOR UNEMPLOYMENT QUERIES ARE

_t 10:39:06:02
COMPLETELY OVERWHELMED AND IT IS

_t 10:39:08:25
VIRTUALLY IMPOSSIBLE TO GET

_t 10:39:10:02
THROUGH BY PHONE, SO IT IS

_t 10:39:11:20
DEFINITELY MUCH, MUCH BETTER TO

_t 10:39:14:18
APPLY ONLINE.

_t 10:39:18:11
SO WHAT HAPPENS AFTER YOUR

_t 10:39:19:25
QULAIM IS APPROVED?

_t 10:39:21:18
WELL, BENEFITS USUALLY START

_t 10:39:24:20
WITHIN THREE WEEKS, ACTUALLY,

_t 10:39:27:19
WITHIN 22 DAYS.

_t 10:39:30:02
GIVEN THE HUGE NUMBER OF CLAIMS

_t 10:39:33:10
THAT PEOPLE ARE FILING RIGHT

_t 10:39:35:13
NOW, I IMAGINE THAT THE TIME IT

_t 10:39:39:21
MAY TAKE LONGER FOR PEOPLE'S

_t 10:39:41:18
BENEFITS TO ACTUALLY START.

_t 10:39:44:20
THE GOOD NEWS IS, UNDER THE

_t 10:39:49:12
RULES, THE SPECIAL RULES MADE

_t 10:39:51:19
POSSIBLE BY THE CARES ACT, WHEN

_t 10:39:54:10
A PERSON GETS APPROVED, THEIR

_t 10:39:56:11
BENEFITS MAY BE RETROACTIVE.

_t 10:39:58:10
THIS IS PARTICULARLY TRUE FOR

_t 10:40:00:19
THE PANDEMIC UNEMPLOYMENT

_t 10:40:04:16
ASSISTANCE FOR THE BENEFITS THAT

_t 10:40:06:04
ARE FOR PEOPLE WHO DON'T QUALIFY

_t 10:40:08:12
FOR REGULAR UNEMPLOYMENT AS WELL

_t 10:40:11:09
AS THE EXTRA $600 FOR PEOPLE WHO

_t 10:40:15:09
ARE ELIGIBLE FOR THE

_t 10:40:17:12
UNEMPLOYMENT INSURANCE UNDER

_t 10:40:19:26
REGULAR RULES.

_t 10:40:20:27
BENEFITS CAN BE RETROACTIVE IF

_t 10:40:22:22
THE PERSON WAS ELIGIBLE

_t 10:40:24:26
THROUGHOUT THE RETROACTIVE

_t 10:40:27:02
PERIOD, GOING BACK AS FAR

_t 10:40:30:24
MARCH 29TH IN MISSOURI.

_t 10:40:34:16
OKAY?

_t 10:40:35:04
NOW, IN MISSOURI UNDER REGULAR

_t 10:40:36:17
RULES, THERE IS A ONE-WEEK

_t 10:40:38:11
WAITING PERIOD, SO IF YOU APPLY

_t 10:40:39:24
FOR UNEMPLOYMENT INSURANCE UNDER

_t 10:40:43:06
REGULAR RULES IN MISSOURI AND

_t 10:40:45:06
YOU ARE ELIGIBLE AT THE TIME YOU

_t 10:40:49:03
APPLY, YOU WILL SAY, OKAY, YOU

_t 10:40:50:12
ARE ELIGIBLE BUT WE ARE NOT

_t 10:40:51:15
GOING TO GIVE YOU YOUR BENEFIT

_t 10:40:52:25
FOR THE FIRST WEEK.

_t 10:40:55:19
THEY WILL TACK ON AN EXTRA

_t 10:40:58:06
BENEFIT AT THE END OF THE PERIOD

_t 10:41:00:04
THAT YOU ARE RECEIVING

_t 10:41:02:16
UNEMPLOYMENT, 0 SO THEY WILL

_t 10:41:03:14
GIVE YOU YOUR FIRST WEEK'S

_t 10:41:05:15
PAYMENT TACKED ON TO THE END,

_t 10:41:08:03
BUT YOU DO HAVE TO WAIT A WEEK

_t 10:41:09:22
TO START GETTING YOUR BENEFIT.

_t 10:41:14:06
BUT THE WAITING PERIOD IS WAIVED

_t 10:41:17:24
FOR CLAIMS THAT ARE FILED DUE TO

_t 10:41:24:02
COVID-19.

_t 10:41:25:13
OKAY.

_t 10:41:26:16
AND THE NEED TO REQUEST BENEFITS

_t 10:41:30:13
WEEKLY, TO GO ONLINE AND MAKE

_t 10:41:32:21
THE WEEKLY REQUESTS FOR PAYMENT,

_t 10:41:37:13
CONTINUED EVEN IF YOUR INITIAL

_t 10:41:39:28
CLAIM HAS NOT YET BEEN APPROVED.

_t 10:41:42:29
OKAY.

_t 10:41:43:07
SO LET'S SAY YOU GO AHEAD AND A

_t 10:41:45:07
APPLY AND IT TAKES FOUR WEEKS

_t 10:41:48:02
FOR YOU TO BE APPROVED FOR

_t 10:41:49:17
BENEFITS AND START TO GET THEM.

_t 10:41:53:17
WELL, YOU CAN'T JUST HAVE

_t 10:41:58:06
APPLIED WHEN YOU FILED YOUR

_t 10:42:00:16
INITIAL CLAIM EACH WEEK AFTER

_t 10:42:02:16
THAT YOU HAD TO HAVE CONTINUED

_t 10:42:04:03
TO REQUEST PAYMENTS, EVEN THOUGH

_t 10:42:06:08
YOUR CLAIM WAS NOT YET APPROVED.

_t 10:42:11:13
NOW, IF YOU START WORKING, LET'S

_t 10:42:14:08
SAY PART-TIME, OR FULL TIME

_t 10:42:16:22
WHILE RECEIVING BENEFITS, YOU

_t 10:42:18:02
HAVE TO REPORT ANY EARNINGS WITH

_t 10:42:20:13
YOUR WEEK I ARE REQUEST FOR

_t 10:42:24:06
BENEFITS.

_t 10:42:24:13
YOU ALSO HAVE TO REPORT ANY JOB

_t 10:42:26:14
OFFERS YOU RECEIVE OR ANY JOBS

_t 10:42:28:05
YOU REFUSED.

_t 10:42:29:25
[ YOUR WEEKLY REQUEST FOR

_t 10:42:31:12
BENEFITS ]

_t 10:42:31:24
>> AND UNDER THE REGULAR RULES,

_t 10:42:35:24
IF YOU REFUSED A JOB IT WOULD

_t 10:42:38:03
HAVE TO BE FOR GOOD CAUSE,

_t 10:42:39:13
BECAUSE THE JOB WAS NOT

_t 10:42:42:14
APPROPRIATE FOR YOU.

_t 10:42:44:11
AND YOU WOULD HAVE TO BE ABLE TO

_t 10:42:46:29
MAKE THE CASE AND BACK THAT UP.

_t 10:42:48:21
SO LET'S SAY YOUR CLAIM IS

_t 10:42:52:15
DENIED OR YOU GET SOME ADVERSE

_t 10:42:55:02
DECISION REGARDING YOUR CLAIM.

_t 10:42:57:15
YOU HAVE THE RIGHT TO APPEAL IT.

_t 10:42:59:03
YOU HAVE TO APPEAL WITHIN 30

_t 10:43:01:04
DAYS, AND YOU CAN GET DETAILS

_t 10:43:03:25
ABOUT APPEALS AT

_t 10:43:11:28
LABOR.MO.GOV/DES/APPEALS.

_t 10:43:15:15
AND I THINK IT IS GOING TO BE

_t 10:43:17:28
EXTREMELY DIFFICULT TO GET

_t 10:43:19:02
QUESTIONS ANSWERED OR HELP WITH

_t 10:43:21:14
UNEMPLOYMENT CLAIMS A FROM THE

_t 10:43:25:21
DEPARTMENT OF LABOR CURRENTLY

_t 10:43:26:10
BECAUSE THEY ARE SO OVERWHELMED.

_t 10:43:28:29
THEY ARE TRYING TO PROCESS NEW

_t 10:43:31:12
CLAIMS, BUT THE PHONE NUMBERS TO

_t 10:43:33:08
CALL OR THE E-MAIL ADDRESS 0 TO

_t 10:43:36:13
USE APPEARS ON THIS SLIDE FOR

_t 10:43:38:02
QUESTIONS OR HELP.

_t 10:43:43:16
UNEMPLOYMENT BENEFITS ARE

_t 10:43:46:07
TAXABLE AND I STRONGLY RECOMMEND

_t 10:43:47:23
THAT IF SOMEONE IS APPROVED FOR

_t 10:43:50:15
UNEMPLOYMENT THEY EXERCISE THE

_t 10:43:52:19
OPTION TO HAVE TAXES TAKEN OUT

_t 10:43:54:17
OF THEIR BENEFITS.

_t 10:43:56:15
THAT IS GOING TO BE EXTREMELY

_t 10:43:59:25
IMPORTANT DURING THE COVID-19

_t 10:44:02:02
EMERGENCY WHEN PEOPLE ARE ARE GOING

_t 10:44:03:29
TO BE RECEIVING MUCH HIGHER

_t 10:44:05:17
WEEKLY BENEFITS THAN USUAL, WITH

_t 10:44:09:02
THAT EXTRA $600 A WEEK, BECAUSE

_t 10:44:11:15
IF A PERSON DOESN'T HAVE TAXES

_t 10:44:13:27
WITHHELD FROM THEIR BENEFITS AND

_t 10:44:15:27
AT THE END OF THE YEAR WHEN

_t 10:44:17:13
THEIR TAXES ARE DUE THEY MAY OWE

_t 10:44:20:28
A QUITE SUBSTANTIAL AMOUNT OF

_t 10:44:23:22
TAXES, PARTICULARLY ON THOSE

_t 10:44:26:03
UNEMPLOYMENT BENEFITS, BUT THEY

_t 10:44:27:18
MAY HAVE SPENT ALL OF THE MONEY

_t 10:44:29:04
AND NOT HAVE ENOUGH TO PAY THOSE

_t 10:44:32:06
TAXES.

_t 10:44:36:21
SO SUPPOSE YOU ARE GETTING

_t 10:44:39:03
UNEMPLOYMENT BENEFITS AND THEN

_t 10:44:40:03
YOU DO START PART-TIME WORK.

_t 10:44:43:17
WELL, YOUR UNEMPLOYMENT BENEFIT

_t 10:44:44:25
IS GOING TO BE REDUCED IF YOU GO

_t 10:44:47:12
BACK TO WORK FULL TIME, IT WILL

_t 10:44:50:11
STOP.

_t 10:44:51:02
NOW, I AM GOING TO BE COVERING

_t 10:44:53:09
THE REGULAR RULES CURRENTLY.

_t 10:44:56:19
I HAVEN'T SEEN ANYTHING THAT

_t 10:44:58:14
CHANGES THE REGULAR RULES DURING

_t 10:45:04:06
COVID-19, BUT I DID WANT TO

_t 10:45:05:05
MENTION THAT THESE ARE THE

_t 10:45:06:22
REGULAR RULES THAT APPLY IF A

_t 10:45:08:17
PERSON GOES BACK TO WORK

_t 10:45:11:19
PART-TIME.

_t 10:45:12:27
NOW, IN OTHER STATES, THEY MAKE

_t 10:45:15:02
THE RULE PRETTY SIMPLE.

_t 10:45:16:02
FOR EXAMPLE, THERE IS ONE STATE

_t 10:45:17:18
THAT SAYS, IF YOU GO BACK TO

_t 10:45:19:23
WORK PART-TIME, WE WON'T COUNT

_t 10:45:22:04
THE FIRST FIRST DOLLARS A WEEK

_t 10:45:23:07
YOU EARN, BUT IF YOU EARN MORE

_t 10:45:25:11
THAN $50 A WEEK, WE WILL CUT

_t 10:45:27:02
YOUR UNEMPLOYMENT BENEFIT DOLLAR

_t 10:45:28:28
FOR DOLLAR FOR EVERY EXTRA

_t 10:45:30:11
DOLLAR YOU EARN.

_t 10:45:32:23
THAT'S FAIRLY SIMPLE.

_t 10:45:36:07
MISSOURI, I DON'T KNOW, I HOPE I

_t 10:45:37:09
DON'T GET IN TROUBLE FOR SAYING

_t 10:45:40:22
THIS.

_t 10:45:41:09
LOOKING AT YOUR GOVERNMENT

_t 10:45:42:02
PROGRAMS I KIND OF FEEL LIKE

_t 10:45:42:28
YOUR MOTTO SHOULD BE, SHOW ME

_t 10:45:46:14
AND MAKE IT COMPLICATED.

_t 10:45:50:02
BUT THE WAY THAT MISSOURI

_t 10:45:52:02
CALCULATES THE REDUCTION IN

_t 10:45:54:18
UNEMPLOYMENT INSURANCE BENEFITS,

_t 10:45:55:24
IF YOU GO BACK TO WORK

_t 10:45:57:18
PART-TIME, IS THROUGH A FORMULA

_t 10:45:59:12
THAT I THINK IS A LITTLE

_t 10:46:02:06
UNNECESSARILY COMPLEX, BUT THEY

_t 10:46:04:08
TAKE YOUR WEEKLY GROSS WAGES,

_t 10:46:08:02
THEY SUBTRACT THE GREATER OF

_t 10:46:11:05
EITHER 20 PERCENT OF YOUR WEEKLY

_t 10:46:14:03
UNEMPLOYMENT BENEFIT OR $20,

_t 10:46:15:22
WHICHEVER IS GREATER, AND YOU

_t 10:46:18:04
TAKE THAT A REDUCED AMOUNT OF

_t 10:46:22:28
THE BENEFIT YOU RECEIVED, YOU

_t 10:46:24:29
CALCULATE IT IN STEP 2, YOU

_t 10:46:27:15
SUBTRACT THAT FROM THE WEEKLY

_t 10:46:30:12
UNEMPLOYMENT BENEFIT AND THEN

_t 10:46:31:23
THE RESULT ROUNDED DOWN TO THE

_t 10:46:33:24
NEAREST WHOLE DOLLAR WILL BE THE

_t 10:46:35:12
AMOUNT OF THE UNEMPLOYMENT

_t 10:46:37:06
BENEFIT YOU WILL NOW RECEIVE.

_t 10:46:38:24
SO YOU WON'T REMEMBER THIS.

_t 10:46:40:12
I WON'T REMEMBER THIS NEXT WEEK,

_t 10:46:43:02
BUT I AM GOING TO SHOW YOU AN

_t 10:46:45:17
EXAMPLE OF HOW PART-TIME WORK

_t 10:46:47:18
AFFECTS UNEMPLOYMENT.

_t 10:46:49:20
SO IF YOU GO BACK TO WORK, YOU

_t 10:46:51:21
DO HAVE TO REPORT YOUR EARNINGS

_t 10:46:53:22
PROMPTLY THROUGH YOUR WEEKLY

_t 10:46:55:28
FILINGS, YOUR WEEKLY REQUESTS

_t 10:46:57:29
FOR PAYMENT.

_t 10:46:59:15
NOW, IF YOU GET A JOB WHILE

_t 10:47:01:16
RECEIVING UNEMPLOYMENT AND YOU

_t 10:47:04:03
QUIT THE JOB WITHIN 28 DAYS OF

_t 10:47:07:11
STARTING IT, BECAUSE THE WORK

_t 10:47:08:27
WAS UNSUITABLE, YOU MAY STILL BE

_t 10:47:12:16
ELIGIBLE FOR UNEMPLOYMENT

_t 10:47:13:22
INSURANCE, BUT YOU ARE GOING TO

_t 10:47:14:28
HAVE TO ROVE TO THE SATISFACTION

_t 10:47:16:14
OF THE DEPARTMENT OF LABOR THAT

_t 10:47:18:24
THE WORK WAS UNSUITABLE.

_t 10:47:23:17
SO LET'S GO THROUGH AN EXAMPLE

_t 10:47:25:03
HERE.

_t 10:47:26:24
SO HERE IS MUSTAFA WHO RECEIVES

_t 10:47:29:05
$200 A WEEK FROM UNEMPLOYMENT

_t 10:47:32:24
INSURANCE.

_t 10:47:33:22
HE STARTS WORKS AND EARNS $150 A

_t 10:47:36:19
WEEK GROSS WAGES.

_t 10:47:38:03
HOW MUCH WILL HIS UNEMPLOYMENT

_t 10:47:40:02
BENEFIT BE NOW AND HOW MUCH

_t 10:47:42:09
TOTAL INCOME WILL HE HAVE?

_t 10:47:44:20
BEAR IN MIND THAT TO BEGIN WITH,

_t 10:47:46:12
BEFORE YOU STARTED THE PART-TIME

_t 10:47:49:05
WORK, MUSTAFA'S TOTAL INCOME WAS

_t 10:47:51:24
$200 A WEEK FROM UNEMPLOYMENT

_t 10:47:55:22
INSURANCE.

_t 10:47:56:02
AND NOW HE IS EARNING 150 A WEEK

_t 10:47:59:24
GROSS WAGES.

_t 10:48:01:27
SO IF YOU FOLLOW THE FORMULA

_t 10:48:04:02
THAT WE LOOKED AT ON A PREVIOUS

_t 10:48:07:23
SLIDE, YOU WILL SEE THAT

_t 10:48:09:23
MUSTAFA'S UNEMPLOYMENT BENEFIT

_t 10:48:11:02
IS GOING TO BE REDUCED FROM $200

_t 10:48:14:11
A WEEK DOWN TO $90 A WEEK.

_t 10:48:19:02
HE WILL ALSO RECEIVE THE 150 A

_t 10:48:22:02
WEEK GROSS WAGES SHE EARNING,

_t 10:48:23:10
BUT HIS TOTAL INCOME WILL BE

_t 10:48:27:17
ONLY $240 A WEEK.

_t 10:48:29:19
THAT'S ONLY $40 A WEEK MORE THAN

_t 10:48:33:08
HIS INCOME BEFORE HE STARTED

_t 10:48:34:26
WORK.

_t 10:48:35:14
REMEMBER WHEN -- BEFORE HE

_t 10:48:36:18
STARTED THE PART-TIME WORK HIS

_t 10:48:38:24
TOTAL INCOME WAS JUST 200 A WEEK

_t 10:48:41:13
FROM UNEMPLOYMENT INSURANCE.

_t 10:48:44:07
NOW, WITH EARNINGS OF 150 A

_t 10:48:46:20
WEEK, HIS INCOME ONLY GOES UP BY

_t 10:48:50:14
$40.

_t 10:48:50:24
SO IT IS BARELY WORTH IT TO WORK

_t 10:48:53:24
PART-TIME WHEN YOU ARE GETTING

_t 10:48:56:18
UNEMPLOYMENT.

_t 10:48:56:28
AND THAT IS TRUE IN PRETTY MUCH

_t 10:48:58:19
EVERY STATE THAT I AM FAMILIAR

_t 10:49:01:25
WITH, BECAUSE WITH UNEMPLOYMENT

_t 10:49:04:19
GOING BACK TO WORK IS A

_t 10:49:07:23
NECESSITY, IT IS NOT AN OPTION.

_t 10:49:09:02
SO THEY ARE NOT PROVIDING YOU

_t 10:49:11:12
WITH AN INCENTIVE TO GO BACK TO

_t 10:49:13:11
WORK PART-TIME.

_t 10:49:18:16
OKAY.

_t 10:49:18:27
DUANE, DO WE HAVE ANY NEW

_t 10:49:20:17
QUESTIONS?

_t 10:49:20:28
I WANTED TO SEE IF THERE ARE ANY

_t 10:49:22:21
OTHERS BEFORE WE TALK ABOUT SSI

_t 10:49:24:07
AND SSDI.

_t 10:49:27:11
>> YES.

_t 10:49:32:24
AS AN EMPLOYER -- I AM SORRY.

_t 10:49:36:02
AS AN EMPLOYER, IF WE SELF PAY

_t 10:49:37:27
OUR UNEMPLOYMENT BENEFITS AND

_t 10:49:39:07
DON'T PAY FOR INSURANCE THROUGH

_t 10:49:40:26
THE STATE OF MISSOURI, HOW DOES

_t 10:49:42:26
THAT AFFECT WHAT WE PAY IN THE

_t 10:49:46:08
BENEFITS OUR EMPLOYEES MIGHT

_t 10:49:48:17
GET?

_t 10:49:48:22
>> OH, IF YOUR COMPANY IS

_t 10:49:51:14
PROVIDING UNEMPLOYMENT BENEFITS

_t 10:49:55:02
INDEPENDENTLY OF THE STATE OF

_t 10:49:58:18
MISSOURI?

_t 10:49:59:25
WHEW.

_t 10:50:00:08
THAT IS A GOOD QUESTION.

_t 10:50:01:18
I HAVE -- I IS I HAVE NOT ENCOUNTERED

_t 10:50:04:15
THAT BEFORE.

_t 10:50:05:29
IT IS THE FIRST TIME ANYONE HAS

_t 10:50:06:22
ASKED ME THAT.

_t 10:50:07:29
I HONESTLY CAN'T SAY FOR CERTAIN

_t 10:50:12:02
WHETHER THE SPECIAL RULES UNDER

_t 10:50:13:20
THE CARES ACT WOULD APPLY

_t 10:50:17:29
BECAUSE THE SPECIAL RULES ARE

_t 10:50:21:26
AVAILABLE TO MISSOURI WORKERS

_t 10:50:25:14
BECAUSE THE STATE OF MISSOURI

_t 10:50:27:14
HAS A WRITTEN AGREEMENT IN PLACE

_t 10:50:30:29
WITH THE FEDERAL GOVERNMENT.

_t 10:50:33:07
I DON'T KNOW WHETHER THAT WOULD

_t 10:50:35:29
APPLY TO UNEMPLOYMENT BENEFITS

_t 10:50:38:15
PROVIDED PRIVATELY BY, DIRECTLY

_t 10:50:41:06
BY EMPLOYERS RATHER THAN THROUGH

_t 10:50:42:25
THE STATE OF MISSOURI.

_t 10:50:44:13
I WOULD ASSUME PROBABLY NOT.

_t 10:50:49:23
NOW, WITH THAT SAID, HOWEVER, IF

_t 10:50:55:07
A WORKER DID NOT QUALIFY FOR THE

_t 10:51:00:02
UNEMPLOYMENT BENEFITS THROUGH

_t 10:51:01:07
THE COMPANY'S PROGRAM AND THEY

_t 10:51:05:19
WEREN'T ELIGIBLE UNDER THE

_t 10:51:08:26
REGULAR RUSSELL FOR MISSOURI, IT

_t 10:51:10:24
MAY BE POSSIBLE THEY COULD

_t 10:51:12:21
QUALIFY FOR THE PANDEMIC

_t 10:51:16:07
UNEMPLOYMENT ASSISTANCE, THE

_t 10:51:16:25
BENEFIT FOR PEOPLE WHO DON'T

_t 10:51:19:02
QUALIFY FOR UNEMPLOYMENT THE

_t 10:51:20:12
REGULAR WAY, IF THEY MET ALL THE

_t 10:51:24:12
CONDITIONS.

_t 10:51:24:22
BUT I AM SORRY, I CAN'T GIVE A

_t 10:51:27:16
DEFINITIVE ANSWER.

_t 10:51:28:23
I APOLOGIZE THAT THAT HAS BEEN

_t 10:51:30:02
MY REFRAIN HERE, BUT SINCE THIS

_t 10:51:31:28
IS A BRAND-NEW PROGRAM AND IT

_t 10:51:35:24
REALLY HASN'T BEEN

_t 10:51:38:14
BATTLE-TESTED, IT IS REALLY I DO

_t 10:51:39:06
ANSWER ALL OF THESE QUESTIONS.

_t 10:51:43:06
ONE OTHER QUESTION.

_t 10:51:44:29
ARE THE APPLICATIONS FOR EACH OF

_t 10:51:47:11
THE UNEMPLOYMENT BENEFITS YOU

_t 10:51:49:15
DISCUSSED?

_t 10:51:49:25
ARE THEY THE SAME APPLICATION?

_t 10:51:51:26
OR DO YOU HAVE TO INDICATE WHICH

_t 10:51:53:07
ONE YOU BELIEVE YOU MIGHT BE

_t 10:51:56:02
ELIGIBLE?

_t 10:51:56:16
>> I HAVEN'T ACTUALLY LOOKED AT

_t 10:52:00:02
THE APPLICATION ITSELF, BUT I

_t 10:52:03:17
BELIEVE THAT WHEN YOU GO TO THE

_t 10:52:07:26
WEBSITE IT WILL BE CLEAR HOW TO

_t 10:52:11:08
APPLY.

_t 10:52:11:13
I DON'T BELIEVE THAT THEY EXPECT

_t 10:52:13:17
YOU TO DETERMINE WHICH OF THE

_t 10:52:17:03
THREE TYPES OF UNEMPLOYMENT

_t 10:52:20:05
ASSISTANCE YOU MAY QUALIFY FOR.

_t 10:52:22:03
I THINK THAT IT IS GOING TO BE A

_t 10:52:24:27
SINGLE APPLICATION, BUT YOU WILL

_t 10:52:26:06
BE ASKED QUESTIONS THAT WILL

_t 10:52:28:25
HELP DETERMINE WHICH OF THE

_t 10:52:29:28
THREE TYPES OF BENEFITS YOU WILL

_t 10:52:33:22
RECEIVE OR BE ELIGIBLE FOR.

_t 10:52:37:19
AND ANOTHER?

_t 10:52:39:10
>> ONE OTHER QUESTION.

_t 10:52:41:12
IF AN INDIVIDUAL QUALIFIES BUT

_t 10:52:43:07
HAS A LEGAL PAYEE, CAN THEY

_t 10:52:44:26
APPLY FOR THEMSELVES OR DOES THE

_t 10:52:47:06
LEGAL PAYEE HAVE TO APPLY ON

_t 10:52:48:18
THEIR BEHALF?

_t 10:52:51:11
>> THE INDIVIDUAL CAN APPLY FOR

_t 10:52:54:10
THEMSELVES.

_t 10:52:54:15
THEY CAN CERTAINLY GET HELP

_t 10:52:56:21
APPLYING FROM THE PAYEE OR OTHER

_t 10:53:00:04
PERSON, BUT A REPRESENTATIVE

_t 10:53:02:05
PAYEE IS NOT THE SAME AS A LEGAL

_t 10:53:05:21
GUARDIAN.

_t 10:53:05:26
IT IS SOMEONE WHO IS APPOINTED

_t 10:53:07:10
TO HELP SOMEONE RECEIVE AND

_t 10:53:11:17
MANAGE CASH BENEFITS THEY GET

_t 10:53:14:03
FROM SOCIAL SECURITY OR OTHER

_t 10:53:17:02
AGENCIES.

_t 10:53:17:07
THE PAYEE DOES NOT HAVE LEGAL

_t 10:53:20:19
AUTHORITY TO MAKE DECISIONS ON

_t 10:53:22:20
BEHALF OF THE INDIVIDUAL THE WAY

_t 10:53:25:11
A LEGAL GUARDIAN DOES.

_t 10:53:27:23
SO THE INDIVIDUAL COULD

_t 10:53:29:04
CERTAINLY APPLY FOR UNEMPLOYMENT

_t 10:53:30:19
ON THEIR OWN WITHOUT THE PAYEE

_t 10:53:33:02
IF THEY CHOSE AND IF THEY WERE

_t 10:53:36:28
ABLE.

_t 10:53:38:13
>> ANOTHER ONE?

_t 10:53:44:03
>> SORRY, MICHAEL.

_t 10:53:48:02
I WAS TRYING TO FIND ONE THAT IS

_t 10:53:49:24
MORE BROAD AND GENERAL AND I AM

_t 10:53:51:07
HAVING A LITTLE TROUBLE FINDING

_t 10:53:52:12
ONE RIGHT NOW.

_t 10:53:53:04
IF YOU WOULD LIKE TO GO AHEAD

_t 10:53:54:03
AND CONTINUE AND I WILL KEEP

_t 10:53:56:02
CULLING THROUGH THE QUESTIONS.

_t 10:53:56:13
>> OKAY.

_t 10:53:57:16
SURE.

_t 10:53:57:21
AND I WILL PAUSE IN A LITTLE BIT

_t 10:53:59:14
MAYBE WHEN WE FINISH

_t 10:54:03:21
UNEMPLOYMENT, FOR UNEMPLOYMENT

_t 10:54:05:17
QUESTIONS BEFORE WE MOVE ON TO

_t 10:54:07:03
ECONOMIC IMPACT PAYMENTS.

_t 10:54:11:05
SO OBVIOUSLY, MANY OF YOU ARE

_t 10:54:12:15
WORKING WITH PEOPLE WHO RECEIVED

_t 10:54:15:13
SSI OR SOCIAL SECURITY

_t 10:54:19:02
DISABILITY BENEFITS SOME OF YOU

_t 10:54:21:02
WORK WITH PEOPLE WHO RECEIVE

_t 10:54:22:24
BOTH AND YOU MAY HAVE QUESTIONS

_t 10:54:24:10
ABOUT HOW UNEMPLOYMENT BENEFITS

_t 10:54:27:26
WOULD AFFECT SSI, SOCIAL

_t 10:54:29:27
SECURITY DISABILITY, AS WELL AS

_t 10:54:31:24
THE MEDICAL BENEFITS THAT COME

_t 10:54:33:02
ALONG WITH THEM, NAMELY,

_t 10:54:36:02
MEDICAID, ALSO KNOWN AT MO

_t 10:54:37:22
HEALTH NET OR MEDICARE.

_t 10:54:39:05
SO WE ARE GOING TO COVER THAT ON

_t 10:54:41:09
THE NEXT HANDFUL OF SLIDES.

_t 10:54:44:14
>> SO SUPPOSE SOMEBODY RECEIVES

_t 10:54:48:04
SSI BENEFITS AND THEY ARE

_t 10:54:50:28
WORKING, PERHAPS PART-TIME, AND

_t 10:54:53:22
THEIR SSI IS REDUCED BUT THEY

_t 10:54:57:19
STILL RECEIVE A PARTIAL SSI

_t 10:55:02:07
PAYMENT OR IF A PERSON TAKES

_t 10:55:04:02
ADVANTAGE OF A RULE THAT MANY OF

_t 10:55:06:02
YOU MAY HAVE HEARD OF CALLED

_t 10:55:11:02
1619(B) IN IS A RULE THAT SAYS

_t 10:55:13:25
IF YOU RECEIVE SSI TO BEGIN WITH

_t 10:55:17:21
AND THEN YOU START WORKING AND

_t 10:55:20:28
YOUR EARNINGS RISE HIGH ENOUGH

_t 10:55:24:06
THAT IT REDUCES YOUR SSI BENEFIT

_t 10:55:26:22
TO ZERO, YOU STILL REMAIN

_t 10:55:30:26
ELIGIBLE FOR SSI, WHICH MEANS

_t 10:55:34:06
TWO THINGS.

_t 10:55:35:02
YOU GET TO KEEP YOUR MEDICAID,

_t 10:55:37:12
YOUR MO HEALTH NET, AND IF

_t 10:55:39:16
ANYTHING HAPPENS TO YOUR JOB

_t 10:55:42:04
LATER, YOU CAN GET YOUR SSI

_t 10:55:44:28
PAYMENTS BACK JUST BY CONTACTING

_t 10:55:47:05
SOCIAL SECURITY.

_t 10:55:47:27
YOU DON'T HAVE TO REAPPLY.

_t 10:55:51:29
SO IF YOU ARE WORKING AND

_t 10:55:53:23
RECEIVING A LIMITED SSI PAYMENT

_t 10:55:56:12
OR YOU ARE WORKING AND EARNING

_t 10:55:58:15
ENOUGH TO STOP YOUR SSI, BUT YOU

_t 10:56:01:22
KEEP SSI ELIGIBILITY THROUGH

_t 10:56:05:02
THAT 1619(B) RULE, THEN IF YOU

_t 10:56:10:12
BECOME UNEMPLOYED AND

_t 10:56:13:21
POTENTIALLY ELIGIBLE FOR

_t 10:56:15:21
BENEFITS UNDER UNEMPLOYMENT

_t 10:56:18:08
INSURANCE OR PERHAPS YOU ARE

_t 10:56:22:10
UNEMPLOYED, PARTIALLY UNEMPLOYED

_t 10:56:25:17
OR UNAVAILABLE OR UNABLE TO WORK

_t 10:56:28:09
FOR ONE OF THOSE 10 REASONS AND

_t 10:56:30:27
BE ELIGIBLE FOR PANDEMIC

_t 10:56:33:02
UNEMPLOYMENT ASSISTANCE, YOU

_t 10:56:34:03
ACTUALLY ARE REQUIRED TO APPLY.

_t 10:56:40:10
SSI IS A BENEFIT OF LAST RESORT

_t 10:56:44:14
AND TO BE ELIGIBLE FOR IT YOU

_t 10:56:45:14
HAVE TO AGREE TO APPLY FOR AND

_t 10:56:47:21
ACCEPT ANY OTHER BENEFIT TO

_t 10:56:49:25
WHICH YOU MAY BE ENTITLED,

_t 10:56:52:02
INCLUDING UNEMPLOYMENT

_t 10:56:54:10
INSURANCE.

_t 10:56:54:19
SO IF SOMEBODY ASKED YOU, WELL I

_t 10:56:56:08
AM GETTING SSI, I AM AFRAID IT

_t 10:56:58:19
WILL STOP IF I GET UNEMPLOYMENT,

_t 10:57:01:21
SO I AM JUST NOT GOING TO APPLY

_t 10:57:03:04
FOR UNEMPLOYMENT, THE RESPONSE

_t 10:57:05:12
YOU SHOULD GIVE THEM IS, WELL,

_t 10:57:07:09
SSI RULES SAY YOU MUST APPLY FOR

_t 10:57:10:27
UNEMPLOYMENT.

_t 10:57:13:06
WOULD SOCIAL SECURITY FIND OUT

_t 10:57:14:02
IF A PERSON CHOSE NOT TO APPLY

_t 10:57:16:09
FOR UNEMPLOYMENT UNDER THESE

_t 10:57:19:02
CIRCUMSTANCES?

_t 10:57:19:10
I CAN'T SAY, BUT THE RULES SAY

_t 10:57:23:07
THAT THEY ARE REQUIRED TO.

_t 10:57:26:03
NOW, IF A PERSON GETS APPROVED

_t 10:57:27:22
FOR UNEMPLOYMENT BENEFITS, THEY

_t 10:57:31:02
ARE CONSIDERED UNEARNED INCOME,

_t 10:57:33:14
AND THEY WILL REDUCE SSI

_t 10:57:36:29
ACCORDINGLY.

_t 10:57:37:06
MANY OF YOU ARE FAMILIAR WITH

_t 10:57:38:04
THE SSI RULES AND YOU KNOW THAT

_t 10:57:41:16
UNEMPLOYMENT -- EXCUSE ME --

_t 10:57:43:24
UNEARNED INCOME REDUCES SSI

_t 10:57:46:21
ALMOST DOLLAR FOR DOLLAR.

_t 10:57:49:12
THE FIRST $20 OF UNEARNED INCOME

_t 10:57:52:09
DOESN'T COUNT, BUT ALL THE REST

_t 10:57:54:28
THAT A PERSON RECEIVES, THE

_t 10:57:57:17
AMOUNT OVER $20 A MONTH, DOES

_t 10:57:59:10
COUNT AS INCOME AND REDUCES THE

_t 10:58:02:22
SSI PAYMENT DOLLAR FOR DOLLAR.

_t 10:58:06:03
NOW, IF A PERSON'S UNEMPLOYMENT

_t 10:58:08:20
BENEFIT IS HIGH ENOUGH AND THEIR

_t 10:58:12:15
SSI PAYMENT CAN BE REDUCED TO

_t 10:58:14:26
ZERO, IT WOULD BE SUSPENDED.

_t 10:58:20:27
SO SUPPOSE THE PERSON'S

_t 10:58:24:21
UNEMPLOYMENT BENEFIT REDUCES

_t 10:58:25:27
THEIR SSI TO ZERO?

_t 10:58:28:25
WHAT HAPPENS TO THEIR MO HEALTH

_t 10:58:30:29
NET, TO THEIR MEDICAID?

_t 10:58:34:21
WELL, MANY OF YOU KNOW THAT A

_t 10:58:38:06
PERSON WHO IS RECEIVING SSI IS

_t 10:58:44:02
GOING TO BE ELIGIBLE FOR MO

_t 10:58:47:02
HEALTH NET FOR MEDICAID.

_t 10:58:50:11
THE WAY THE RULES WORK, THEY

_t 10:58:52:02
WILL SIMPLY MEET THE ELIGIBILITY

_t 10:58:54:21
CRITERIA FOR MO HEALTH NET AND

_t 10:58:56:15
IF THEY ARE IN THAT 1619(B)

_t 10:59:00:07
STATUS, THEY WILL BE ELIGIBLE

_t 10:59:01:17
FOR MO HEALTH NET AS WELL.

_t 10:59:04:24
IN BOTH CASES IF THEY ARE

_t 10:59:06:18
GETTING SSI PAYMENTS OR IF THEY

_t 10:59:09:02
ARE KEEPING MO HEALTH NET

_t 10:59:10:27
THROUGH 1619(B), THEY DON'T HAVE

_t 10:59:13:02
TO PAY FOR THEIR MO HEALTH NET.

_t 10:59:14:29
THERE IS NO SPEND DOWN.

_t 10:59:16:23
THERE IS NO PREMIUM THEY HAVE TO

_t 10:59:21:05
PAY.

_t 10:59:22:24
NOW, IF THEIR UNEMPLOYMENT

_t 10:59:25:15
BENEFIT REDUCES THEIR SSI TO

_t 10:59:29:12
SEARCH TO

_t 10:59:31:10
ZERO, THEIR UNEMPLOYMENT

_t 10:59:34:02
EMPLOYMENT ALONE, THEIR INCOME

_t 10:59:35:02
IS GREAT ENOUGH TO STOP THEIR

_t 10:59:37:09
SSI PAYMENTS, THEN IT IS

_t 10:59:43:03
POSSIBLE THEY COULD BE ELIGIBLE

_t 10:59:44:09
FOR SSDI, AND IF THEY WANT TO

_t 10:59:48:27
APPLY FOR SSDI IF THEY HAVE

_t 10:59:50:28
WORKED LONG ENOUGH, BUT IF NOT

_t 10:59:56:15
-- THE --

_t 10:59:57:02
>> WHAT DO THEY DO IN ORDER TO

_t 11:00:01:09
KEEP MO HEALTH NET?

_t 11:00:03:12
WELL, IT IS GOING TO DEPEND ON

_t 11:00:06:18
HOW MUCH THEIR COUNTABLE INCOME

_t 11:00:08:12
IS.

_t 11:00:08:25
IF THEIR COUNTABLE INCOME IS LOW

_t 11:00:11:16
ENOUGH, THEY MIGHT STILL QUALIFY

_t 11:00:13:07
FOR FREE MO HEALTH NET.

_t 11:00:16:04
IF IT IS TOO HIGH, IF THEIR

_t 11:00:17:21
UNEMPLOYMENT BENEFIT IS TOO

_t 11:00:19:18
HIGH, THEY MIGHT HAVE TO USE A

_t 11:00:22:15
SPEND DOWN TO KEEP MO HEALTH

_t 11:00:24:06
NET, WHICH COULD BE QUITE

_t 11:00:26:26
EXPENSIVE.

_t 11:00:27:02
NOW, IF THE PERSON GOES BACK TO

_t 11:00:30:23
WORK WITH EVEN MINIMAL EARNINGS

_t 11:00:34:13
AND IF THEIR COUNTABLE INCOME IS

_t 11:00:36:12
NOT TOO HIGH, THEY MIGHT ALSO

_t 11:00:38:28
QUALIFY FOR MO HEALTH NET

_t 11:00:41:04
THROUGH THE TICKET TO WORK

_t 11:00:42:27
HEALTH ASSURANCE PROGRAM OR

_t 11:00:47:05
TWHA, WHICH IS ALSO KNOWN AS A

_t 11:00:49:05
MEDICAID BUY IN PROGRAM, THAT IS

_t 11:00:51:29
FOR WORKING MISSOURIANS WITH

_t 11:00:54:02
DISABILITIES WHO MEET CERTAIN

_t 11:00:56:04
CRITERIA.

_t 11:00:56:09
SO IF THIS IS CONFUSING TO YOU,

_t 11:00:59:09
YOU DON'T NEED TO MEMORIZE THIS.

_t 11:01:02:02
THIS IS MAINLY FOR THE BENEFIT

_t 11:01:03:16
OF THOSE OF YOU WHO ARE BENEFITS

_t 11:01:07:18
PLANNERS, BENEFIT NAVIGATORS, ET

_t 11:01:11:12
CETERA.

_t 11:01:11:24
BUT THE TAKE AWAY HERE IS THAT

_t 11:01:14:16
IF SOMEBODY'S SSI STOPS DUE TO

_t 11:01:19:14
UNEMPLOYMENT BENEFITS, IT IS

_t 11:01:22:02
POSSIBLE THAT THEIR MO HEALTH

_t 11:01:23:13
NET COULD STOP, BUT THERE MAY BE

_t 11:01:26:07
ANOTHER WAY THAT THEY COULD KEEP

_t 11:01:28:11
MO HEALTH NET IN THAT CASE.

_t 11:01:38:02
NOW, THE CORONAVIRUS SPURRED

_t 11:01:42:13
ANOTHER FEDERAL LAW THAT CHANGES

_t 11:01:45:12
THE LANDSCAPE HERE.

_t 11:01:46:21
OKAY.

_t 11:01:47:06
WHAT WE JUST TALKED ABOUT

_t 11:01:49:19
REGARDING MO HEALTH NET

_t 11:01:53:02
ELIGIBILITY IF A PERSON'S SSI IS

_t 11:01:54:29
REDUCED TO ZERO BY THEIR

_t 11:01:56:18
UNEMPLOYMENT BENEFITS, THAT WAS

_t 11:01:58:29
ALL THE REGULAR RULES.

_t 11:02:01:06
BUT NOW WE ARE GOING TO TALK

_t 11:02:02:13
ABOUT A CHANGE, A SIGNIFICANT

_t 11:02:04:24
CHANGE MADE BY A DIFFERENT

_t 11:02:07:24
FEDERAL LAW PASSED IN RESPONSE

_t 11:02:09:14
TO THE CORONAVIRUS CALLED THE

_t 11:02:12:29
FAMILIES FIRST CORONAVIRUS

_t 11:02:16:24
RESPONSE ACT.

_t 11:02:18:04
THIS LAW DOES A NUMBER OF

_t 11:02:21:03
THINGS.

_t 11:02:21:08
ONE OF THEM IS TO PROVIDE STATES

_t 11:02:28:17
THAT CHOOSE WITH A SUBSTANTIALLY

_t 11:02:31:15
HIGHER AMOUNT OF FEDERAL MONEY

_t 11:02:33:24
FOR THEIR MEDICAID PROGRAMS.

_t 11:02:39:28
GENERALLY, MEDICAID IS A JOINTLY

_t 11:02:44:13
FUNDED FEDERAL AND STATE

_t 11:02:46:26
PROGRAM, THE FEDERAL GOVERNMENT

_t 11:02:48:12
CONTRIBUTES A PERCENTAGE OF THE

_t 11:02:50:21
MONEY.

_t 11:02:50:26
THE STATE CONTRIBUTES THE REST.

_t 11:02:53:25
AND THERE IS GENERALLY A FIXED

_t 11:02:57:09
AMOUNT OF -- A FIXED PERCENTAGE

_t 11:02:59:02
THAT THE FEDERAL GOVERNMENT

_t 11:03:02:09
CONTRIBUTES.

_t 11:03:02:19
BUT UNDER THE FAMILIES FIRST

_t 11:03:05:08
CORONAVIRUS RESPONSE ACT, IF A

_t 11:03:07:20
STATE CHOOSES TO ENTER INTO AN

_t 11:03:09:21
AGREEMENT WITH THE FEDERAL

_t 11:03:12:19
GOVERNMENT AND MISSOURI HAS

_t 11:03:14:16
CHOSEN TO DO SO, THE FEDERAL

_t 11:03:15:18
GOVERNMENT WILL KICK IN AN EXTRA

_t 11:03:19:02
6.2 PERCENT FOR MEDICAID

_t 11:03:21:14
EXPENSES, WHICH IS SO MUCH, IT

_t 11:03:22:27
IS JUST IMPOSSIBLE I THINK FOR

_t 11:03:24:03
ANY STATE TO PASS IT UP.

_t 11:03:26:27
BUT IN ORDER TO GET THAT EXTRA

_t 11:03:28:16
FEDERAL MONEY FOR THE MEDICAID

_t 11:03:31:06
PROGRAM, THE STATE HAS TO AGREE

_t 11:03:32:18
TO CERTAIN CONDITIONS.

_t 11:03:34:18
AND ONE OF THEM THAT IS VERY

_t 11:03:36:15
RELEVANT TO OUR TOPIC RIGHT NOW

_t 11:03:39:18
IS THAT IF A PERSON GETS

_t 11:03:43:11
MEDICAID, MO HEALTH NET, AT ANY

_t 11:03:46:27
POINT DURING THE COVID-19

_t 11:03:51:17
EMERGENCY, THE STATE HAS TO

_t 11:03:53:29
CONTINUE TO GIVE THAT PERSON

_t 11:03:57:07
MEDICAID UNTIL THE END OF THE

_t 11:04:00:14
CALENDAR MONTH WHEN THE COVID-19

_t 11:04:03:05
EMERGENCY OFFICIALLY ENDS.

_t 11:04:06:17
EVEN IF THE PERSON WILL NO

_t 11:04:09:17
LONGER REGULARLY BE ELIGIBLE.

_t 11:04:10:27
SO LET'S SAY THEIR INCOME WOULD

_t 11:04:13:06
ORDINARILY BE TOO HIGH FOR THEM

_t 11:04:15:04
TO KEEP MO HEALTH NET OR THEY

_t 11:04:18:09
MIGHT HAVE ACQUIRED TOO MUCH IN

_t 11:04:20:05
RESOURCES OR ASSETS, THEY CAN

_t 11:04:23:26
STILL CONTINUE TO RECEIVE THE MO

_t 11:04:26:23
HEALTH NET THROUGH THE END OF

_t 11:04:29:02
THE COVID-19 EMERGENCY.

_t 11:04:32:16
AND THEY CAN'T BE REQUIRED TO

_t 11:04:34:17
HAVE TO PAY ANYTHING EXTRA FOR

_t 11:04:36:12
IT THAN THEY WERE BEFORE THE

_t 11:04:39:06
EMERGENCY BEGAN, OR WHEN THEY

_t 11:04:41:03
FIRST BEGAN TO RECEIVE MEDICAID

_t 11:04:43:12
DURING THE EMERGENCY.

_t 11:04:49:02
NOW, IMPORTANT TO NOTE THAT THE

_t 11:04:52:29
CARES ACT SAYS THAT THE EXTRA

_t 11:04:56:28
$600 A WEEK BENEFIT THAT WORKERS

_t 11:04:59:05
CAN GET UNDER ALL THREE OF THE

_t 11:05:01:29
UNEMPLOYMENT ASSISTANCE PROGRAMS

_t 11:05:02:27
WE LOOKED AT EARLIER UNDER THE

_t 11:05:05:12
CARES ACT, THAT EXTRA $600 A

_t 11:05:09:12
WEEK DOES NOT COUNT AS INCOME

_t 11:05:12:12
FOR MO HEALTH NET OR MEDICAID OR

_t 11:05:15:13
FOR THE CHILDREN'S HEALTH

_t 11:05:17:07
INSURANCE PROGRAM.

_t 11:05:18:24
WHICH IS ANOTHER FORM OF

_t 11:05:21:26
MEDICAID.

_t 11:05:22:19
SO WHILE THE REGULAR

_t 11:05:25:05
UNEMPLOYMENT BENEFIT THAT A

_t 11:05:27:06
PERSON GETS WILL COUNT AS

_t 11:05:30:21
UNEARNED INCOME FOR MO HEALTH

_t 11:05:32:12
NET OR CHILDREN'S HEALTH

_t 11:05:34:13
INSURANCE PROGRAM PURPOSES, THE

_t 11:05:37:09
EXTRA $600 A WEEK WILL NOT COUNT

_t 11:05:40:02
AS INCOME.

_t 11:05:44:24
SO THAT IS HELPFUL.

_t 11:05:45:23
IT MEANS THAT MORE PEOPLE ARE

_t 11:05:47:17
LIKE I TO BE ABLE TO KEEP THEIR

_t 11:05:51:19
SSI AND THEIR MO HEALTH NET THAN

_t 11:05:56:25
WOULD QUALIFY IF THEY HAD THE

_t 11:05:58:20
SAME AMOUNT OF UNEMPLOYMENT

_t 11:06:01:14
BENEFITS AND THE EXTRA $600 A

_t 11:06:03:08
WEEK DID COUNT AS INCOME.

_t 11:06:11:06
SO LET'S SUPPOSE, THOUGH, AT THE

_t 11:06:12:18
END OF THE COVID-19 EMERGENCY A

_t 11:06:16:24
PERSON'S UNEMPLOYMENT BENEFIT IS

_t 11:06:19:21
CONTINUING AND THEY ARE STILL

_t 11:06:21:04
GETTING A HIGH ENOUGH BENEFIT

_t 11:06:22:28
THAT THEIR SSI REMAINS

_t 11:06:26:07
SUSPENDED.

_t 11:06:26:14
WHAT CAN THEY DO TO CONTINUE

_t 11:06:28:23
THEIR MO HEALTH NET?

_t 11:06:30:02
WELL, IF THEIR INCOME IS LOW

_t 11:06:31:15
ENOUGH, THEY COULD KEEP FREE MO

_t 11:06:34:11
HEALTH NET, IF IT IS TOO HIGH

_t 11:06:36:25
FOR FREE MO HEALTH NET, THEY

_t 11:06:38:13
COULD KEEP MO HEALTH NET WITH A

_t 11:06:40:25
SPEND DOWN OR IF THEY EARN A

_t 11:06:43:08
LITTLE BIT OF MONEY AND THEIR

_t 11:06:46:28
COUNTABLE INCOME IS LOW ENOUGH,

_t 11:06:48:03
THEY COULD GET MO HEALTH NET

_t 11:06:49:27
THROUGH THE TICKET TO WORK

_t 11:06:51:28
HEALTH ASSURANCE OR TWHA

_t 11:06:55:14
PROGRAM, AND WHILE THEY WOULD

_t 11:06:57:02
MOST LIKELY HAVE TO PAY A

_t 11:06:58:12
PREMIUM, THE PREMIUM WOULD

_t 11:06:59:29
ALMOST CERTAINLY BE MUCH LOWER

_t 11:07:02:16
THAN THE SPEND TOWN THEY WOULD

_t 11:07:04:07
HAVE TO PAY IF THEY SPENT DOWN

_t 11:07:07:28
INSTEAD.

_t 11:07:10:02
NO AND FINALLY, I WANTED TO

_t 11:07:12:05
MENTION FOR THOSE OF YOU

_t 11:07:13:21
FAMILIAR WITH SSI WORK

_t 11:07:16:21
INCENTIVES.

_t 11:07:17:06
THAT THERE IS A WORK INCENTIVE

_t 11:07:19:04
CALLED THE PLAN TO ACHIEVE SELF

_t 11:07:22:26
SUPPORT OR PASS FOR SHORT, THAT

_t 11:07:29:15
IS DESIGNED TO HELP PEOPLE

_t 11:07:31:21
EITHER RECEIVE EITHER SSI

_t 11:07:32:29
PAYMENTS OR IN SOME CASES EVEN

_t 11:07:35:08
INITIALLY QUALIFY FOR SSI IF

_t 11:07:39:22
THEY HAVE A WORK GOAL AND THEY

_t 11:07:41:16
NEED TO PAY FOR EXPENSES TO

_t 11:07:43:02
REACH THAT GOAL.

_t 11:07:45:28
AND THE UNEARNED INCOME THAT A

_t 11:07:47:26
PERSON RECEIVES THROUGH

_t 11:07:50:13
UNEMPLOYMENT BENEFITS CAN BE

_t 11:07:51:26
INCOME THAT THEY USE TO PAY FOR

_t 11:07:54:20
THOSE EXPENSES.

_t 11:07:57:17
THE PASS WOULD HAVE THAT MCTHEY

_t 11:07:59:13
ARE USING TO PAY FOR THOSE WORK

_t 11:08:01:02
RELATED EXPENSES EXCLUDED FROM

_t 11:08:04:25
INCOME.

_t 11:08:05:02
IT WOULD NOT COUNT AS INCOME

_t 11:08:06:06
AGAINST THE PERSON'S SSI AND

_t 11:08:09:12
THAT WOULD MEAN THE PERSON COULD

_t 11:08:11:06
CONTINUE SSI ELIGIBILITY OR GET

_t 11:08:14:02
MORE SSI THAN THEY WOULD GET

_t 11:08:17:04
WITHOUT THE PASS.

_t 11:08:19:18
IF THAT ALL SOUNDS LIKE GREEK,

_t 11:08:21:12
IT IS

_t 11:08:22:17
IT IS NOT NECESSARILY, IT IS NOT

_t 11:08:25:09
NECESSARY YOU KNOW IT BUT I KNOW

_t 11:08:26:29
SOME OF YOU ARE VERY FAMILIAR

_t 11:08:28:08
WITH THE SSI WORK INCENTIVES AND

_t 11:08:30:21
I JUST WANTED TO MENTION THIS

_t 11:08:32:24
FOR YOUR BENEFIT.

_t 11:08:36:09
SO LET'S GO THROUGH A COUPLE OF

_t 11:08:38:15
EXAMPLES THAT I AT THIS WILL

_t 11:08:39:09
MAKE THIS A LITTLE CLEARER.

_t 11:08:41:19
THE FIRST FOR EXAMPLE IS SHANIQUA

_t 11:08:46:06
AND WE WILL LOOK AT HER

_t 11:08:47:17
SITUATION WHICH USES THE REGULAR

_t 11:08:50:22
UNEMPLOYMENT RULES IN SSI, AND

_t 11:08:52:09
THEN THE SECOND EXAMPLE WE ARE

_t 11:08:54:02
GOING TO BE LOOKING AT A

_t 11:08:56:02
DIFFERENT WORKER, PEDRO, WHO IS

_t 11:09:00:24
RECEIVING UNEMPLOYMENT BENEFITS

_t 11:09:03:02
UNDER THE CARES ACT RULES.

_t 11:09:06:05
SO SHAN IQ UA IS USING THE

_t 11:09:09:02
REGULAR UNEMPLOYMENT RULES,

_t 11:09:13:06
RECEIVED $240 A WEEK GROSS

_t 11:09:15:17
WAGES, WHICH AVERAGES OUT TO

_t 11:09:20:10
1,040 A MONTH, AND SHE WAS

_t 11:09:21:20
GETTING AN AVERAGE OF $350.50 A

_t 11:09:25:19
MONTH SSI.

_t 11:09:28:08
SHE WORKED FOR TWO YEARS, WAS

_t 11:09:31:15
LAID OFF THROUGH NO FAULT OF HER

_t 11:09:33:24
OWN.

_t 11:09:33:27
SHE APPLIED FOR UNEMPLOYMENT

_t 11:09:35:25
INSURANCE AND SHE GOT A BENEFIT

_t 11:09:38:21
OF $125 A WEEK, WHICH AVERAGES

_t 11:09:41:28
OUT TO $541 A MONTH.

_t 11:09:45:10
AND THE FIRST QUESTION IS, WHAT

_t 11:09:47:02
WILL HER AVERAGE SSI PAYMENT BE

_t 11:09:51:23
WHILE SHE RECEIVES UNEMPLOYMENT

_t 11:09:54:14
INSURANCE?

_t 11:09:56:23
REMEMBER, THAT THE FIRST $20 OF

_t 11:10:00:05
UNEMPLOYMENT INSURANCE, WHICH IS

_t 11:10:01:15
UNEARNED INCOME, DOES NOT AFFECT

_t 11:10:03:12
THE SSI BUT THE FULL AMOUNT THAT

_t 11:10:08:02
EXCEEDS $20 A MONTH REDUCES THE

_t 11:10:10:28
SSI DOLLAR FOR DOLLAR.

_t 11:10:13:15
SO WHAT WOULD HAPPEN IS, HER SSI

_t 11:10:15:25
WOULD BE REDUCED BY 521 WITH

_t 11:10:21:13
DOLLARS A MONTH, $20 LESS THAN

_t 11:10:24:09
HER UNEMPLOYMENT BENEFIT.

_t 11:10:27:17
SO THE MAXIMUM SSI BENEFIT IS

_t 11:10:31:08
783 A MONTH, AND THAT IS REDUCED

_t 11:10:34:20
BY $521 A MONTH, HER SSI WOULD

_t 11:10:37:07
END UP BEING $262 A MONTH.

_t 11:10:41:26
AND THE NEXT QUESTION IS, WHAT

_t 11:10:43:27
WOULD HER AVERAGE TOTAL INCOME

_t 11:10:47:14
BE BEFORE TAXES?

_t 11:10:49:10
>> AND IT WOULD BE $803 A MONTH.

_t 11:10:53:17
THAT IS THE 541 A MONTH AVERAGE

_t 11:10:57:15
UNEMPLOYMENT BENEFIT SHE IS

_t 11:10:59:03
GETTING PLUS THE $262 A MONTH

_t 11:11:03:07
AVERAGE SSI BENEFIT SHE IS

_t 11:11:06:11
GETTING.

_t 11:11:06:19
AND IT MAKES SENSE THAT HER

_t 11:11:09:19
TOTAL INCOME WOULD BE $20 MORE

_t 11:11:12:17
THAN THE MAXIMUM SSI PAYMENT.

_t 11:11:16:02
WHY IS IT $20 MORE?

_t 11:11:18:08
BECAUSE OF THAT 20-DOLLAR

_t 11:11:20:17
EXCLUSION THAT APPLIED TO THE

_t 11:11:22:13
UNEMPLOYMENT BENEFIT.

_t 11:11:25:07
ALL RIGHT.

_t 11:11:26:14
OUR NEXT EXAMPLE IS PEDRO.

_t 11:11:27:25
AND AGAIN WE ARE GOING TO USE

_t 11:11:31:12
THE RULES UNDER THE CARES ACT IN

_t 11:11:35:06
CONSIDERING PEDRO'S UNEMPLOYMENT

_t 11:11:37:02
BENEFIT.

_t 11:11:38:10
SO PEDRO RECEIVED A FULL SSI

_t 11:11:41:14
PAYMENT, THEN HE STARTED WORKING

_t 11:11:44:03
THREE YEARS AGO AND SHE WORKING

_t 11:11:46:10
FULL TIME.

_t 11:11:47:21
INHE IS MAKING $440 A WEEK GROSS

_t 11:11:53:27
WAGES WHICH AVERAGES OUT TO 1900

_t 11:11:56:27
AND $5 A MONTH AVERAGES.

_t 11:11:59:16
THAT IS ENOUGH TO REDUCE HIS SSI

_t 11:12:01:18
TO ZERO.

_t 11:12:03:06
BUT HE IS GOING TO BE ELIGIBLE

_t 11:12:06:02
FOR THAT 1619(B) RULE WE TALKED

_t 11:12:09:11
ABOUT EARLIER THAT LETS HIM

_t 11:12:11:15
CONTINUE HIS MEDICAID, HIS MO

_t 11:12:13:16
HEALTH NET, EVEN THOUGH HIS SSI

_t 11:12:15:22
HAS GONE DOWN TO ZERO DUE TO HIS

_t 11:12:19:22
EARNINGS.

_t 11:12:20:13
BUT NOW PEDRO IS LAID OFF DUE TO

_t 11:12:25:02
COVID-19.

_t 11:12:27:08
SO HE APPLIES FOR UNEMPLOYMENT

_t 11:12:30:13
INSURANCE.

_t 11:12:30:20
HE QUALIFIED FOR UNEMPLOYMENT

_t 11:12:32:04
UNDER THE REGULAR RULES.

_t 11:12:34:07
HE IS APPROVED FOR $229 A WEEK,

_t 11:12:38:14
BUT UNDER THE CARES ACT HE ALSO

_t 11:12:41:05
GETS THAT EXTRA $600 A WEEK.

_t 11:12:44:07
SO HE GETS A TOTAL UNEMPLOYMENT

_t 11:12:46:24
BENEFIT OF $829 A WEEK, WHICH

_t 11:12:49:15
AVERAGES OUT TO ALMOST 3,600

_t 11:12:52:27
DOLLARS A MONTH.

_t 11:12:56:26
AND WE WANT TO FIGURE OUT HOW

_t 11:12:57:29
MUCH SSI HE SHOULD GET AND WHAT

_t 11:13:00:05
SHOULD HAPPEN TO HIS MOVEMENT

_t 11:13:02:24
HEALTH NET -- MO HEALTH NET.

_t 11:13:05:11
>> WELL, HIS SSI BENEFIT IS

_t 11:13:07:07
GOING TO BE ZERO WITH OVER 3,500

_t 11:13:11:14
DOLLARS A MONTH OF UNEARNED

_t 11:13:15:19
INCOME, THAT IS WAY MORE THAN

_t 11:13:16:26
ENOUGH TO REDUCE HIS SSI TO ZERO

_t 11:13:21:08
ZERO.

_t 11:13:21:14
THE PROBLEM HEAR IS THAT HIS SSI

_t 11:13:24:02
IS BEING REDAWESSED TO ZERO, NOT

_t 11:13:27:10
BY EARNINGS, BUT BY UNEARNED

_t 11:13:31:16
INCOME.

_t 11:13:31:22
AND THAT MEANS HE WILL NOT BE

_t 11:13:34:08
ELIGIBLE FOR THAT 1619(B) RULE.

_t 11:13:39:06
1619(B) ONLY PROTECTS MEDICAID

_t 11:13:41:19
FOR PEOPLE WHO SSI HAS BEEN

_t 11:13:45:04
REDUCED TO ZERO DUE TO EARNINGS,

_t 11:13:49:02
NOT DUE TO UNEARNED INCOME LIKE

_t 11:13:51:10
UNEMPLOYMENT BENEFITS.

_t 11:13:55:14
SO WHAT WOULD HAPPEN UNDER THE

_t 11:13:58:12
REGULAR RULES IS THAT PEDRO

_t 11:14:00:16
WOULD NO LONGER BE ELIGIBLE FOR

_t 11:14:03:24
MO HEALTH NET THROUGH 1619(B),

_t 11:14:09:06
AND HIS MO HEALTH NET WOULD STOP

_t 11:14:13:05
UNLESS HE KEPT IT THROUGH A

_t 11:14:15:27
REALLY HUGE SPEND DOWN.

_t 11:14:20:22
BUT REMEMBER PEDRO IS GETTING

_t 11:14:22:12
UNEMPLOYMENT DURING THE COVID-19

_t 11:14:26:07
EMERGENCY AND BECAUSE HE WAS

_t 11:14:29:16
ELIGIBLE FOR MO HEALTH NET, IN

_t 11:14:30:24
FACT WITHOUT A PREMIUM OR A

_t 11:14:33:06
SPEND DOWN, AT ONE POINT -- AT

_t 11:14:37:21
ONE POINT DURING THE COVID-19

_t 11:14:40:07
EMERGENCY, THE STATE HAS TO

_t 11:14:42:13
CONTINUE HIS MO HEALTH NET

_t 11:14:44:06
WITHOUT MAKING HIM PAY FOR IT

_t 11:14:46:03
UNTIL THE LAST DAY OF THE MONTH

_t 11:14:48:21
THAT THE COVID-19 EMERGENCY

_t 11:14:51:20
OFFICIALLY ENDS.

_t 11:14:53:26
SO EVEN THOUGH PEDRO'S

_t 11:14:57:11
UNEMPLOYMENT BENEFIT IS GOING TO

_t 11:14:58:24
MAKE HIM FINANCIALLY INELIGIBLE

_t 11:15:02:24
FOR FREE MO HEALTH NET, BECAUSE

_t 11:15:07:11
OF THE FAMILY FIRST CORONAVIRUS

_t 11:15:10:28
RESPONSE ACT, PEDRO IS GOING TO

_t 11:15:12:21
BE ABLE TO KEEP HIS MO HEALTH

_t 11:15:14:25
NET WITHOUT PAYING FOR IT UNTIL

_t 11:15:16:26
THE EMERGENCY ENDS.

_t 11:15:24:02
AND I AM GOING TO TALK ABOUT

_t 11:15:25:18
SOCIAL SECURITY DISABILITY AND

_t 11:15:28:09
THEN I WILL PAUSE FOR SOME MORE

_t 11:15:30:23
QUESTIONS, DUANE.

_t 11:15:32:27
>> MIKE, JUST AS A POINT OF

_t 11:15:34:27
CLARIFICATION.

_t 11:15:35:03
>> SURE.

_t 11:15:35:26
PEOPLE HAVE ASKED WHEN YOU HAVE

_t 11:15:37:21
USED THE WORD EMERGENCY, CAN YOU

_t 11:15:38:25
CLAIRE PAY WHAT YOU MEAN BY THE

_t 11:15:41:13
WORD "EMERGENCY".

_t 11:15:44:02
IS THAT AS DECLARED BY THE STATE

_t 11:15:45:19
OR AS DECLARED FEDERALLY?

_t 11:15:47:02
>> THAT IS AN EXCELLENT

_t 11:15:50:08
QUESTION.

_t 11:15:50:15
THE CARES ACT REFERS TO THE

_t 11:15:54:02
EMERGENCY AS BEING DECLARED BY

_t 11:15:57:25
THE FEDERAL GOVERNMENT,

_t 11:16:00:26
SPECIFICALLY, BY THE SECRETARY

_t 11:16:01:17
OF THE DEPARTMENT OF HEALTH AND

_t 11:16:03:09
HUMAN SERVICES.

_t 11:16:06:16
SO IT IS NOT DETERMINED BY THE

_t 11:16:08:02
STATE BUT RATHER BY THE FEDERAL

_t 11:16:11:17
GOVERNMENT.

_t 11:16:11:24
THANK YOU.

_t 11:16:12:02
IT IS A GOOD QUESTION.

_t 11:16:19:28
OKAY.

_t 11:16:20:03
SO WHAT ABOUT THE INTERACTION

_t 11:16:22:07
BETWEEN UNEMPLOYMENT BENEFITS

_t 11:16:24:26
AND SOCIAL SECURITY DISABILITY

_t 11:16:26:24
BENEFITS AND MEDICARE?

_t 11:16:29:09
>> THIS IS MUCH SIMPLER.

_t 11:16:31:22
IF A PERSON GETS UNEMPLOYMENT

_t 11:16:34:21
BENEFITS, THEY WILL HAVE NO

_t 11:16:36:04
IMPACT ON THEIR SOCIAL SECURITY

_t 11:16:39:09
DISABILITY.

_t 11:16:39:16
IF A PERSON IS ELIGIBLE FOR

_t 11:16:42:07
UNEMPLOYMENT, THEY CAN KEEP

_t 11:16:43:16
THEIR FULL SOCIAL SECURITY

_t 11:16:46:14
DISABILITY BENEFIT AT THE SAME

_t 11:16:49:12
TIME.

_t 11:16:49:21
AND IN THE STATE OF MISSOURI, IF

_t 11:16:52:25
YOU GET SOCIAL SECURITY

_t 11:16:54:22
DISABILITY AND UNEMPLOYMENT, NOT

_t 11:16:56:28
ONLY DOES YOUR UNEMPLOYMENT NOT

_t 11:16:59:11
REDUCE YOUR SOCIAL SECURITY

_t 11:17:02:06
DISABILITY BUT YOUR SOCIAL

_t 11:17:03:16
SECURITY DISABILITY DOESN'T

_t 11:17:04:29
REDUCE YOUR UNEMPLOYMENT

_t 11:17:07:28
BENEFITS EITHER.

_t 11:17:08:14
THERE ARE ONLY FOUR STATES IN

_t 11:17:10:25
WHICH UNEMPLOYMENT BENEFITS ARE

_t 11:17:12:26
REDUCED IF A PERSON GETS SOCIAL

_t 11:17:15:28
SECURITY DISABILITY AND

_t 11:17:17:05
FORTUNATELY MISSOURI IS NOT ONE

_t 11:17:17:29
OF THEM.

_t 11:17:19:29
SO A PERSON CAN GET FULL

_t 11:17:22:11
UNEMPLOYMENT BENEFITS AND FULL

_t 11:17:24:02
SOCIAL SECURITY DISABILITY

_t 11:17:27:08
BENEFITS AT THE SAME TIME IF

_t 11:17:27:28
THEY ARE ELIGIBLE FOR BOTH.

_t 11:17:32:09
NOW, IF A PERSON'S SOCIAL

_t 11:17:34:09
SECURITY DISABILITY BENEFIT

_t 11:17:36:13
CONTINUES, THEIR MEDICARE WILL

_t 11:17:38:09
CONTINUE AS WELL, IF THEY HAVE

_t 11:17:39:25
BE BE UNTO RECEIVE MEDICARE.

_t 11:17:42:02
FOR PEOPLE WHO GET SOCIAL

_t 11:17:44:02
SECURITY DISABILITY, THERE IS A

_t 11:17:45:13
TWO-YEAR WAITING PERIOD BEFORE

_t 11:17:48:12
THEIR MEDICARE STARTS.

_t 11:17:49:14
BUT ONCE THEY GET MEDICARE THEY

_t 11:17:51:08
CAN KEEP IT AS LONG AS THEIR

_t 11:17:52:26
SOCIAL SECURITY DISABILITY

_t 11:17:57:26
CONTINUES.

_t 11:17:58:02
NOW, SUPPOSE A PERSON GETS

_t 11:18:00:10
SOCIAL SECURITY DISABILITY AND

_t 11:18:02:11
THEY APPLY FOR UNEMPLOYMENT

_t 11:18:05:05
INSURANCE AND THEY ARE DENIED?

_t 11:18:06:14
AND THE REASON THEY ARE DENIED

_t 11:18:07:29
IS THAT THEY ARE TOLD, WELL, YOU

_t 11:18:10:10
ARE GETTING SOCIAL SECURITY

_t 11:18:12:17
DISABILITY.

_t 11:18:12:25
THAT MEANS YOU ARE NOT ABLE TO

_t 11:18:14:08
WORK OR YOU ARE NOT ABLE TO WORK

_t 11:18:16:22
FULL TIME AND, THEREFORE, YOU

_t 11:18:20:11
DON'T NEED THE -- YOU DON'T MEET

_t 11:18:22:19
THE CRYER CRITERIA FOR UNEMPLOYMENT

_t 11:18:25:02
INSURANCE BECAUSE YOU ARE UNABLE

_t 11:18:26:14
TO WORK FULL TIME.

_t 11:18:27:12
IF A PERSON IS DENIED FOR THAT

_t 11:18:29:15
REASON THEY SHOULD APPEAL,

_t 11:18:32:07
BECAUSE THAT IS AN EXAMPLE IN

_t 11:18:34:02
WHICH THE UNEMPLOYMENT CLAIMS

_t 11:18:38:03
EXAMINER HAS MISINTERPRETED THE

_t 11:18:40:02
RULES, AND MAYBE ISN'T FAMILIAR

_t 11:18:42:04
ENOUGH WITH SOCIAL SECURITY

_t 11:18:45:27
RULES, BECAUSE A PERSON ON

_t 11:18:47:17
SOCIAL SECURITY DISABILITY, IN

_t 11:18:50:08
SOME CASES CAN BE CAPABLE OF

_t 11:18:53:15
WORKING FULL TIME, COULD EVEN BE

_t 11:18:56:04
WORKING FULL TIME, BUT MAY HAVE

_t 11:18:58:06
ENOUGH DEDUCTIONS FROM EARNINGS,

_t 11:19:01:06
SUCH AS IMPAIRMENT RELATED WORK

_t 11:19:04:09
EXPENSES AND SUBSIDIES, THAT

_t 11:19:05:29
THEY COULD STILL REMAIN ELIGIBLE

_t 11:19:09:04
FOR SOCIAL SECURITY DISABILITY.

_t 11:19:12:03
ALSO, A PERSON ON SOCIAL

_t 11:19:15:17
SECURITY DISABILITY MAY DECIDE

_t 11:19:18:21
THAT THEY ARE READY TO WORK

_t 11:19:21:02
FULL-TIME, EVEN IF IT MEANS THEY

_t 11:19:23:03
ARE DOING SUBSTANTIAL GAINFUL

_t 11:19:26:15
ACTIVITY AND THEIR SOCIAL

_t 11:19:27:28
SECURITY DISABILITY BENEFIT MAY

_t 11:19:30:24
STOP.

_t 11:19:33:02
SO IT IS NOT A REASONABLE

_t 11:19:37:02
ARGUMENT TO DENY A PERSON

_t 11:19:39:22
UNEMPLOYMENT INSURANCE SIMPLY

_t 11:19:41:05
BECAUSE THEY ARE DISABLED OR

_t 11:19:42:26
THEY ARE RECEIVING SOCIAL

_t 11:19:45:17
SECURITY DISABILITY, AND IF A

_t 11:19:47:03
PERSON IS DENIED FOR THAT REASON

_t 11:19:48:18
I WOULD RECOMMEND THAT THEY

_t 11:19:50:09
ALWAYS SHOULD APPEAL.

_t 11:19:55:02
SO LET'S GO THROUGH AN EXAMPLE.

_t 11:19:57:23
HERE IS CECILIA WHO GETS $920 A

_t 11:20:01:02
MONTH OF SSDI.

_t 11:20:02:29
SHE HAS WORKED ON HER JOB FOR

_t 11:20:05:17
FIVE YEARS, EARNS AN AVERAGE OF

_t 11:20:09:02
1,200 AND $13 A MONTH OR $280 A

_t 11:20:13:07
WEEK GROSS WAGES.

_t 11:20:14:24
SHE IS LAID OFF FROM HER JOB DUE

_t 11:20:18:02
TO COVID-19.

_t 11:20:19:02
SHE APPLIES FOR UNEMPLOYMENT

_t 11:20:22:11
INSURANCE.

_t 11:20:22:16
SHE GETS A REGULAR UNEMPLOYMENT

_t 11:20:24:04
INSURANCE BENEFIT OF $145 A WEEK

_t 11:20:28:07
PLUS SHE GETS THE EXTRA $600 A

_t 11:20:31:29
WEEK, SO HER TOTAL UNEMPLOYMENT

_t 11:20:33:27
BENEFIT WILL BE $745 A WEEK OR

_t 11:20:36:21
AN AVERAGE OF $3,226 A MONTH.

_t 11:20:42:29
THE FIRST QUESTION, SHOULD SHE

_t 11:20:44:15
CONTINUE RECEIVING S -- SSDI,

_t 11:20:48:09
AND IF SO, HOW MUCH?

_t 11:20:50:05
AND HOW MUCH WILL HER TOTAL

_t 11:20:51:21
MONTHLY INCOME BE?

_t 11:20:53:07
>> WELL, AS WE DISCUSSED IN THE

_t 11:20:56:04
LAST COUPLE OF SLIDES AGO, THE

_t 11:20:59:03
UNEMPLOYMENT INSURANCE DOES NOT

_t 11:21:00:02
HAVE ANY EFFECT ON HER SSDI, SO

_t 11:21:03:03
SHE WILL KEEP IT AND SHE WILL

_t 11:21:04:08
KEEP THE FULL AMOUNT, THE WHOLE

_t 11:21:06:26
$920 A MONTH.

_t 11:21:08:23
NOW, HOW MUCH TOTAL INCOME WILL

_t 11:21:10:26
SHE HAVE?

_t 11:21:11:14
A LOT.

_t 11:21:12:27
SHE WILL HAVE HER FULL SSDI

_t 11:21:15:18
BENEFIT OF $920 A MONTH, AND HER

_t 11:21:18:13
FULL UNEMPLOYMENT BENEFIT OF

_t 11:21:23:13
3,226.

_t 11:21:23:20
HER TOTAL MONTHLY INCOME WILL BE

_t 11:21:28:21
$4,146 A MONTH AND THAT CAN LAST

_t 11:21:31:15
UNTIL AS LATE AS JULY 25TH, WHEN

_t 11:21:35:17
THE EXTRA $600 A WEEK BENEFIT

_t 11:21:37:27
WILL STOP.

_t 11:21:41:04
SO AS YOU CAN SEE, PEOPLE CAN

_t 11:21:43:11
REALLY BE GETTING A MAJOR

_t 11:21:46:14
WINDFALL AS A RESULT OF THE

_t 11:21:48:20
CORONAVIRUS CRISIS, SPECIFICALLY

_t 11:21:51:02
DUE TO THE CARES ACT, THROUGH

_t 11:21:56:12
JULY 25TH.

_t 11:21:56:20
AND ALTHOUGH I HAVEN'T PUT A

_t 11:21:59:03
SLIDE DISCUSSING THIS POINT HERE

_t 11:22:00:17
IN THE POWERPOINT, I DID WANT TO

_t 11:22:05:04
MENTION IF YOU WORK WITH

_t 11:22:06:10
INDIVIDUALS WHO ARE GOING TO BE

_t 11:22:08:02
RECEIVING LARGE UNEMPLOYMENT

_t 11:22:08:26
BENEFITS LIKE THIS, IT MAY BE

_t 11:22:15:02
WISE TO HELP THEM WITH BUDGETING

_t 11:22:16:28
OR HELP THEM GET CONNECTED WITH

_t 11:22:18:11
SOMEONE WHO CAN HELP THEM WITH

_t 11:22:20:09
BUDGETING BECAUSE THAT EXTRA

_t 11:22:21:27
$600 A WEEK IS ONLY FUNDED

_t 11:22:25:17
THROUGH JULY 25TH WE DON'T KNOW

_t 11:22:29:02
HOW MUCH LONGER THE CORONAVIRUS

_t 11:22:30:20
EMERGENCY IS GOING TO CONTINUE.

_t 11:22:32:15
WE CERTAINLY DON'T KNOW HOW LONG

_t 11:22:34:15
IT WILL TAKE FOR PEOPLE TO BE

_t 11:22:36:12
ABLE TO GO BACK TO WORK WHO HAVE

_t 11:22:38:12
BEEN LAID OFF DUE TO THE

_t 11:22:42:21
CORONAVIRUS.

_t 11:22:42:29
SO IT IS PROBABLY A GOOD IDEA

_t 11:22:45:12
FOR PEOPLE TO BE STOCKING AWAY A

_t 11:22:47:21
GOOD CHUNK OF THAT GENEROUS

_t 11:22:49:25
UNEMPLOYMENT BENEFIT THEY ARE

_t 11:22:51:23
GETTING, BECAUSE THEY ARE LIKELY

_t 11:22:52:23
TO NEED IT AFTER JULY 25TH.

_t 11:22:58:29
>> SO FOR MORE INFORMATION ABOUT

_t 11:23:03:15
UNEMPLOYMENT BENEFITS, YOU GO TO

_t 11:23:12:27
LABOR.MO.GOV/UNEMPLOYED-WORKERS.

_t 11:23:14:17
AND IF YOU A GLUTTON FOR

_t 11:23:16:18
PUNISHMENT YOU CAN ACTUALLY READ

_t 11:23:18:02
PART OF THE CARES ACT AND THE

_t 11:23:19:07
LINK IS SHOWN ON THIS SLIDE AS

_t 11:23:22:21
WELL.

_t 11:23:23:18
AND, DUANE, I THINK WE WILL

_t 11:23:25:05
PAUSE FOR SOME MORE QUESTIONS

_t 11:23:26:14
BEFORE WE MOVE ON TO THE

_t 11:23:30:05
ECONOMIC IMPACT PAYMENTS.

_t 11:23:32:02
>> OKAY.

_t 11:23:33:17
SO ONE OF THE QUESTIONS IS, ARE

_t 11:23:36:11
INDIVIDUALS EMPLOYED THROUGH

_t 11:23:37:25
SHELTERED WORKSHOPS THAT RECEIVE

_t 11:23:40:26
SSI ELIGIBLE FOR UNEMPLOYMENT OR

_t 11:23:43:27
ANY OF THE EMERGENCY DOWN

_t 11:23:46:03
EMPLOYMENT BENEFITS?

_t 11:23:48:05
>> IT IS A GOOD QUESTION.

_t 11:23:53:18
I BELIEVE THAT IF A PERSON

_t 11:23:55:09
WORKING IN A SHELTER WORKSHOP IS

_t 11:23:58:21
TECHNICALLY AN EMPLOYEE, OF THE

_t 11:24:02:10
NONPROFIT THAT OPERATES THE

_t 11:24:05:09
WORKSHOP, YOU KNOW, IF THEY ARE

_t 11:24:06:17
ON THE PAYROLL, IF THEIR

_t 11:24:09:24
EARNINGS WERE HIGH ENOUGH, I

_t 11:24:12:07
KNOW MOST PEOPLE IN SHELTERED

_t 11:24:14:26
WORKSHOPS WOULD NOT LIKELY BE

_t 11:24:17:17
EARNING ENOUGH TO QUALIFY FOR

_t 11:24:19:14
UNEMPLOYMENT INSURANCE UNDER THE

_t 11:24:20:29
REGULAR RULES.

_t 11:24:22:25
THEY WOULDN'T HAVE ENOUGH

_t 11:24:23:28
EARNINGS DURING THE BASE PERIOD.

_t 11:24:26:02
BUT SOME MIGHT, THEN THEY COULD

_t 11:24:28:11
POTENTIALLY QUALIFY FOR REGULAR

_t 11:24:31:20
UNEMPLOYMENT INSURANCE AS WELL

_t 11:24:33:03
AS FOR THE EXTRA $600 PER WEEK.

_t 11:24:38:06
NOW, WHAT IF THE PERSON IS NOT

_t 11:24:41:05
ON THE PAYROLL FOR THE AGENCY?

_t 11:24:43:18
THEY ARE NOT TECHNICALLY

_t 11:24:45:10
EMPLOYEES A, BUT THEY ARE

_t 11:24:46:17
GETTING PAYMENTS AND THOSE

_t 11:24:50:24
PAYMENTS ARE EITHER CONSIDERED

_t 11:24:54:06
WAGES OR PERHAPS THEY ARE

_t 11:24:59:04
CONSIDERED NONWAGE PAYMENTS, BUT

_t 11:25:00:24
THEY ARE CLEARLY EARNINGS?

_t 11:25:04:09
WELL, IT IS QUITE POSSIBLE THAT

_t 11:25:06:13
PERSON COULD QUALIFY FOR

_t 11:25:09:22
PANDEMIC UNEMPLOYMENT

_t 11:25:11:12
ASSISTANCE, REMEMBER THE BENEFIT

_t 11:25:12:24
FOR PEOPLE WHO DON'T QUALIFY FOR

_t 11:25:15:22
UNEMPLOYMENT UNDER THE REGULAR

_t 11:25:19:15
RULES, IN THIS CASE PERHAPS

_t 11:25:20:20
BECAUSE THEY WEREN'T EARNING

_t 11:25:22:16
ENOUGH DURING THE BASE PERIODS

_t 11:25:25:08
OR THEIR EARNINGS WERE NOT

_t 11:25:27:18
CONSIDERED WAGES BUT WERE

_t 11:25:28:27
CONSIDERED SELF-EMPLOYMENT OR

_t 11:25:32:08
SOME VARIANT.

_t 11:25:33:09
BUT NOT WAGES.

_t 11:25:35:08
THEY COULD VERY POSSIBLY BE

_t 11:25:38:29
ELIGIBLE FOR THE PANDEMIC

_t 11:25:41:26
UNEMPLOYMENT ASSISTANCE.

_t 11:25:42:17
THEY SHOULD CERTAINLY TODAY AND

_t 11:25:46:11
APPLY.

_t 11:25:46:18
THEY SHOULD CERTAINLY GO AHEAD

_t 11:25:47:21
AND APPLY.

_t 11:25:48:14
>> OKAY.

_t 11:25:49:03
NEXT QUESTION.

_t 11:25:50:28
WHAT HAPPENS IF THE PERSON

_t 11:25:52:16
RECEIVING SSI WAS WORKING AND

_t 11:25:54:27
THEY FAIL OR REFUSED TO APPLY

_t 11:25:56:21
FOR UNEMPLOYMENT INSURANCE?

_t 11:25:58:12
..

_t 11:25:58:15
>> NOW, WHAT HAPPENS IF A PERSON

_t 11:26:00:21
WHO IS ELIGIBLE FOR SSI BECOMES

_t 11:26:05:02
POTENTIALLY ELIGIBLE FOR

_t 11:26:06:12
UNEMPLOYMENT BUT THEY REFUSE TO

_t 11:26:08:09
APPLY FOR IT?

_t 11:26:11:22
>> I CAN'T REALLY PREDICT THE

_t 11:26:16:09
LIKELIHOOD OF SOCIAL SECURITY

_t 11:26:19:20
FINDING OUT.

_t 11:26:20:24
YOU KNOW, IT IS QUITE POSSIBLE

_t 11:26:23:03
THAT SOCIAL SECURITY WOULD NEVER

_t 11:26:24:21
FIND OUT THAT THE PERSON HAD

_t 11:26:28:28
FAILED TO OR REFUSED TO APPLY

_t 11:26:30:27
FOR UNEMPLOYMENT BENEFITS.

_t 11:26:34:21
THAT COULD QUITE POSSIBLY

_t 11:26:36:15
HAPPEN.

_t 11:26:37:02
BUT WHAT IF SOCIAL SECURITY

_t 11:26:38:13
FOUND OUT OR DETERMINED THAT THE

_t 11:26:41:04
PERSON MAY HAVE BEEN ELIGIBLE

_t 11:26:42:05
FOR UNEMPLOYMENT BUT THEY DIDN'T

_t 11:26:45:09
APPLY FOR IT?

_t 11:26:47:22
IT IS POSSIBLE THEN THAT THEIR

_t 11:26:52:15
SSI COULD BE SUSPENDED BECAUSE

_t 11:26:54:13
THEY HAD REFUSED OR DECLINED TO

_t 11:26:57:17
APPLY FOR UNEMPLOYMENT.

_t 11:26:59:23
I DON'T KNOW HONESTLY HOW LIKELY

_t 11:27:02:02
THAT IS, BUT I DO WANT TO SAY

_t 11:27:04:18
THAT GIVEN THE HIGH AMOUNT OF

_t 11:27:07:26
UNEMPLOYMENT COMPENSATION THAT

_t 11:27:09:02
PEOPLE ARE GOING TO BE ABLE TO

_t 11:27:11:22
GET THROUGH THE -- THROUGH

_t 11:27:14:16
JULY 25TH, I REALLY DON'T SEE

_t 11:27:15:25
ANY REASON WHY SOMEBODY SHOULD

_t 11:27:18:23
DENY TO APPLY FOR UNEMPLOYMENT

_t 11:27:20:29
IF THEY MAY BE ELIGIBLE, BECAUSE

_t 11:27:24:29
THEY ARE GOING TO GET SO MUCH

_t 11:27:26:20
MORE MONEY THAN THEY WOULD UNDER

_t 11:27:29:14
SSI AND UNDER THAT SPECIAL RULE

_t 11:27:31:17
WE TALKED ABOUT EVEN IF THEY GOT

_t 11:27:35:02
ENOUGH UNEMPLOYMENT TO STOP

_t 11:27:39:09
THEIR SSI AND MO HEALTHNET,

_t 11:27:44:12
THEIR MO HEALTHNET HAS TO

_t 11:27:46:18
CONTINUE AT LEAST THROUGH THE

_t 11:27:48:16
END OF THE EMERGENCY.

_t 11:27:51:21
AT THE END OF THE EMERGENCY, IF

_t 11:27:53:21
THEY STOPPED GETTING

_t 11:27:56:24
UNEMPLOYMENT, OR THEY GOT MUCH

_t 11:27:58:14
LESS, THEN THEY MIGHT BE

_t 11:27:59:20
ELIGIBLE FOR SSI AGAIN, AS WELL

_t 11:28:03:09
AS MO HEALTHNET.

_t 11:28:04:24
BUT I WOULD CERTAINLY BE

_t 11:28:06:06
ADVISING PEOPLE ON SSI WHO MAY

_t 11:28:08:15
BE ELIGIBLE FOR UNEMPLOYMENT,

_t 11:28:11:08
PARTICULARLY UNDER THE CARES

_t 11:28:12:26
ACT, TO GO AHEAD AND APPLY.

_t 11:28:14:10
I DON'T SEE THEM HAVING ANY RISK

_t 11:28:18:02
ASSOCIATED WITH THAT PERSONALLY.

_t 11:28:22:19
ESPECIALLY SINCE THE EXTRA $600

_t 11:28:25:10
A WEEK PAYMENT DOES NOT COUNT AS

_t 11:28:29:05
INCOME FOR MO HEALTHNET PURPOSES

_t 11:28:33:18
PURPOSES.

_t 11:28:33:24
NEXT QUESTION?

_t 11:28:34:25
>> AND MICHAEL, I SEE A COUPLE

_t 11:28:36:19
OF QUESTIONS WHERE I THINK

_t 11:28:38:09
PEOPLE MAY HAVE CONFLATED WHAT

_t 11:28:41:06
YOU PRESENTED ALREADY WITH THE

_t 11:28:43:28
ONE TIME STIMULUS CHECK.

_t 11:28:46:08
AND SO IS THERE SOMETHING YOU

_t 11:28:47:12
CAN SAY NOW JUST TO KIND OF

_t 11:28:49:25
CLARIFY THE DIFFERENCE OF WHAT

_t 11:28:51:17
YOU HAVE PRESENTED AND WHERE YOU

_t 11:28:53:09
ARE GETTING READY TO PRESENT TO

_t 11:28:54:13
KIND OF HELP PEOPLE UNDERSTAND

_t 11:28:56:03
THE DIFFERENCES?

_t 11:28:57:19
>> YES.

_t 11:28:58:23
THANK YOU, DUANE.

_t 11:28:59:20
I AM GLAD TO CLEAR THAT UP.

_t 11:29:03:03
SO UP UNTIL NOW WE HAVE BEEN

_t 11:29:06:04
TALKING ONLY ABOUT UNEMPLOYMENT

_t 11:29:08:05
BENEFITS.

_t 11:29:08:12
BENEFITS FOR PEOPLE WHO WERE

_t 11:29:12:07
WORKING AND WHO STOPPED WORK, OR

_t 11:29:15:19
BECAME PARTIALLY UNEMPLOYED OR

_t 11:29:18:12
UNABLE OR UNAVAILABLE FOR WORK

_t 11:29:20:16
FOR CERTAIN REASONS, WHO COULD

_t 11:29:24:06
QUALIFY FOR THE PANDEMIC

_t 11:29:26:22
UNEMPLOYMENT ASSISTANCE OR FOR

_t 11:29:28:20
PEOPLE WHO ARE REGULARLY

_t 11:29:29:26
ELIGIBLE FOR UNEMPLOYMENT OR HAD

_t 11:29:31:27
USED UP THEIR REGULAR

_t 11:29:34:06
UNEMPLOYMENT BUT COULD GET AN

_t 11:29:36:07
EXTRA $600 A WEEK AND -- OR

_t 11:29:40:29
CONTINUE THEIR UNEMPLOYMENT

_t 11:29:42:05
BENEFIT LONGER.

_t 11:29:45:04
SO WE HAVE ONLY BEEN TALKING

_t 11:29:46:12
ABOUT A BENEFIT FOR PEOPLE WHO

_t 11:29:48:06
WERE OTHERWISE EMPLOYED.

_t 11:29:50:19
NEXT, STARTING WITH THE NEXT

_t 11:29:52:10
SLIDE, WE ARE GOING TO BE

_t 11:29:53:19
TALKING ABOUT PAYMENTS CALLED

_t 11:29:56:17
ECONOMIC IMPACT PAYMENTS, WHICH

_t 11:29:58:29
ARE POPULARLY KNOWN AS STIMULUS

_t 11:30:04:11
PAYMENTS.

_t 11:30:04:15
AND THESE ARE PAYMENTS THAT

_t 11:30:07:10
PEOPLE GET THAT THEY ARE

_t 11:30:08:22
ELIGIBLE FOR WHETHER OR NOT THEY

_t 11:30:10:28
HAVE WORKED.

_t 11:30:12:02
MANY, MANY PEOPLE WHO WILL BE

_t 11:30:13:06
GETTING THESE PAYMENTS OR SOME

_t 11:30:14:21
MAY HAVE ALREADY RECEIVED THEM,

_t 11:30:16:25
MAY HAVE NEVER WORKED A DAY IN

_t 11:30:19:14
THEIR LIVES, BUT THEY ARE

_t 11:30:20:15
ELIGIBLE FOR THESE PAYMENTS NOT

_t 11:30:23:03
BECAUSE THEY HAVE BECOME

_t 11:30:24:17
UNEMPLOYED OR PARTIALLY

_t 11:30:26:06
UNEMPLOYED, BUT SIMPLY BECAUSE

_t 11:30:28:21
THE GOVERNMENT DECIDED TO GIVE

_t 11:30:29:28
OUT THESE PAYMENTS AS A WAY TO

_t 11:30:33:07
HELP STIMULATE THE ECONOMY MORE

_t 11:30:35:18
AND KEEP IT FROM COLLAPSING.

_t 11:30:42:04
ANY OTHER UNEMPLOYMENT QUESTIONS

_t 11:30:43:22
AT THE MOMENT, DUANE?

_t 11:30:44:27
OR SHOULD WE MOVE ON?

_t 11:30:46:03
>> THERE IS A REQUEST ON, CAN

_t 11:30:48:27
YOU DISCUSS MEDICAID FOR

_t 11:30:50:13
INDIVIDUALS WHO RECEIVE MO

_t 11:30:52:19
HEALTHNET COVERAGE BUT DO NOT

_t 11:30:53:22
HAVE SSI?

_t 11:30:55:20
IS THE IMPLICATION OF

_t 11:30:58:17
CONTINUATION THE SAME?

_t 11:30:58:29
>> YES.

_t 11:30:59:23
GOOD QUESTION.

_t 11:31:03:10
THE RULE UNDER THE FAMILIES

_t 11:31:06:14
FIRST CORONAVIRUS RESPONSE ACT

_t 11:31:08:20
IS THAT IF A PERSON GETS

_t 11:31:12:09
MEDICAID, WHICH OF COURSE IS

_t 11:31:13:15
CALLED MO HEALTHNET IN MISSOURI,

_t 11:31:16:22
AT ANY POINT DURING THE

_t 11:31:19:06
CORONAVIRUS EMERGENCY -- SO THIS

_t 11:31:20:09
COULD BE PEOPLE WHO ARE GETTING

_t 11:31:22:06
IT BEFORE THE EMERGENCY STARTED

_t 11:31:25:03
AND MAYBE STILL HAD IT AFTER THE

_t 11:31:27:07
EMERGENCY STARTED, OR THEY

_t 11:31:29:08
BECAME ELIGIBLE FOR IT AT ANY

_t 11:31:31:16
POINT DURING THE EMERGENCY, IT

_t 11:31:35:08
DOESN'T MATTER HOW THEY ARE

_t 11:31:36:11
GETTING THEIR MEDICAID.

_t 11:31:38:18
THERE ARE DOZENS OF DIFFERENT

_t 11:31:39:28
WAYS TO QUALIFY FOR MO HEALTHNET

_t 11:31:44:13
HEALTHNET.

_t 11:31:44:19
AS LONG AS THEY WERE GETTING MO

_t 11:31:46:14
HEALTHNET IN SOME WAY DURING THE

_t 11:31:51:10
EMERGENCY, THE STATE HAS TO

_t 11:31:52:13
CONTINUE GIVING THEM MO

_t 11:31:54:21
HEALTHNET UNLESS THEY DIE, THEY

_t 11:31:56:25
MOVE OUT OF STATE OR THEY SAY

_t 11:31:58:20
THEY NO LONGER WANT IT.

_t 11:32:02:03
IT.

_t 11:32:02:10
THEY HAVE TO CONTINUE IT THROUGH

_t 11:32:03:23
END OF THE EMERGENCY, EVEN IF

_t 11:32:05:12
THEY WOULDN'T ORDINARILY BE

_t 11:32:06:20
ELIGIBLE FOR IT.

_t 11:32:08:02
AND THAT APPLIES TO PEOPLE WHO

_t 11:32:09:22
ARE GETTING SSI, IT APPLIES TO

_t 11:32:13:26
PEOPLE IN THAT 1619(B) STATUS.

_t 11:32:17:06
IT APPLIES TO PEOPLE WHO ARE

_t 11:32:19:29
GETTING MO HEALTHNET THROUGH A

_t 11:32:24:09
SPENDDOWN OR MO HEALTHNET FOR

_t 11:32:27:21
AGED, BLIND AND DISABLED PEOPLE

_t 11:32:28:29
WITHOUT A SPENDDOWN, FOR PEOPLE

_t 11:32:34:22
GETTING IT ANY OTHER WAY THAT

_t 11:32:36:02
THEY ARE GETTING FULL PARTIALLY

_t 11:32:39:06
FEDERALLY FUNDED MO HEALTHNET,

_t 11:32:42:05
THE RULE SAYS THAT THEY HAVE TO

_t 11:32:43:26
KEEP IT AND THEY DON'T HAVE TO

_t 11:32:45:12
PAY ANYTHING EXTRA FOR IT

_t 11:32:47:02
THROUGH THE END OF THE

_t 11:32:49:24
EMERGENCY, REGARDLESS OF THE WAY

_t 11:32:51:16
THAT THEY GET THE MO HEALTHNET.

_t 11:32:53:09
SO THANK YOU.

_t 11:32:53:22
IT WAS AN EXCELLENT QUESTION.

_t 11:32:57:16
AND JUST ONE OTHER QUICK

_t 11:32:59:22
QUESTION.

_t 11:33:00:05
A PERSON HAS POSTED WHO REPORTS

_t 11:33:01:26
THE INFORMATION TO SOCIAL

_t 11:33:03:17
SECURITY AND FAMILY SERVICES ON

_t 11:33:05:15
THE INCOME THAT YOU PRESENTED?

_t 11:33:08:11
>> WELL, IT IS THE

_t 11:33:10:02
RESPONSIBILITY OF THE INDIVIDUAL

_t 11:33:13:09
TO REPORT THEIR INCOME FROM

_t 11:33:18:04
UNEMPLOYMENT, SOCIAL SECURITY

_t 11:33:20:12
AND TO THE DIVISION OF FAMILY

_t 11:33:22:16
SERVICES.

_t 11:33:22:22
NOW, OF COURSE, IF THEY HAVE A

_t 11:33:25:08
PAYEE OR IF THERE IS SOMEONE

_t 11:33:27:03
ELSE, AN AGENCY REPRESENTATIVE,

_t 11:33:28:15
A CASE MANAGER OR SOMEONE WHO IS

_t 11:33:31:02
ASSISTING THEM WITH THEIR

_t 11:33:32:21
BENEFITS AND THEIR REPORTING,

_t 11:33:34:03
THAT PERSON SHOULD CERTAINLY

_t 11:33:36:02
HELP THEM APPLY, BUT IT IS

_t 11:33:38:07
TECHNICALLY THE OBLIGATION OF

_t 11:33:40:24
THE INDIVIDUAL OR THEIR

_t 11:33:42:07
REPRESENTATIVE PAYEE TO REPORT

_t 11:33:44:17
THAT INCOME TO THE AGENCIES THAT

_t 11:33:47:04
ADMINISTER THEIR BENEFITS.

_t 11:33:49:23
AND I AM GOING TO MOVE AHEAD NOW

_t 11:33:52:20
BECAUSE I THINK THERE WILL

_t 11:33:53:09
PROBABLY BE A LOT OF QUESTIONS

_t 11:33:55:06
ABOUT ECONOMIC IMPACT PAYMENTS

_t 11:33:56:14
AS WELL.

_t 11:33:57:02
AND I WANT TO GET THROUGH THOSE

_t 11:33:58:25
SLIDES SO WE CAN HANDLE A FEW

_t 11:34:02:09
QUESTIONS.

_t 11:34:03:07
SO THE CARES ACT NOT ONLY

_t 11:34:06:11
PROVIDES THE EXTRA UNEMPLOYMENT

_t 11:34:09:13
BENEFITS THAT WE TALKED ABOUT,

_t 11:34:11:04
BUT IT ALSO PROVIDES THE

_t 11:34:14:05
ECONOMIC IMPACT PAYMENTS, ALSO

_t 11:34:15:21
KNOWN AS STIMULUS PAYMENTS FOR

_t 11:34:18:08
MOST ADULT AMERICANS.

_t 11:34:19:21
AND EVEN SOME CHILDREN.

_t 11:34:24:13
TO BE ELIGIBLE FOR THE ECONOMIC

_t 11:34:25:29
IMPACT PAYMENTS, A PERSON HAS TO

_t 11:34:28:15
BE A U.S. CITIZEN OR A RESIDENT

_t 11:34:31:24
ALIEN.

_t 11:34:32:02
YOU HAVE TO HAVE A VALID SOCIAL

_t 11:34:33:23
SECURITY NUMBER.

_t 11:34:34:11
THEY CAN'T BE CLAIMED OR

_t 11:34:37:13
CLAIMABLE AS A DEPENDENT ON

_t 11:34:39:26
ANOTHER PERSON'S TAXES.

_t 11:34:42:08
THIS IS -- THIS IS A KEY POINT

_t 11:34:45:04
TO NOTE AND THIS IS WHY MOST

_t 11:34:46:20
CHILDREN WON'T BE ELIGIBLE FOR

_t 11:34:48:18
THE PAYMENT, BECAUSE THEY ARE

_t 11:34:52:20
GENERALLY EITHER BEING CLAIMED

_t 11:34:53:24
AS DEPENDENTS ON A PARENT'S OR

_t 11:34:57:18
ANOTHER PERSON'S TAXES OR THEY

_t 11:35:00:10
COULD BE.

_t 11:35:00:25
THIS IS ALSO A REASON THAT SOME

_t 11:35:04:06
ADULTS, PARTICULARLY ADULTS WITH

_t 11:35:06:13
DISABILITIES WITH LOW INCOMES,

_t 11:35:08:23
MAY NOT BE ELIGIBLE FOR ECONOMIC

_t 11:35:11:05
IMPACT PAYMENTS BECAUSE THEY MAY

_t 11:35:13:16
BE CLAIMED AS DEPENDENTS ON

_t 11:35:15:24
TAXES BY THEIR PARENTS OR

_t 11:35:18:11
SOMEONE ELSE, GENERALLY ANOTHER

_t 11:35:19:25
FAMILY MEMBER.

_t 11:35:20:28
AND THEY HAVE TO HAVE ADJUSTED

_t 11:35:23:04
GROSS INCOME, BASICALLY TAXABLE

_t 11:35:26:20
INCOME, BELOW CERTAIN LIMITS TO

_t 11:35:28:06
QUALIFY FOR THE PAYMENTS.

_t 11:35:31:28
WE WILL TALK ABOUT THOSE LIMITS

_t 11:35:33:04
IN A MOMENT.

_t 11:35:34:07
THE BASIC PAYMENT IS 1,200

_t 11:35:35:23
DOLLARS PER PERSON, OR 2,400

_t 11:35:38:12
DOLLARS FOR A MARRIED COUPLES

_t 11:35:40:05
WHO ARE FILING JOINT TAX

_t 11:35:45:05
RETURNS, PLUS YOU CAN GET AN

_t 11:35:47:12
EXTRA $500 FOR EACH QUALIFYING

_t 11:35:51:11
CHILD.

_t 11:35:51:16
AND A QUALIFYING CHILD IS A

_t 11:35:54:23
DEPENDENT WHO IS GOING TO BE

_t 11:35:56:26
UNDER -- EXCUSE ME -- UNDERAGE

_t 11:35:59:20
17 AT THE END OF THE CALENDAR

_t 11:36:02:27
YEAR AND A FEW OTHER CONDITIONS.

_t 11:36:04:17
SO LET'S SAY THAT A MARRIED

_t 11:36:07:07
COUPLE WAS FILING A JOINT TAX

_t 11:36:09:23
RETURN AND THEY HAD TWO

_t 11:36:13:12
QUALIFYING CHILDREN.

_t 11:36:13:28
THEY WOULD BE ABLE TO GET A

_t 11:36:16:09
TOTAL ECONOMIC IMPACT PAYMENT OF

_t 11:36:21:11
$3,400.

_t 11:36:21:18
THAT WOULD BE 2,400 DOLLARS FOR

_t 11:36:23:27
THE COUPLE THEMSELVES AND $500

_t 11:36:27:12
EACH FOR THE TWO QUALIFYING

_t 11:36:30:13
CHILDREN.

_t 11:36:30:18
THAT WOULD BE A TOTAL OF 3,400

_t 11:36:33:05
DOLLARS FOR THE FAMILY.

_t 11:36:36:26
NOW, PEOPLE WILL GET THE BASIC

_t 11:36:41:27
PAYMENT AMOUNT, 1,200 FOR AN

_t 11:36:43:20
INDIVIDUAL, 2,400 FOR A MARRIED

_t 11:36:45:21
COUPLE, PLUS AN EXTRA 500 FOR

_t 11:36:48:18
EACH QUALIFYING CHILD UNTIL

_t 11:36:52:14
THEIR INCOME REACHES A CERTAIN

_t 11:36:54:06
AMOUNT.

_t 11:36:54:13
IF THEIR INCOME IS ABOVE A

_t 11:36:56:02
CERTAIN AMOUNT, THEN THE PAYMENT

_t 11:36:57:18
AMOUNT IS REDUCED BY

_t 11:37:00:29
FIVE PERCENT OF THE AMOUNT THAT

_t 11:37:02:17
THEIR INCOME EXCEEDS THAT LIMIT.

_t 11:37:06:17
THE LIMIT FOR STINGMENT PEOPLE

_t 11:37:10:19
IS SEVEN, SINGLE PEOPLE IS

_t 11:37:13:16
$75,000 A YEAR.

_t 11:37:14:24
FOR A HEAD OF HOUSEHOLD THAT A

_t 11:37:17:05
SINGLE PERSON WITH INDEPENDENTS

_t 11:37:18:16
IT IS 112,500 A YEAR AND FOR

_t 11:37:22:18
MARRIED COUPLE FILING JOINT

_t 11:37:23:19
RETURNS IT IS 150,000 A YEAR.

_t 11:37:25:25
SO IF YOU ARE ELIGIBLE FOR AN

_t 11:37:27:20
ECONOMIC .. IMPACT PAYMENT AND

_t 11:37:29:24
YOUR INCOME IS BELOW THESE

_t 11:37:33:19
LIMITS YOU WILL GET THE FULL

_t 11:37:36:12
PAYMENT.

_t 11:37:36:17
IF YOUR INCOME GOES OVER THESE

_t 11:37:39:16
LIMITS YOUR PAYMENT WILL BE

_t 11:37:41:05
REDUCED SOMEWHAT.

_t 11:37:49:19
SO HERE IS -- THIS IS A BIG, BIG

_t 11:37:51:23
TOPIC OF DISCUSSION IN THE NEWS

_t 11:37:54:27
LATELY.

_t 11:37:55:04
WHAT DO YOU NEED TO DO TO GET

_t 11:37:56:15
THESE PAYMENTS?

_t 11:37:58:16
WELL, MOST PEOPLE WILL GET THEM,

_t 11:38:00:10
SOME HAVE ALREADY GOTTEN THEM,

_t 11:38:02:06
WITHOUT HAVING TO DO ANYTHING.

_t 11:38:04:20
AND THEY INCLUDE PEOPLE WHO

_t 11:38:06:28
FILED FEDERAL TAX RETURNS IN

_t 11:38:10:20
2018 OR 2019 OR BOTH.

_t 11:38:13:11
THEY DON'T HAVE TO DO ANYTHING

_t 11:38:14:12
TO GET THEIR PAYMENTS.

_t 11:38:17:16
PEOPLE WHO STARTED GETTING SSI,

_t 11:38:21:06
SOCIAL SECURITY DISABILITY,

_t 11:38:23:21
SOCIAL SECURITY RETIREMENT,

_t 11:38:26:18
SOCIAL SECURITY SURVIVOR

_t 11:38:28:25
BENEFITS OR RAILROAD RETIREMENT

_t 11:38:32:04
BENEFITS IN 2019 OR EARLIER WHO

_t 11:38:37:12
GOT 1099 FORMS INDICATING WHAT

_t 11:38:39:05
THEIR BENEFIT AMOUNTS WERE,

_t 11:38:40:26
WHICH WERE -- WHICH ARE ALSO THE

_t 11:38:42:21
REPORTED TO THE IRS, AND WHO

_t 11:38:44:18
DON'T FILE TAX RETURNS.

_t 11:38:47:09
SO PEOPLE WHO GOT THOSE

_t 11:38:49:21
BENEFITS, EVEN IF THEY DIDN'T

_t 11:38:50:26
FILE TAX RETURNS WOULD STILL GET

_t 11:38:53:28
THE ECONOMIC IMPACT PAYMENTS

_t 11:38:55:11
WITHOUT HAVING TO DO ANYTHING.

_t 11:39:00:02
NOW, OTHER PEOPLE, IN ORDER TO

_t 11:39:03:13
QUALIFY FOR THE PAYMENTS, NEED

_t 11:39:05:02
TO GO INTO A LINK ON THE IRS

_t 11:39:09:16
WEBSITE FOR NONFILERS.

_t 11:39:11:06
IT IS CALLED NONFILERS, ENTER

_t 11:39:14:06
PAYMENT INFO HERE, AND IT IS

_t 11:39:16:22
LINKED ON THE CURRENT SLIDE, AND

_t 11:39:20:16
THAT INCLUDES PEOPLE WHO GET

_t 11:39:24:11
BENEFITS FROM SOCIAL SECURITY,

_t 11:39:26:24
SSI OR RAILROAD RETIREMENT.

_t 11:39:29:11
DON'T FILE TAXES BUT HAVE

_t 11:39:33:12
QUALIFYING CHILDREN.

_t 11:39:34:15
SO THE INDIVIDUALS THEMSELVES

_t 11:39:37:09
WOULD GET THEIR ECONOMIC IMPACT

_t 11:39:40:09
PAYMENTS, BUT THE IRS WOULDN'T

_t 11:39:42:02
KNOW THAT THEY HAVE QUALIFYING

_t 11:39:45:07
CHILDREN AND THEY WOULD NEED TO

_t 11:39:46:25
NOTIFY THE IRS BY GOING TO THAT

_t 11:39:49:29
NONFILERS LINK THAT THEY HAVE

_t 11:39:52:02
QUALIFYING CHILDREN IN ORDER TO

_t 11:39:52:27
GET THE EXTRA $500 PER

_t 11:39:55:27
QUALIFYING CHILD.

_t 11:39:57:20
NOW, UNFORTUNATELY, THE DEADLINE

_t 11:40:00:06
FOR PEOPLE GETTING SOCIAL

_t 11:40:02:12
SECURITY OR RAILROAD RETIREMENT

_t 11:40:06:05
BENEFITS, TO USE THE UPON FILERS

_t 11:40:08:15
LINK TO INDICATE THAT THEY HAVE

_t 11:40:10:20
QUALIFYING CHILDREN, WAS

_t 11:40:14:07
YESTERDAY, UNFORTUNATELY.

_t 11:40:15:20
NOW, PEOPLE WHO GET SSI, ON THE

_t 11:40:17:06
OTHER HAND, STILL HAVE UNTIL THE

_t 11:40:20:02
END OF THE MONTH TO USE THE

_t 11:40:23:09
NONFILERS LINK TO INDICATE THAT

_t 11:40:24:24
THEY HAVE QUALIFYING CHILDREN TO

_t 11:40:26:28
GET THAT EXTRA $500 PER

_t 11:40:30:18
QUALIFYING CHILD.

_t 11:40:31:20
SO WHAT IF YOU GET SOCIAL

_t 11:40:33:21
SECURITY OR RAILROAD RETIREMENT

_t 11:40:35:27
AND YOU MISS THE DEADLINE

_t 11:40:38:06
YESTERDAY TO USE THE NONFILERS

_t 11:40:40:28
LINK TO GET EXTRA $500 PER

_t 11:40:43:07
QUALIFYING CHILD?

_t 11:40:45:05
WELL, YOU WILL STILL GET BASIC

_t 11:40:46:21
BENEFIT, THE 1,200 OR THE 2,400

_t 11:40:49:17
FOR THE MARRIED COUPLE, AND YOU

_t 11:40:52:18
CAN GET THE EXTRA $500 PER CHILD

_t 11:40:57:03
BUT ONLY AFTER FILING A TAX

_t 11:40:59:10
RETURN AT THE END OF THE YEAR OR

_t 11:41:00:26
THE BEGINNING OF THE NEXT YEAR.

_t 11:41:03:11
YOU WILL STILL WITH ABLE TO GET

_t 11:41:05:08
THE EXTRA 500 PER CHILD, BUT NOT

_t 11:41:08:02
FOR A WHILE.

_t 11:41:09:28
.. NOW THE OTHER PEOPLE WHO

_t 11:41:11:19
SHOULD USE THE NONFILER LINK ARE

_t 11:41:14:02
PEOPLE WHO STARTED GETTING

_t 11:41:15:28
SOCIAL SECURITY SSI OR RAILROAD

_t 11:41:19:03
RETIREMENT BENEFITS IN 2020 AND

_t 11:41:21:09
DIDN'T FILE TAXES.

_t 11:41:24:23
BECAUSE THE IRS WOULD NOT HAVE A

_t 11:41:26:19
RECORD OF THEM RECEIVING THOSE

_t 11:41:29:05
BENEFITS AND THEY WOULD NEED TO

_t 11:41:30:15
GO USE THAT LINK TO QUALIFY FOR

_t 11:41:33:18
THE ECONOMIC IMPACT PAYMENTS.

_t 11:41:36:11
ALSO, PEOPLE WHO DON'T FILE

_t 11:41:39:05
TAXES, DIDN'T FILE TAXES IN 2018

_t 11:41:44:18
OR 2019, AREN'T REQUIRED TO FILE

_t 11:41:47:09
TAX RETURNS AND DON'T PLAN TO

_t 11:41:49:13
FILE TAX RETURNS IN 2019 AND

_t 11:41:55:14
AREN'T GETTING ANY OF THOSE

_t 11:41:57:17
BENEFITS, THOSE PEOPLE SHOULD GO

_t 11:41:59:29
AHEAD AND USE THE NONFILERS LINK

_t 11:42:06:19
LINK.

_t 11:42:06:25
NOW, THE PAYMENTS THAT PEOPLE

_t 11:42:09:23
GET ARE GOING TO BE DIRECTLY

_t 11:42:11:20
DEPOSITED INTO THEIR BANK

_t 11:42:13:06
ACCOUNT IF THEY ARE ELIGIBLE AND

_t 11:42:15:24
THEY GET SOCIAL SECURITY SSI OR

_t 11:42:19:06
RAILROAD RETIREMENT BENEFITS

_t 11:42:21:02
THAT ARE DIRECTLY DEPOSITED INTO

_t 11:42:22:28
THEIR BANK ACCOUNTS AND THEY

_t 11:42:24:26
DON'T FILE TAX RETURNS.

_t 11:42:26:28
THE IRS WILL KNOW TO DIRECTLY

_t 11:42:29:26
DEPOSIT THEIR EXHIBIT IMPACT

_t 11:42:31:24
PAYMENTS INTO THEIR BANK

_t 11:42:34:14
ACCOUNTS.

_t 11:42:34:29
IF THEY HAD TAX REFUNDS THAT

_t 11:42:38:03
WERE DIRECTLY DEPOSITED INTO

_t 11:42:39:19
THEIR BANK ACCOUNTS FOR EITHER

_t 11:42:43:29
2019 OR 2018, IF THEY HAVEN'T

_t 11:42:45:24
FILED THEIR 2019 RETURNS YET,

_t 11:42:48:09
MANY OF US HAVEN'T, SINCE THE

_t 11:42:49:27
DEAD LANE IS NOW JULY 15TH,

_t 11:42:53:13
RATHER THAN THE USUAL APRIL

_t 11:42:58:22
APRIL 15TH, THEN, YOU KNOW, THEY

_t 11:43:00:17
WILL GET THEIR PAYMENTS BY

_t 11:43:02:18
DIRECT DEPOSIT.

_t 11:43:05:20
IF THEY DON'T QUALIFY FOR THE

_t 11:43:08:11
AUTOMATIC DIRECT DEPOSIT IN

_t 11:43:10:23
EITHER OF THOSE WAYS, THEY CAN

_t 11:43:13:27
REQUEST A DIRECT DEPOSIT OF

_t 11:43:15:02
THEIR PAYMENTS BY USING ANOTHER

_t 11:43:16:28
LINK CALLED THE GET MY PAYMENT

_t 11:43:21:26
TOOL LINKED ON THIS SLIDE.

_t 11:43:24:17
OTHERWISE, THE PAYMENT WILL BE

_t 11:43:25:27
MAILED TO THEM.

_t 11:43:27:14
BUT THEY WILL STILL GET IT.

_t 11:43:32:03
SO HOW DO ECONOMIC IMPACT

_t 11:43:33:24
PAYMENTS AFFECT OTHER BENEFITS?

_t 11:43:37:21
WELL, THE RULES ARE VERY SIMPLE

_t 11:43:40:15
AND VERY GENEROUS.

_t 11:43:42:14
THE PAYMENTS ARE TREATED AS IF

_t 11:43:45:13
THEY WERE TAX REFUNDS, TAX

_t 11:43:49:17
REFUNDS DON'T COUNT AS INCOME

_t 11:43:51:26
FOR ANY FEDERALLY FUNDED OR

_t 11:43:54:12
PARTIALLY FEDERALLY FUNDED MEANS

_t 11:43:57:07
TESTED PUBLIC BENEFIT.

_t 11:43:59:15
THEY DON'T COUNT AS INCOME AT

_t 11:44:00:24
ALL.

_t 11:44:01:02
THAT INCLUDES SSI, MO HEALTHNET,

_t 11:44:05:23
SNAP, WHICH IS ANOTHER TERM FOR

_t 11:44:07:29
FOOD STAMPS, HUD FUNDED, RENTAL

_t 11:44:11:14
ASSISTANCE PROGRAMS, TEMPORARY

_t 11:44:14:16
ASSISTANCE TO NEEDY FAMILIES OR

_t 11:44:18:09
VA PENSIONS, PENSIONS FROM THE

_t 11:44:23:08
U.S. DEPARTMENT OF VETERAN

_t 11:44:25:11
AFFAIRS.

_t 11:44:25:26
SO THESE ARE MEANS TESTED PUBLIC

_t 11:44:28:12
BENEFITS, MEANING THAT THEY LOOK

_t 11:44:29:15
AT YOUR OTHER INCOME IN

_t 11:44:31:25
DETERMINING YOUR ELIGIBILITY,

_t 11:44:33:13
BUT THEY WILL NOT COUNT THE

_t 11:44:35:21
ECONOMIC IMPACT PAYMENTS AS

_t 11:44:37:07
INCOME AT ALL.

_t 11:44:39:16
NOW, IF YOU RECEIVE A BENEFIT

_t 11:44:40:21
THAT HAS A LIMIT ON RESOURCES OR

_t 11:44:44:18
ASSETS THE ECONOMIC IMPACT

_t 11:44:46:19
PAYMENTS WILL NOT COUNT AS A

_t 11:44:48:05
RESOURCE FOR 12 MONTHS AFTER

_t 11:44:49:27
THEY WERE RECEIVED.

_t 11:44:52:07
IT GIVES THE PERSON PLENTY OF

_t 11:44:53:16
TIME TO SPEND THE MONEY SO IT

_t 11:44:55:06
WON'T COUNT AS A RESOURCE AT ALL

_t 11:44:58:28
ALL.

_t 11:44:59:08
ARE THE ECONOMIC IMPACT PAYMENTS

_t 11:45:01:17
TAXABLE?

_t 11:45:02:03
NO, THEY ARE NOT.

_t 11:45:03:28
REMEMBER, UNEMPLOYMENT BENEFITS

_t 11:45:05:07
ARE TAXABLE.

_t 11:45:06:18
THE ECONOMIC IMPACT PAYMENTS ARE

_t 11:45:08:16
NOT TAXABLE.

_t 11:45:12:08
AN ECONOMIC IMPACT PAYMENTS BE

_t 11:45:14:19
WITHHELD?

_t 11:45:15:27
CAN ECONOMIC IMPACT PAYMENT B'S

_t 11:45:17:16
WITHHELD?

_t 11:45:17:23
>> THE LAW SAYS THEY CAN'T BE

_t 11:45:19:29
WITHHELD TO RECOVER OVER DUE

_t 11:45:23:08
TAXES OR OTHER FEDERAL OR STATE

_t 11:45:26:05
DEBTS.

_t 11:45:27:11
WITH ONE EXCEPTION AND THAT IS

_t 11:45:28:09
PAST DUE CHILD SUPPORT.

_t 11:45:30:27
THE ECONOMIC IMPACT PAYMENTS CAN

_t 11:45:33:16
BE WITHHELD BY THE GOVERNMENT TO

_t 11:45:35:14
PAY PAST DUE CHILD SUPPORT BUT

_t 11:45:37:06
NOT ANY OTHER GOVERNMENT DEBTS.

_t 11:45:40:27
UNFORTUNATELY, THOUGH, PRIVATE

_t 11:45:43:16
CREDITORS AND SOMETIMES EVEN

_t 11:45:45:10
PEOPLE'S OWN BANKS HAVE BEEN

_t 11:45:48:14
TRYING TO CLAIM THOSE PAYMENTS

_t 11:45:51:08
TO SETTLE OUTSTANDING DEBTS

_t 11:45:53:07
DEBTS THAT PERSON MAY OWE.

_t 11:45:55:02
AND IF THIS HAPPENS THE PERSON

_t 11:45:59:17
SHOULD CONTACT THE STATE

_t 11:46:01:26
CONSUMER AFFAIRS OFFICE, THE

_t 11:46:03:14
ELDER AFFAIRS OFFICE OR A LOCAL

_t 11:46:06:03
LEGAL SERVICES AGENCY TO SEE IF

_t 11:46:07:29
THEY CAN HELP PREVENT THE

_t 11:46:11:02
CREDITOR FROM CLAIMING THE

_t 11:46:16:21
PAYMENT.

_t 11:46:18:02
AND FOR MORE INFORMATION ABOUT

_t 11:46:19:15
THE ECONOMIC IMPACT PAYMENTS YOU

_t 11:46:21:18
CAN GO TO THE IRS'S ECONOMIC

_t 11:46:24:02
IMPACT PAYMENTS PAGE ON THE LINK

_t 11:46:25:28
ON THIS SLIDE.

_t 11:46:27:22
ALSO THE NATIONAL CONSUMER LAW

_t 11:46:30:28
CENTER PUBLISHED AN ARTICLE THAT

_t 11:46:33:28
STRATEGIES TO USE TO PREVENT

_t 11:46:36:03
PRIVATE CREDITORS FROM TRYING TO

_t 11:46:39:26
SEIZE ECONOMIC IMPACT PAYMENTS

_t 11:46:41:02
AND THAT'S ALSO LINKED ON THIS

_t 11:46:44:25
SLIDE.

_t 11:46:45:06
AND I BELIEVE THAT'S OUR LAST

_t 11:46:47:25
SLIDE.

_t 11:46:48:07
SO WE HAVE TIME FOR 10 MINUTES

_t 11:46:51:11
MORE WORTH OF QUESTIONS.

_t 11:46:54:15
DUANE.

_t 11:46:54:20
>> OKAY.

_t 11:46:55:11
SO THE FIRST QUESTION IS, A

_t 11:46:58:15
PERSON INDICATING SOME OF THE

_t 11:47:00:13
RESOURCES STATED THE AGE OF THE

_t 11:47:01:22
CHILD IS 16 AND UNDER TO RECEIVE

_t 11:47:04:18
THE $500 PAYMENT.

_t 11:47:05:12
IS IT 16 OR 17?

_t 11:47:07:04
>> YES.

_t 11:47:09:21
THE SLIDE -- I AM GOING TO GO

_t 11:47:11:15
AHEAD AND GO BACK TO IT HERE.

_t 11:47:13:05
THE SLIDE SAID THAT A QUALIFYING

_t 11:47:15:27
CHILD MUST BE UNDERAGE 17 AT THE

_t 11:47:20:02
END OF THE TAX YEAR, AT THE END

_t 11:47:24:26
OF THE YEAR.

_t 11:47:26:14
YES.

_t 11:47:26:24
SO I APOLOGIZE IF THAT WAS

_t 11:47:29:14
CONFUSING, BUT ANOTHER WAY OF

_t 11:47:31:20
STATING THIS IS, THE END OF THE

_t 11:47:33:18
YEAR, DECEMBER 31ST, 2020, THE

_t 11:47:37:25
CHILD HAS TO BE 16 OR UNDER.

_t 11:47:42:02
IF THEY ARE 16 NOW BUT THEY ARE

_t 11:47:44:16
GOING TO TURN 17 ON OR BEFORE

_t 11:47:49:04
DECEMBER 31ST, THEY WON'T BE

_t 11:47:50:15
ELIGIBLE AS A QUALIFYING CHILD.

_t 11:47:55:15
>> OKAY.

_t 11:47:56:03
I BELIEVE YOU ANSWERED THIS

_t 11:47:57:05
QUESTION ALREADY, BUT WHAT ABOUT

_t 11:47:59:06
IMPACT ON VETERANS COMPENSATION,

_t 11:48:01:03
PENSION BENEFITS?

_t 11:48:03:19
>> THE VETERANS DISABILITY

_t 11:48:07:20
COMPENSATION BENEFITS ARE NOT

_t 11:48:09:02
MEANS TESTED, SO THEY ARE NOT

_t 11:48:13:08
AFFECTED BY ECONOMIC IMPACT

_t 11:48:15:02
PAYMENTS OR OTHER INCOME.

_t 11:48:17:21
THE VA DISABILITY PENSION, WHICH

_t 11:48:19:24
I DID MENTION ON SLIDE 64, IS

_t 11:48:23:27
MEANS TESTED, THAT IS IMPACTED

_t 11:48:26:20
BY OTHER INCOME AND ASSETS OR

_t 11:48:30:20
RESOURCES, BUT VA PENSIONS WILL

_t 11:48:32:19
NOT BE AFFECTED BY ECONOMIC

_t 11:48:35:12
IMPACT PAYMENTS, BECAUSE THEY

_t 11:48:37:02
WON'T BE COUNTED AS INCOME.

_t 11:48:41:21
>> OKAY.

_t 11:48:43:14
AND THEN SOMEONE HAS POSTED IF A

_t 11:48:45:02
PERSON IS MARRIED TO A

_t 11:48:46:21
NONCITIZEN DO THEY STILL

_t 11:48:47:12
CONTINUE TO QUALIFY FOR THE

_t 11:48:49:13
ECONOMIC IMPACT PAYMENT?

_t 11:48:51:21
>> THE CITIZEN CERTAINLY WOULD,

_t 11:48:55:12
IF THEY MET ALL OF THE OTHER

_t 11:48:58:14
CRITERIA.

_t 11:48:59:09
THE SPOUSE WHO IS A UPON

_t 11:49:02:03
CITIZEN, COULD POTENTIALLY

_t 11:49:06:04
QUALIFY FOR A PAYMENT AS WELL,

_t 11:49:07:25
REMEMBER TO BE ELIGIBLE, THIS IS

_t 11:49:10:02
SLIDE 56,.

_t 11:49:10:15
[ THE SPOUSE WHO IS A NONCITIZEN

_t 11:49:12:11
] HAS TO BE A U.S. CITIZEN OR A

_t 11:49:15:05
RESIDENT ALIEN.

_t 11:49:15:26
SO IF YOU WERE LEGALLY LIVING IN

_t 11:49:17:27
THE U.S. BUT YOU WERE A

_t 11:49:20:19
NONCITIZEN, YOU COULD STILL BE

_t 11:49:21:22
ELIGIBLE FOR AN ECONOMIC IMPACT

_t 11:49:25:08
PAYMENT.

_t 11:49:25:29
HOWEVER, UNDOCUMENTED IMMIGRANTS

_t 11:49:27:24
.. WOULD NOT BE ELIGIBLE.

_t 11:49:31:14
OKAY.

_t 11:49:31:19
AND THEN WE HAD A COUPLE OF

_t 11:49:33:03
PEOPLE POSE THAT THEY THOUGHT

_t 11:49:34:06
THEY THOUGHT THERE WAS AN

_t 11:49:35:08
EXTENSION ON THE NONFILER

_t 11:49:38:15
DEADLINE.

_t 11:49:40:19
ANY UPDATE ON THAT OR IS THAT

_t 11:49:42:09
STILL AS OF YESTERDAY?

_t 11:49:43:21
>> WELL, THE -- LET ME GO BACK

_t 11:49:48:08
TO THAT SLIDE.

_t 11:49:54:05
OKAY.

_t 11:49:56:09
I HAD SAID THAT THE DEADLINE FOR

_t 11:50:00:29
CERTAIN NONFILERS WAS YESTERDAY,

_t 11:50:05:22
AND THAT WAS THE DEADLINE FOR

_t 11:50:09:16
PEOPLE WHO GET SOCIAL SECURITY,

_t 11:50:12:12
INCLUDING SOCIAL SECURITY

_t 11:50:14:18
DISABILITY, OR RAILROAD

_t 11:50:17:28
RETIREMENT BENEFITS WHO DON'T

_t 11:50:19:03
FILE TAXES TO USE THE NONFILERS

_t 11:50:23:26
LINK IN ORDER TO INDICATE THAT

_t 11:50:25:02
THEY HAVE QUALIFYING CHILDREN,

_t 11:50:26:28
SO THEY COULD GET THE EXTRA $500

_t 11:50:30:10
PER QUALIFYING CHILD.

_t 11:50:32:26
THAT WAS YESTERDAY.

_t 11:50:34:14
I HAVE NOT SEEN ANYTHING

_t 11:50:37:08
INDICATING THAT THAT PARTICULAR

_t 11:50:42:02
DEADLINE WAS EXTENDED, BUT THE

_t 11:50:46:02
NONFILERS LINK IS STILL VALUE

_t 11:50:48:11
RID FOR OTHER NONFILERS,

_t 11:50:51:06
INCLUDING PEOPLE GETTING SSI,

_t 11:50:53:09
WHO HAVE QUALIFYING CHILDREN,

_t 11:50:55:17
THEY HAVE UNTIL THE END OF APRIL

_t 11:50:58:02
TO USE THE NONFILERS LINK TO

_t 11:51:00:23
INDICATE THEY HAVE QUALIFYING

_t 11:51:02:19
CHILDREN, SO THEY CAN GET THE

_t 11:51:05:27
EXTRA $500 PER CHILD.

_t 11:51:06:26
AND I BELIEVE THE NONFILERS LINK

_t 11:51:10:15
CONTINUES TO BE AVAILABLE TO

_t 11:51:13:17
PEOPLE WHO DON'T FILE TAXES AND

_t 11:51:16:23
DON'T GET BENEFITS.

_t 11:51:23:07
OKAY.

_t 11:51:23:20
AND WE HAVE A QUESTION ALSO, HOW

_t 11:51:25:25
DO VETERANS GET THEIR STIMULUS

_t 11:51:28:02
CHECK, ASSUMING THIS IS THE SAME

_t 11:51:29:10
AS EVERYBODY ELSE, CORRECT?

_t 11:51:31:06
>> YEAH.

_t 11:51:32:11
THE IRS WEBSITE SAYS THAT THE

_t 11:51:36:11
IRS IS LOOKING AT WAYS FOR

_t 11:51:40:11
VETERANS, PARTICULARLY VETERANS

_t 11:51:41:26
WHO GET BENEFITS, FROM THE VA,

_t 11:51:44:23
TO GET THEIR PAYMENTS MORE

_t 11:51:48:27
EASILY AND POSSIBLY

_t 11:51:52:06
AUTOMATICALLY, BUT AS OF THE

_t 11:51:54:12
LAST I CHECKED, WHICH WAS

_t 11:51:57:12
YESTERDAY, THERE WAS NO NEWS

_t 11:51:59:08
ABOUT QUICK OR EASIER WAYS FOR

_t 11:52:02:09
VETERANS, PEOPLE GETTING

_t 11:52:04:02
VETERANS BENEFITS TO GET THEIR

_t 11:52:05:14
PAYMENTS, SO THEY WOULD STILL

_t 11:52:06:17
NEED TO FOLLOW THE SAME RULES AS

_t 11:52:08:13
EVERYONE ELSE.

_t 11:52:13:13
OKAY.

_t 11:52:13:20
I THINK YOU MAY HAVE ANSWERED

_t 11:52:14:24
THIS ALREADY, BUT CAN AN

_t 11:52:16:14
ECONOMIC STIMULUS PAYMENT B'S

_t 11:52:18:02
WITHHELD BY A NURSING HOME OR

_t 11:52:19:28
OTHER LONG-TERM CARE FACILITY OR

_t 11:52:22:18
MEDICAID DOES NOT COVER THE FULL

_t 11:52:23:21
COST OF ROOM AND BOARD?

_t 11:52:26:22
>> YES.

_t 11:52:27:23
I HAVE HEARD OF NURSING HOMES

_t 11:52:30:26
TRYING TO WITHHOLD THOSE PAYMENT

_t 11:52:35:22
PAYMENTS TO PAY FOR ROOM AND

_t 11:52:37:17
BOARD OR OTHER EXPENSES IF THE

_t 11:52:41:02
PERSON HAD PAST DUE DEBTS.

_t 11:52:42:15
AND WHILE IT IS TECHNICALLY

_t 11:52:45:09
LEGAL, I HAVEN'T SEEN ANYTHING

_t 11:52:46:12
THAT SAYS IT IS ILLEGAL FOR A

_t 11:52:48:28
NURSING HOME OR, YOU KNOW, A

_t 11:52:50:11
PRIVATE CREDITOR TO DO THAT, I

_t 11:52:53:28
PERSONALLY THINK -- THIS IS JUST

_t 11:52:55:10
MY OWN PERSONAL OPINION -- BUT

_t 11:52:56:17
IT IS ONE THAT IS SHARED BY MANY

_t 11:52:59:02
OTHERS, IT IS UNETHICAL TO DO

_t 11:53:03:08
THAT.

_t 11:53:04:03
AND AS I MENTIONED TOWARD THE

_t 11:53:07:05
END OF THE PRESENTATION, IT IS A

_t 11:53:12:11
GOOD IDEA FOR PEOPLE TO SEEK

_t 11:53:14:25
ASSISTANCE FROM A CONSUMER

_t 11:53:16:08
AFFAIRS OFFICE, AN ELDER AFFAIRS

_t 11:53:18:27
OFFICE OR A LEGAL SERVICES

_t 11:53:22:03
AGENCY TO TRY TO AVOID HAVING

_t 11:53:25:12
THOSE PAYMENTS CLAIMED A

_t 11:53:31:26
CREDITOR, CLAIMED BY A CREDITOR.

_t 11:53:33:06
THE ARTICLE THAT I MENTIONED BY

_t 11:53:35:23
THE NATIONAL LAW CENTER WHICH IS

_t 11:53:38:27
LINKED ON THE LAST SLIDE, WHICH

_t 11:53:41:21
IS 28 IS A GOOD PLACE TO START

_t 11:53:44:04
TO GET SOME INFORMATION ON

_t 11:53:45:18
STRATEGIES TO HELP TO PREVENT

_t 11:53:49:07
THOSE PAYMENTS FROM BEING SEIZED

_t 11:53:50:23
BY PRIVATE CREDITORS.

_t 11:53:53:09
INCIDENTALLY, DUANE, I BELIEVE

_t 11:53:55:02
-- I AM HOPING THAT THIS

_t 11:53:56:29
POWERPOINT CAN BE MADE AVAILABLE

_t 11:53:59:25
TO PEOPLE --

_t 11:54:00:12
>> YES.

_t 11:54:01:03
>> OKAY.

_t 11:54:01:23
GREAT.

_t 11:54:01:27
>> YES.

_t 11:54:04:02
I WILL ASK ONE MORE QUESTION BUT

_t 11:54:06:04
JUST REAL QUICKLY BECAUSE I SEE

_t 11:54:07:19
SOME PEOPLE WILL BE NEEDING TO

_t 11:54:09:12
LEAVE.

_t 11:54:09:17
WE HAVE KIND OF COMMENTED

_t 11:54:10:15
THROUGHOUT THE CHAT ABOUT BOX AND ALSO

_t 11:54:12:17
IN THE Q & A THIS PRESENTATION

_t 11:54:14:08
AS WELL AS THE TRANSCRIPT AND A

_t 11:54:16:02
RECORDING WILL BE UPLOADED, IT

_t 11:54:17:29
WILL BE IN CONTACT WITH EACH OF

_t 11:54:20:02
YOU ALL THROUGH THE REGISTRATION

_t 11:54:21:18
LINK THAT YOU PROVIDED ON WHERE

_t 11:54:23:23
TO FIND AND ACCESS THAT

_t 11:54:27:02
INFORMATION.

_t 11:54:27:17
I DID WANT TO ASK REAL QUICKLY

_t 11:54:30:23
ONE QUESTION, BECAUSE I KNOW

_t 11:54:32:14
THERE HAVE BEEN CONCERNS ABOUT

_t 11:54:34:26
SCAMS OUT THERE.

_t 11:54:35:21
SOMEONE POSTED THEY HAD A

_t 11:54:39:11
NONFILER RECEIVE AN E-MAIL WITH

_t 11:54:41:06
A CODE AND IT IS -- LET'S SEE IF

_t 11:54:44:10
I CAN FIND IT.

_t 11:54:45:21
THE QUESTION WAS, REGARDING

_t 11:54:47:12
STIMULUS AND IRS NONFILER, I

_t 11:54:49:13
HAVE A CLIENT THAT WAS EXTENT A

_t 11:54:50:19
MENTAL AS WELL TO E-MAIL

_t 11:54:52:25
PROVIDING A NONFILER PAYMENT

_t 11:54:54:16
CODE, HAVE YOU HEARD OF THIS OR

_t 11:54:55:14
IS THIS A SCAM?

_t 11:54:57:12
>> IT SOUNDS LIKE A SCAM TO ME.

_t 11:55:00:03
I HAVE SEEN NOTHING THAT

_t 11:55:02:12
INDICATES THE IRS OR ANYONE ELSE

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WAS SENDING E-MAILS TO GIVE

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PEOPLE CODES TO ENTER THEIR

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INFORMATION FOR NONFILERS.

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SO NOW, IT IS POSSIBLE THAT

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PEOPLE MAY BE RECEIVING E-MAILS

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THAT DIRECT THEM TO THE

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NONFILERS LINK, BUT THEY WOULD

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HAVE TO BE, YOU KNOW, CLICKING

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ON A LINK OR GOING TO THE IRS

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CORONAVIRUS WEBSITE TO GO AHEAD

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AND ENTER THEIR INFORMATION.

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THE IRS IS CERTAINLY NOT SENDING

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OUT E-MAILS TO PEOPLE SAYING,

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HERE, ENTER YOUR CODE HERE, THAT

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SOUNDS LIKE A SCAM, AND SADLY,

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THERE HAVE BEEN MANY SCAMS, THE

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INSTANCE OF SCAMMING HAS

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INCREASED SIGNIFICANTLY AS

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SCAMMERS PREY ON PEOPLE DURING

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THE CORONAVIRUS EMERGENCY.

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AND DO WE HAVE TIME FOR ONE

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MORE, MAYBE, DUANE?

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>> GEE, I DON'T KNOW IF THERE IS

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SOMETHING WRONG WITH MY AUDIO.

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I AM NOT HEARING ANYTHING.

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>> DUANE SENT ME A MESSAGE

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SAYING HE LOST HIS AUDIO SO --

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>> OH.

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OKAY.

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>> THERE YOU GO.

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>> OKAY.

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WELL, I THINK WE ARE JUST ABOUT

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AT THE TOP OF THE HOUR NOW

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ANYWAY.

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AS DUANE POINTED OUT, WE WILL BE

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SENDING OUT ANSWERS TO ALL OF

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THE QUESTIONS IN A SINGLE

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DOCUMENT, THE ONES I WAS NOT

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ABLE TO ANSWER WITH THE TIME

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ALLOTTED, BUT I WANT TO THANK

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ALL OF YOU FOR PARTICIPATING AND

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PLEASE STAY HEALTHY AND SAFE